Seth Frotman
@sethfrotman
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Now: Sr. Fellow @UCBConsumerLaw & @TowardsJustice. Then: @CFPB X 2, @theSBPC, @PatrickMurphyPA. Forever trying to teach my kids the @UMich fight song.
Joined May 2018
Americans know the economy is rigged against them. President Trump is doubling down by allowing big corporations to rip people off with impunity.
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I wrote an essay for the @nytimes with the inimitable @sethfrotman about one of the most pressing challenges of our time — a challenge I’ve dedicated my career to taking on & the reason I’m running for Colorado Attorney General. /1 🧵 https://t.co/ry24QXTQWH
nytimes.com
Mandatory arbitration, underfunded enforcement and corporate malfeasance have eroded Americans’ trust in institutions. It’s time for government to fight back.
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We can talk all day about abundance and populism, but none of that will matter until Americans believe that democracy, law, and government are worth fighting for. There is no solving the crisis of democracy, without prioritizing the crisis of enforcement.
I wrote an essay for the @nytimes with the inimitable @sethfrotman about one of the most pressing challenges of our time — a challenge I’ve dedicated my career to taking on & the reason I’m running for Colorado Attorney General. /1 🧵 https://t.co/ry24QXTQWH
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Today, @jmargetta @Edi_Nilaj and I put out a new analysis from @TCFdotorg @BorrowerJustice looking at the boom in past-due utility bills appearing on Americans' credit reports. The upshot: energy bills are going up and families are falling behind. This is Trump's economy.
🆕Rising utility costs are taking a toll on American families. New analysis and fact sheets from @TCFdotorg and @BorrowerJustice show an AVALANCHE of household utility debt has been building over the past three years. https://t.co/hG11bbxevJ
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How are American families coping with higher energy prices? Not well, it turns out. An @TCFdotorg and @BorrowerJustice study shows that 1 out of 20 households are facing severely delinquent utility bills.
tcf.org
As temperatures cool and Americans’ dissatisfaction with the economy grows, families across the country are staring down a winter season that will be more
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Former general counsel of the CFPB, Seth Frotman (@sethfrotman), examines how federal government lawyers can help ensure that laws are faithfully administered to address contemporary challenges. Read MLR Online's latest publication here:
michiganlawreview.org
This speech, given by the general counsel of the Consumer Financial Protection Bureau (CFPB) on January 7, 2025, examines how federal government lawyers can help ensure that laws are faithfully...
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For years, I’ve helped veterans, nurses, teachers and others trapped by the fine print. I’m proud to be on the legal team here fighting for working people while Trump and his oligarch buddies abandon them. https://t.co/FXDHHk0WHK
prospect.org
Ric Davidson’s motion to defend the federal ban on noncompete clauses would force the FTC to undertake a formal process to roll it back, not just quietly suffocate it in the dead of night.
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Medical debt collectors got a huge gift from Donald Trump last week, and they’re wasting no time putting it to use.
news.bloomberglaw.com
Colorado’s law barring medical debt on consumer credit reports is preempted by a federal credit reporting law and should be blocked, a debt collection industry group said in a lawsuit.
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New guest post on The Bully Pulpit from @sethfrotman on court reform as an economic issue. It includes this striking quote -- not from today, but over 100 years ago from populist Senator Bob La Follette. Seth offers some potential reforms for our modern judicial oligarchy.
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We are days away from the single largest hike in health care prices families have ever seen. States are scrambling to help residents figure out how to stay insured. Who's the federal government helping during this crisis? Medical debt collectors.
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Premiums are increasing. Employers are offering higher deductible plans. Millions are getting kicked off their insurance. The Trump Administration is creating a perfect storm of medical debt -- and they're rigging the rules to give debt collectors more power
More than 100 million Americans have some sort of medical or dental debt—debt that’s a “ticking time bomb” thanks to Trump and GOP health care cuts. Check out TCF president @JMargetta's latest op-ed in @MSNBC
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Valuable discussions at @NJCitizenAction's 16th Annual Financial Justice Summit at Seton Hall. Glad to share our office’s efforts in protecting New Jersey consumers and promoting fair housing—essential work for stronger, safer, and more equitable communities.
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With recent changes to the CFPB, CA consumers are left without a regulatory agency protecting them from financial harm. SB 825 ensures @CaliforniaDFPI has the means to independently enforce our consumer financial protection laws. Thank you to @TimGraysonCA for his partnership!
I just signed legislation to further protect consumers and put money back in your pocket, including: ✅ Making it easier to get food delivery app refunds ✅ Banning car retailers from tacking on add-on services ✅ Strengthening @CaliforniaDFPI after Trump's gutting of the CFPB
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Today, we announced the launch of a new Economic Justice Section at the Oregon Department of Justice, which includes a new Working Families Unit. This is a major restructuring that doubles the state’s capacity to protect Oregonians against scams and predatory practices. #orpol
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New on The Sling: @sethfrotman writes about the common interest of small business, workers, and consumers: Fighting corporate abuse. Check it out! https://t.co/GPFi8LSdEH
thesling.org
To reclaim our democracy from oligarchs and billionaires, we need to build a system that working people can believe in. That means reshaping an economy that is insurmountably stacked against working...
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@daveyseligman @TowardsJustice @SmlBizMajority @TheSlingUtah was kind enough to publish my remarks. Now is the time for working people, whether they are gig workers, franchisees, selling on a platform, or buying off of it to come together for a new vision of the law and better future. https://t.co/NMi6E5AFlE
thesling.org
To reclaim our democracy from oligarchs and billionaires, we need to build a system that working people can believe in. That means reshaping an economy that is insurmountably stacked against working...
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Thanks to @daveyseligman @TowardsJustice & @SmlBizMajority for inviting me to Colorado to talk about how the only path out of the current insanity is by building a coalition of working people - workers, consumers, and small businesses together taking on corporate abuse.
.@sethfrotman at @TowardsJustice convening on small businesses and working people coming together to fight corporate abuse: “The families selling stuff out of their garage on Amazon have a hell of a lot more in common with workers sorting packages at Amazon warehouses than they
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Must-read piece out today from @DamonSilvers in @TheProspect about the impending crisis in healthcare and what we need to do about it
prospect.org
Why we can’t put Humpty Dumpty back together again
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As Americans struggle with rising car prices, California is fighting back — advancing a bill based on @FTC’s CARS rule to ban junk fees & deceptive pricing. Thanks to @nealemahoney and colleagues, we know this bill means big savings for buyers. I hope more states follow suit.
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Delinquencies on many types of debt are already near 2010 levels, but unemployment is around 4% vs. 10% back then. Seems we've only scratched the surface on how bad this could get for families...
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