Patrick Hansen
@paddi_hansen
Followers
56,347
Following
962
Media
415
Statuses
3,320
Crypto, Policy & Europe | Senior Director, EU Strategy & Policy @circle | All views are my own
Berlin
Joined January 2020
Don't wanna be here?
Send us removal request.
Explore trending content on Musk Viewer
Taylor
• 769038 Tweets
Leverkusen
• 413607 Tweets
hailey
• 274918 Tweets
Justin Bieber
• 257936 Tweets
Celtics
• 74594 Tweets
Maranhão
• 69602 Tweets
メイドの日
• 68870 Tweets
Luka
• 66525 Tweets
Carolina
• 62087 Tweets
Boston
• 51326 Tweets
Eddie
• 44203 Tweets
WIN CENTRAL FAMILY
• 42945 Tweets
Rangers
• 42251 Tweets
#WINFriendofCentralEmbassy
• 42163 Tweets
Cavs
• 35479 Tweets
Endrick
• 33149 Tweets
Tatum
• 31600 Tweets
Costas
• 25228 Tweets
ドラマ化
• 24141 Tweets
Palacios
• 22811 Tweets
भगवान परशुराम
• 21890 Tweets
Canes
• 20938 Tweets
Cleveland
• 18357 Tweets
Safe Campaign
• 17300 Tweets
PRISCILLA
• 17114 Tweets
भगवान विष्णु
• 15408 Tweets
Zavala
• 11502 Tweets
Rex Murphy
• 10408 Tweets
Pinned Tweet
1/ Yesterday was a prime example of why crypto Twitter (and often crypto media) should not be trusted when it comes to crypto policy. Let's debunk claims that the EU is banning anonymous crypto transactions or self-custodial wallets.
Here is what’s actually in the EU Anti Money…
243
2K
4K
BREAKING: The ECON committee of the EU Parliament just voted against the de-facto POW-ban: 32 against, 24 in favor.
Big relief & political success for the bitcoin & crypto community in the EU💪💪
Will share a breakdown of the vote and what’s next here in this thread.
#Bitcoin
1K
6K
22K
1/ I hate to ring the alarm bell again, but the EU Parliament leaves us no choice 🚨🚨
This time it concerns a crackdown on unhosted wallets in the upcoming crypto AML regulation (TFR).
The ECON committee vote is on Thursday and the draft includes some absolute red flags 👇
460
2K
6K
1/ The two most important EU crypto regulations to date, MiCA ("PoW-ban") & TFR ("unhosted wallets"), are about to be finalized by the end of June.
They have huge implications for the crypto market in the EU and beyond.
Here is a quick update thread on both regulations 👇
162
1K
3K
1/8 Bad news for
#bitcoin
&
#cryptocurrency
in the EU 🚨
The POW-ban has basically made its way back into the draft of the European Parliament that will be voted on in the committee on Monday.
I just read the latest draft. A quick update 👇
@balajis
@_pgauthier
@BrianBrooksUS
505
1K
3K
BREAKING: The ECON & LIBE committees of the EU Parliament voted in favor of the FTR compromises D & E that crack down on “unhosted” wallets.
Entire regulation draft to be voted on later today, but will certainly go through.
Breakdown of the vote & more updates in this thread.
358
1K
3K
Germany is paving the way for "crypto shares" 🇩🇪🚀
The German Ministry of Finance will soon introduce a "Future Financing Act" that will create the regulatory basis for the issuance of "crypto shares".
Stock corporations will then have the choice of issuing their shares as…
124
406
2K
The MiCA effect 🇪🇺🚀
The share of VC investment into European crypto projects is up almost 10x in one year - from a share of 5.9% in Q1 2022 to 47.6% in Q2 2023.
Regulatory clarity attracts capital & entrepreneurs from around the world. Great development for crypto in Europe!
222
471
2K
I will have more to say on this the next few days and I am not a fan of the AMLR, but don’t believe the FUD that is being shared.
Self custody wallets are not banned. Payments to/from self custody wallets are not banned. P2P transfers are explicitly excluded from AMLR, as are…
Payments to “unhosted” / self-custody
#bitcoin
and crypto wallets are now illegal
How on earth are they going to police that?
333
236
2K
136
416
1K
Why would you call me "crypto bro"?
That's not how an elected Member of Parliament should react to economic & privacy concerns of its constituents.
Happy to engage in a professional discussion on the topic if you are too.
82
114
1K
1/ Europe🤝Web3
The EU economy is struggling in the web era. Our share in global equity markets has halved over the past 20 years.
Web3 is THE opportunity we have long been waiting for. I wrote an article on why the EU should embrace crypto 👇🧵
573
371
1K
With Brexit, the EU lost its biggest financial hub, the city of London.
Seems like the UK wants to outplay the EU with regards to crypto too.
The timing of this, just a few days after heavy public backlash against an EU vote on crypto, is certainly not a coincidence..
UK'S FINANCE MINISTER SUNAK: IT IS MY AMBITION TO MAKE THE UK A GLOBAL HUB FOR CRYPTOASSET TECHNOLOGY.
222
720
4K
68
236
1K
The European Parliament wants to ban proof-of-work based
#cryptocurrency
like
#Bitcoin
from the EU🚨
This is no longer a hollow threat, but could happen if the Commission and the Council of the EU don't kill this amendment.
@balajis
@naval
@APompliano
238
400
1K
8/ Second 🚩
For every crypto-transfer from an unhosted wallet over 1k EUR, companies are obliged to inform the “competent AML authorities”.
For ALL these transactions, even if there is no sign/suspicion of money laundering.
This is an absolute violation of privacy rights.
19
138
1K
Crypto influencers beware: Commenting on crypto assets in (social) media without disclosure and profiting from the effects of that will be considered market manipulation in the EU once MiCA is in force.
@zachxbt
152
293
1K
1/16 Stablecoins are undeniably crypto's killer use case atm and going to mainstream faster than any other application.
Don't take my word for it, look at the data 🧵
78
266
1K
Unlike US banks, European banks never recovered from the financial crisis in 2008.
Europe is in need of financial innovation and should embrace crypto with open arms.
80
201
993
The worst aspect of some EU policies is that optics seem to matter most.
No one who understands
#Bitcoin
thinks that the EU POW-ban would have had a positive impact on sustainability.
No one who understand crypto thinks that the new TFR rules will have a positive impact on AML.
64
165
982
The vote on POW-ban amendment in the ECON committee of the EU Parliament has now been opened and is ongoing. The results will probably be announced around 5-6pm CET. Will keep you posted.
#BTC
#Bitcoin
52
193
922
1/ Personal update: I am thrilled to share that I joined
@circlepay
as Director, EU Strategy & Policy.
92
36
910
1/6 Good news wrt the TFR (AML rule) in the EU 👏
In a letter from State Secretary
@florian_toncar
to MP
@f_schaeffler
the German Ministry of Finance opposes
• the comprehensive verification of "unhosted" wallets
• suspicion-independent transaction reports to AML authorities
61
238
895
MP
@f_schaeffler
organized a crypto tax roundtable yesterday in the German Parliament.
Good news: Staking/lending of crypto-assets will no longer extend the (usually 1 year) holding period for tax free selling to 10 years in 🇩🇪.
Thanks
@f_schaeffler
for your work & the invite!
58
152
865
1.
@coinbase
integrates Dapps like
@Uniswap
,
@compoundfinance
or
@CurveFinance
into its app
2.
@RobinhoodApp
launches a DeFi wallet covering network fees.
3.
@stripe
launches USDC payments on
@Twitter
The
@BanklessHQ
mullet thesis (fintech 🤝 DeFi) is accelerating.
28
122
858
In El Salvador, after hundreds of millions of top down public investments, only 1.6% of remittances are sent via
#Bitcoin
.
Meanwhile, driven by natural bottom-up demand, 1/3 of Latin American consumers have used stablecoins for everyday purchases.
The market, loud & clear.
115
113
828
US crypto: Innovate, but doesn't manage to regulate.
EU crypto: Regulate, but doesn't manage to innovate.
93
93
809
1/ The vote on crypto AML rules in the EU Parliament didn't turn out as we would have wished, BUT
1. We can still achieve changes in the trilogue - start ~ April 20/21
2. We have witnessed an unseen level of political mobilization for crypto in the EU
Quick shout-out thread👇
90
215
790
1/ The EU AML rules voted on Thursday originate from the so-called FATF travel rule first "recommended" in 2019.
Every country on earth has to (and will) implement measures to comply with it & as usual, the EU has gone further than everyone else.
A thread on the travel rule 👇
126
277
780
MiCA, the landmark EU crypto regulation, officially passed the plenary of the EU Parliament 🇪🇺
-517 MEPs voted in favor
-38 against
-18 abstentions
Next steps
-final formal vote in the Council of the EU (EU member states) on May 16
-MiCA publication in the Official journal of…
76
250
784
Why is the ECB engaging in more and more political matters (bitcoin, environment, economic cycles etc.) instead of focusing on its mandate to maintain price stability?
#askecb
🇪🇺
@FrankElderson
: Crypto-assets such as
#bitcoin
have an enormous ecological footprint. Their estimated energy consumption is comparable to that of some countries. Authorities across the world need to see how this affects their sustainable finance roadmaps and take action
#AskECB
689
46
171
54
114
779
It won't be long before regulatory requirements for centralized crypto companies to keep customer funds in segregated accounts in a bankruptcy-proof manner prohibiting their use for the company's own accounts are the global standard.
Coming to the EU with MiCA soon.
54
122
770
Shopify accounts for 10% of total U.S. e-commerce and $444 billion worth of global economic activity.
The average cost per transaction using
@solanapay
&
#USDC
is $0.00025 (vs. 1.5-2.5% credit card fees).
These are the types of 0-1 improvements powered by crypto that can lead…
64
205
1K
38
162
758
9/ So there is loads of work left in the months and years ahead.
But today is a big political success for crypto in the EU.
Congrats to
@DrStefanBerger
for this political success and for his support for the crypto community.
12
51
711
1/ The EU has reached a deal on the TFR (AML rules).
Yesterday evening, policymakers agreed on the first of the two key EU crypto regulations being currently finalized.
It's not looking great, but could have ended up even worse. A quick overview👇
85
250
666
US vs. EU in a nutshell:
US treasury secretary Janet Yellen -
“New technology has raised the possibility of reduced reliance on centralized intermediaries”
ECB president Christine Lagarde -
"Cryptocurrencies are highly speculative and suspicious"
1/ Secretary Yellen’s latest public remarks are nothing short of remarkable.
Here, the top US govt official in charge of the financial system talks about Satoshi Nakamoto's innovation:
“New technology has raised the possibility of reduced reliance on centralized intermediaries”
107
561
2K
52
155
680
Thank you for all the support btw - just crossed the 40k followers 😅🥳
It motivates me to continue working for a crypto-friendly Europe!
41
19
671
Yes, you heard that right.
@SAP
, the largest enterprise software provider in the world that literally every single business is a customer of, is testing cross-border payments settled in USDC for their customers.
23
121
666
7/ But it doesn’t say how exactly a crypto service provider should be able to verify the unhosted counterpart🤨
The consequence of this, imo, is that most crypto companies won’t be able or willing to transact with unhosted wallets anymore in order to stay compliant.
18
70
640
1/ End of June, the EU reached political agreements on MiCA & TFR, the most comprehensive crypto regulations to date in a major jurisdiction.
Since then many are wondering where they can find the final texts & when they will come into force.
An update thread on MiCA & TFR 👇
36
175
613
With ongoing adoption & inflation, critics will soon shift from saying
#Bitcoin
is useless, stupid, a ponzi scheme etc. to saying it is undermining financial stability. Warren Buffett is the best example of that.
This is the stage when things will get truly political.
46
75
642
1/ Yesterday, after 2-3 years of consultation, discussion, amendments & negotiation, EU institutions reached an agreement on MiCA.
MiCA is probably the most important piece of crypto regulation to date.
Here is a brief overview of some key decisions 👇
37
261
638
13/ This is a totally unjustifiable double standard. If anything, the AML requirements for
#cryptocurrency
should be lower, since blockchain-based transfers offer new and additional ways to track and monitor.
Warned about this a few weeks ago:
1/ The EU Parliament published its report on the AML rules for
#crypto
wrt the FATF travel rule.
It suggests one key amendment compared to the proposal from the EU Commission.
No exemptions for transfers under 1k EUR 🚩🚩🚩
3
7
16
9
55
616
5/ As mentioned before, I totally agree with
@Pierr_Person
&
@PowerHasheur
that the implementation of this article would kill the competitiveness of EU crypto businesses and drive plenty of capital, talent, and companies out of the EU.
(1/9) MiCa regulation will be voted on next Monday. As it stands, it definitively condemns the future of crypto-assets in Europe. By banning Bitcoin and Ether, by complicating the use of NFT and DeFi, the European Parliament is mortgaging our monetary and financial sovereignty.
500
2K
4K
25
69
609
2/ Background: The EU Commission’s AML package includes a revision of the Transfer of Funds Regulation (TFR) that will extend the obligation of financial institutions to accompany transfers of funds with information on the payer and payee to crypto assets.
10
65
593
Bitcoin ETFs in 🇺🇸 vs. Bitcoin ETPs/ETCs in 🇪🇺
While several
#BitcoinETFs
are about to be approved in the US, EU investors won't be able to invest in these. In general, in contrast with the US, EU ETFs (UCITS) cannot be used for single assets like bitcoin or gold.
Instead,…
58
128
599
15/ This proposal cracks down on unhosted wallets & creates huge data honeypots for hackers.
It will lead to a system that is very close to SWIFT today, where every crypto transfer (except real P2P) is accompanied by a transfer of personal information.
1/ It is not unlikely that TRUST will become the new SWIFT.
Non-Custodial wallets are the only way we don't end up in the same politicized & weaponized financial system.
This is why our right to use them is so key.
@punk6529
@twobitidiot
@Breedlove22
1
23
76
7
67
565
17/ What is concerning is that this time, different from the POW-ban in the MiCA regulation, the Council (member states) seems to be on the same page with the EU Parliament on these issues (no threshold for crypto transfers, crackdown on unhosted wallets etc.).
37
54
557
Germans are not as rich as people think.
Contrary to common belief, average median wealth in Germany is half that of France, Italy or the United Kingdom. Overall, it is by far the lowest among these industrialized countries.
h/t
@LynAldenContact
74
120
569
.
@cz_binance
: „The EU MiCA regulation will become a global regulatory standard copied around the world.“
71
80
494
Interestingly enough, the new EU regulation would not have prevented the biggest catalysts of the recent crypto crash
• UST collapse (USD stablecoin)
• Anchor collapse (DeFi)
• Celsius collapse (Lending)
• 3AC collapse (institutional hedge fund)
40
86
554
10/ And thanks and congrats to everyone who contributed to making our concerns and voices heard.
The crypto community in the EU has clearly become a political force!!
Looking forward to keep pushing Europe to embrace crypto
1/ Europe🤝Web3
The EU economy is struggling in the web era. Our share in global equity markets has halved over the past 20 years.
Web3 is THE opportunity we have long been waiting for. I wrote an article on why the EU should embrace crypto 👇🧵
573
371
1K
1
45
527
The ECB has published 3 new research articles on
• Climate risk of crypto
• DeFi
• Stablecoins
They give a good overview of how the ECB thinks about these issues and contain some remarkable quotes and graphs. A few examples 👇
62
186
518
Habemus MiCA! 🇪🇺🚀
After more than 2.5 years of consultation, heated debates, last-minute amendments, and very close votes in the committee, the EU Parliament's plenary today passed the new EU crypto framework with an impressive majority of 517 MEPs for and 38 votes against.…
63
189
494
9/ Third 🚩
One year after entry into application, the EU commission will assess the need of “additional specific measures to mitigate the risks posed by transfers from or to unhosted wallets, including the introduction of possible restrictions”
4
55
502
6/ Different from the initial proposal that only required to collect (not verify) personal data from transfers made from/to an unhosted wallet, the draft now requires to “verify the accuracy of information with respect to the originator or beneficiary behind the unhosted wallet”
12
61
497
4/ It is the EU implementation of the so-called FATF travel rule that basically says that crypto service providers (exchanges, custodians etc) have to share personal information (name, address etc.) of their clients for transactions between one another.
8
61
497
Good news for fintechs and non-bank payment firms from Brussels🇪🇺
The EU institutions have reached a provisional deal on instant payments during yesterday's trilogue negotiation. As part of this deal, non-bank payment institutions (e.g. e-money institutions, including future…
36
153
516
1/ In light of the recent Tornado Cash situation, I feel like regulatory risk (esp. AML) for the
#Bitcoin
lightning network is generally under-discussed.
I will have a closer look in the next weeks, but here are a few initial thoughts 👇
44
100
504
10/ This means that the EU Commission might be prohibiting transfers from/to unhosted wallets entirely, as was already suggested by some members of the Parliament in an earlier draft - see Art 18 b on page 45 here:
7
60
497
12/ That means that soon every single satoshi transaction that is not purely P2P will have to be accompanied by the sharing of personal information.
14
71
489
5/ The EU Parliament is currently discussing and amending that proposal.
And the latest draft compromise before the vote on Thursday introduced/aggravated some absolute red flags.
First red flag 🚩
5
43
477
2/ A majority of MEPs from the EPP, ECR, Renew & ID voted against it, while a minority of MEPs from Greens, S&D, and GUE mainly voted in favor.
Instead, this alternative amendment from Stefan Berger was supported.
What does that mean for POW?
19
57
473
16/ The regulation is led by
@ernesturtasun
from the Greens in the ECON &
@Assita_Kanko
(Conservatives) in the LIBE committee.
Reminder: These are not the final rules. After the vote on Thursday, final negotiations with the EU Commission & Council (trilogues) will start.
23
55
469
Not many have noticed, but in the final version of the TFR (the EU travel rule implementation, finalized alongside MICA) the EU has replaced the terrible term "unhosted wallet" with "self-hosted wallet".
A purely symbolic yet very important change!
62
82
474
The EU MiCA regulation is without any doubt the most comprehensive, already adopted crypto framework in the world.
Nonetheless, there are assets & activities that aren't covered by its broad scope. A thread about who/what will not need regulatory approval under MiCA 🧵
1/12
24
144
479
3/ Initial proposal from the EU commission
Initial draft report from the EU Parliament
2
45
445
1/8 The UN published policy recommendations for developing countries on how to curb the "spread of the risks of cryptocurrencies & stablecoins".
The list includes taxes on trading, banning institutions from holding, prohibiting social media ads & more.
49
154
423
Even though the last two votes on crypto topics (POW-ban, "unhosted" wallets) in the EU Parliament were pretty much split along the left-right divide, it is important that we push back against the politicization of crypto as a partisan issue.
We need broad, bi-partisan support!
Crypto is neither left nor right and it should better stay that way if we want it to gmi 🧵 👇
2
11
58
31
80
447
After getting regulatory approval in Italy & France,
@binance
has officially applied for the German crypto custody license.
This will arguably be the biggest reg challenge to date in Europe, as only 4 companies (out of 30+ applicants) have received approval so far.
@cz_binance
54
47
427
1/ Important addition 📢
There are 2 alternatives to the Article 2a (POW) that will both be voted on. The 2nd one doesn't plan a ban.
Only 1 of the 2 will make it through. There seems to be a very thin majority against the ban right now, but tbd.
Here is who supports what 👇
1/8 Bad news for
#bitcoin
&
#cryptocurrency
in the EU 🚨
The POW-ban has basically made its way back into the draft of the European Parliament that will be voted on in the committee on Monday.
I just read the latest draft. A quick update 👇
@balajis
@_pgauthier
@BrianBrooksUS
505
1K
3K
41
123
443
19/ Hopefully this will help debunk most of yesterday’s headlines & FUD.
I’d appreciate if you could help me correct the false rumors & bad takes by sharing the first tweet below.
I’ll continue to do my best to share updates on all things Crypto & EU.
1/ Yesterday was a prime example of why crypto Twitter (and often crypto media) should not be trusted when it comes to crypto policy. Let's debunk claims that the EU is banning anonymous crypto transactions or self-custodial wallets.
Here is what’s actually in the EU Anti Money…
243
2K
4K
49
61
452
Those who believe that crypto is only a speculative investment hobby of rich people in Western, industrialized countries are either not paying attention or not interested in data.
(even if these numbers seem to significantly overestimate usage imo)
@balajis
38
121
433
German banks passed on negative interest rates when the ecb deposit rate was at -0.5%.
Now that it is at +2.5% and growing, German banks on average pay only 0.07% in interest to retail depositors.
This is not how a fully functioning, competitive market should work.
43
68
439
11/ My sources come directly from the ECON committee in the European Parliament. Will add official link to website asap.
25
29
425
3/ The wording of the POW ban has changed, but the effect is essentially the same.
Crypto-assets that are deemed unsustainable will be prohibited from being issued, offered or admitted to trading.
55
70
418
11/ Forth 🚩
While the FATF travel rule only requires these measures for transactions over a certain amount (1k$) and the TFR for fiat (wire transfers etc) only requires the information sharing for transfers over 1kEUR, the draft sets no minimum threshold for crypto transfers.
3
40
408
1/6 Why is there no major regulated EUR-stablecoin out there?
The main reason: the -0.5% negative interest rate for bank deposits at the ECB.
Imagine a Circle EURC with a ~ USDC market cap of 50b EUR.
Circle would have to pay 250m EUR interest every year on the EUR reserves.
47
82
418
Europe already has the most crypto-friendly banks in the world, by far.
With the MiCA regulation coming into force, this global lead could increase even further.
Facilitating access to banking services for crypto-asset service providers is explicitly stated as one of its goals.
29
91
411
14/ There are more problematic passages in the text (e.g. blacklist for entities without legal entity), but these are the main ones to focus on imo.
5
29
406
1/ This afternoon, the so-called political trilogue negotiations on the TFR (new AML rules for crypto that impact self-custody wallets) start.
A thread on the TFR trilogues, the most contentious issues, realistic small changes and next steps 👇
29
132
419
1/5 The official letter & interpretation of crypto taxation in 🇩🇪 by the German Ministry of Finance has just been published.
The sale of acquired crypto-assets will remain tax-free after one year, even if used for staking/lending 👏👏
MP
@f_schaeffler
organized a crypto tax roundtable yesterday in the German Parliament.
Good news: Staking/lending of crypto-assets will no longer extend the (usually 1 year) holding period for tax free selling to 10 years in 🇩🇪.
Thanks
@f_schaeffler
for your work & the invite!
58
152
865
32
106
414
The EU is years ahead of the US when it comes to crypto regulation and that is becoming a growing concern in the US.
CFTC Commissioner
@CarolineDPham
: "It’s so important that we are rule makers, not rule takers."
28
122
395
1/ Less than 48h before the vote on unhosted wallets in the EU (FTR regulation).
Here is a quick thread on the current state of affairs & an update on the next steps (short & long-term), incl. details on the vote, trilogues, entry into force, rollout phase for companies etc. 👇
1/ I hate to ring the alarm bell again, but the EU Parliament leaves us no choice 🚨🚨
This time it concerns a crackdown on unhosted wallets in the upcoming crypto AML regulation (TFR).
The ECON committee vote is on Thursday and the draft includes some absolute red flags 👇
460
2K
6K
28
114
393
Growing inflation around the world is driving more & more people into crypto.
The correlation is striking. The more a currency is being devalued, the more likely people are to purchase crypto.
This will soon lead to way higher adoption in emerging vs. industrialized countries.
30
98
396
On the other hand, these kinds of rules inflict huge costs on both businesses and private individuals.
But what seems to matter most is what you can write on the flag. It is about optics.
24
17
387
Not a single one of the top 25 crypto VCs is based in the EU 🇪🇺
The lack of venture capital has been one of the many reasons why the EU has fallen behind in Web2/tech.
Unfortunately, this picture has hardly changed for web3/crypto.
57
79
379
I'll share a longer thread later today laying out what is actually in the forthcoming EU Anti-Money Laundering Regulation (AMLR) and debunking yesterday's headlines.
So far, I've almost exclusively seen wrong/bad takes.
I will have more to say on this the next few days and I am not a fan of the AMLR, but don’t believe the FUD that is being shared.
Self custody wallets are not banned. Payments to/from self custody wallets are not banned. P2P transfers are explicitly excluded from AMLR, as are…
136
416
1K
23
46
382
Another fantastic
@coinbase
ad 🔥
What if pizza worked like money?
You’d probably lose your appetite.
Crypto moves money (and pizza) forward.
643
1K
4K
16
36
385
A new report on DeFi regulation commissioned by the EU Commission was published.
This report will contribute to the EU policy debate on the topic that is expected to lead to a DeFi report (or even legislation) in 2023.
The report makes 4 policy proposals:
26
105
374
Flashbots & everyone else involved in MEV should pay close attention to MiCA Art. 92 that could deem MEV to be illegal market abuse (transaction ordering).
ESMA will publish technical standards on the topic in Q1 24. I highly encourage people involved to engage early-on.
36
81
384
1/3 What many bears out there are currently missing:
The crypto mullet thesis (fintech/big tech in the front, crypto in the back) is accelerating in spite of the downturn.
Crypto is (finally!) fading into the background.
A few examples of recent launches (most live today)👇
24
87
378