Citizens Advice CAL
@CalderdaleCAB
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Citizens Advice Calderdale provides free, impartial and non judgemental advice to residents of Calderdale. We can't give advice here but we can guide you to it.
CALDERDALE
Joined June 2014
The weather is getting colder and with energy costs so high, this will increase the deficit some people have in their budgets.
1/ After paying for essentials, the average person we help with debt advice on Universal Credit is now £34 in the red each month. One of the many reasons why the Chancellor must raise benefits by inflation. Freezing benefits would plunge this group deeper into the red 🧵
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Important new research from @Shelter 👇 The lack of truly affordable housing is forcing families into unaffordable PRS homes. We need an urgent plan to #BuildSocial and help tackle the #HousingCrisis for all #ukhousing
📢 Decades of failure from government to build enough social homes means the pressure on private renting is worse than ever. The result? Our new research shows renters are facing a crisis like never before. Let’s dive in. 🧵
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GCSE results day is a big deal, but it’s important to look after yourself physically and mentally. Here are some handy tips to help you stay calm ahead of the big day tomorrow... 🫶 Read our short blog here: https://t.co/3jLGm3fuDp
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Moving to uni in September? Congratulations! It might feel daunting, but we can help! Here are 5 things you need to know ⤵️ https://t.co/Mp7DfpWmTN
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Did you know Citizens Advice Calderdale have energy advisers who can help you with energy issues? Give us a call on 0808 278 7879 and as for an energy appointment.
Not sure how much your appliances cost to run? We’ve got you! Find out more⤵️ https://t.co/UBRAHXKP11
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Not all debt advice is trustworthy. Get debt advice you can trust ⤵️ https://t.co/oWzHjDIabP
#CheckItTrustIt
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Tough article to read - Panorama special on IVAs tonight at 8 https://t.co/rdXbmvac9H
bbc.co.uk
Social media posts are targeting people in problem debt with a product that could leave them worse off.
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The latest @CitizensAdvice data shows that mortgage holders are falling deeper into the red, as interest rates bite. After paying for essentials, the average mortgage holder we help with debt used to have £61 left over each month. Now, they are £150 in the red 🧵
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Tonight @BBCPanorama reveals how the Individual Voluntary Arrangements (IVA) industry is leaving people worse off because of poor advice. Our data helped the BBC to create profiles of people who wouldn't be suitable for an IVA because of their income or circumstances.
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Misleading debt advice adverts pose a risk for people in debt by often leading them down routes that aren’t suitable for their situation. @StepChange’s simple checklist is there to help make sure people get the debt advice they need from a trustworthy source #CheckItTrustIt
Today we launch our #CheckItTrustIt activity supported by our friends at @CitizensAdvice and @natdebtline. Our main goals are to shine a light on what trustworthy debt advice looks like, and to spread awareness about misleading ads, impersonators, and scams that are unfortunately
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Not all debt advice is trustworthy. Get debt advice you can trust ⤵️ https://t.co/oWzHjDHCmh
#CheckItTrustIt
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📢 Legal aid changes for domestic abuse survivors 📢 Victim-survivors who claim Universal Credit will no longer need to go through the means test to access legal aid. Find out how these changes will help survivors access legal advice & seek justice 👇 https://t.co/pzjzLCcIhz
survivingeconomicabuse.org
On 25 May, the government released its response to the legal aid means test review. Find out more about the crucial changes announced...
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1 in 5 people referred to food banks in our network are in a working household. Food banks are seeing more working people whose wages have not increased in line with the rise in food and other essentials. Hunger in the UK isn’t about a lack of food, it’s about a lack of income.
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Just got a scam automated call from 'HMRC' on my mobile. Electronic voice with US accent telling me I hadn't replied to a letter and legal action was being started... "press 1 to urgently speak to an agent". Decided to play along and see what happened. Pressed 1, man answered
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“Government, regulators and providers need to act now” - our director of external affairs @JaneTuls in @UtilityWeek on the support needed for households struggling with unmanageable energy debts https://t.co/RZDAraMxiE
utilityweek.co.uk
Energy customer debt and arrears have increased by more than 107% over the last five years, Ofgem’s latest figures show. The total debt and arrears across electricity and gas existing for more than...
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Living with a mental health problem can be challenging. It can be even more challenging if you’re unable to work because of it. We can help you understand what benefits you could apply for to help with living costs ⤵️ https://t.co/PFvwYyZkRp
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👀 We’re helping you stay #ScamAware by sharing the top five scams you should be on the lookout for ⤵️ https://t.co/UvaHiSZ6I0
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🍽️ How can I save money using my dishwasher? ✔️only run the dishwasher when it’s full ✔️use the ‘eco’ or energy saving setting ✔️check if your dishwasher has an air dry setting Find out more⤵️ https://t.co/YNDqExmVIZ
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Here’s what renting looks like in @RishiSunak’s constituency 👇 The government needs to act now – because tenants won’t stand for unfit, dangerous properties any longer. If you agree, join our campaign: https://t.co/67C9cLSrkM.
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Thank you to all our wonderful Trustees, who spend their own time helping the citizens of Calderdale. If you'd like to join them check out https://t.co/OA4hANCvHm
#VolunteersWeek
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