The financial system will eventually converge on a hyperfinancial singularity — one in which anything that can be financialized will be, driven by zero overhead coordination costs enabled by universal on-demand programmable cryptoeconomic trust.

RT @mattyTokenomics: I just borrowed USDC against my TradFi credit score using @3janexyz. Just like taking out a credit card advance or pe….

Join millions who have switched to Grok.

RT @0xkocha: restaking is one of those paradigms that will experience a comeback ark when nobody expects it. but disguised as something com….

Over the past 1.5 months, we pulled VantageScore 3.0 credit scores from ~150 early DeFi power users. As far as we know, this is the first-ever dataset on offchain credit behavior in crypto. Worth a read.

RT @ebisu_finance: 1/ We've raised $600K from DeFi's best to build stablecoin solutions for the masses. Our first product is Ebisu Money,….

Dismissing crypto because it's "all just ponzis" is a counterintuitively strong litmus test for 2d thinking & historical illiteracy. Ponzis often precede most major tech shifts, made up to bootstrap a valuable foundational technology by paying people to care early.

RT @sreeramkannan: Programmable intelligence requires .Programmable institutions. Human intelligence required the right .human institution….

RT @business: Reckoner Capital Management is testing investors’ hunger for a new category of risky bets with an exchange-traded fund that u….

It took fintechs/insti's ~10yrs to come around to stablecoins. Cryptonative private credit will land far faster (~2yrs) once everyones realizes that stables also mean cheap cross-border cost of capital & near zero securitization costs/liquidity premiums. Floodgates are open.

3Jane x Wildcat expands broad money by enabling cryptocowboys to unlock USDC against their 15% APY private credit loans to institutions.

RT @shortusdlongeth: Fun fact: a coordinated attack of roughly 2 million people would be enough to put an end to @3janexyz. They use @Plai….

RT @sgershuni: Cybernetic economy is a continuous, real-time optimization of resource allocation, done by a distributed planetary-scale com….

RT @Vihaan_J_v_V: Why We Built Blockchain Bureau. Lending Protocols now secure billions in value — but one key pillar of modern finance is….

RT @DaftaryNeel:

RT @0x9212ce55: I believe we're still early in crypto. We've figured out distributed ledgers and somewhat ZK, MPC, TEEs, but we don't know….

DeFi summer but with sybil-resistant credit scores, CLO's, credit default swaps, delegated credit, restaked insurance, & more leverage. If you are a team or solo dev & are interested in operating at the frontier of (Ce)DeFi, our team is brimming with ideas. DM me or @uhr3al.

11/ It’s time to realize that vision. Read more about our approach:

10/ Unsecured credit is crypto’s +$1T holy grail.

9/ 3Jane protocol is a peer-to-pool credit-based money market enabling algorithmic, real-time unsecured USDC credit lines to yield farmers, traders, businesses, and AI agents. 3Jane extends capital underwritten against verifiable financial proofs of credit scores, the full.

8/ The timeliness of Andre’s post, combined with advancements in credit underwriting infrastructure, commercial zkTLS, cryptoeconomic security, and a friendlier regulatory regime convinced me that it might actually be possible to crack in 2025. So I decided to build 3Jane.

7/ In 2024 two things happened:.1. zkTLS became commercial-grade and offers extraction of offchain @creditkarma credit data trustlessly and in a privacy preserving way.2. @plaid bank connections enable a low overhead, low friction way of enforcing recourse whilst making minimal.