Funmi
@Funminz
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Gratitude is a must. Let your light shine.
London, England
Joined September 2010
RT @TonyOElumelu: Shared recently on my LinkedIn page how I became a bank manager at just 27. I got a lot of questions. One stood out: How….
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London’s postcode lottery is wild:. Kensington, Mayfair, Belgravia, where £1M barely gets you a hallway. Plumstead, Barking, Bexley, where rent still respects your salary. Same city. Different planets. Choose wisely. #LondonHousing #DiasporaRealities.
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This family relocated to Nigeria with their younger children to school in Nigeria. Quite interesting.
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True, Everyone’s life is unique. Comparing journeys only drains purpose. Channel that energy into your own goals.
I’m 38 years old, and I met two other 38 year olds in separate encounters on the same day a while back. My interactions with them reinforced a life lesson for me. The first one had 2 kids - 12 and 6 year olds. In my mind, I thought I should have married early because now see my.
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Children to be offered chickenpox vaccine on NHS.
bbc.co.uk
All young children in England and Wales will be offered a free chickenpox vaccine by the NHS from January 2026.
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Was the deposit protected?. Worth challenging, shouldn't lose all depending if it is fair wear and tear. You can raise a dispute with the deposit scheme for free. The scheme’s adjudicator will review the evidence from both sides and make a decision.
nrla.org.uk
Wear and tear is inevitable in rental properties, so clearly understanding what "fair wear and tear" means is essential for landlords and tenants. But what exactly constitutes "wear and tear" versus...
Family moved into a newly white painted with new rug house.Owner inspected b4 moving loads out of the house said no damage, Loads out, some part of the rug is dirty with light stains on the wall, we asked to take care of it, said no, he will do it &no return of deposit. Advice 🙏🏼.
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Think about someone buying a home in the UK. They don’t pay £300k cash upfront, they use a mortgage (credit). That debt becomes leverage. Over time, the property gains value, rent covers repayments, and equity builds. That’s wealth built on managed debt.
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A small business wants to expand. They take a £50k loan to buy equipment and hire staff. If managed well, that debt fuels growth, boosts revenue, and increases valuation. No debt, no scale.
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You don’t build wealth by avoiding debt. You build it by managing it. A mortgage turns rent into equity. A business loan turns hustle into scale. Credit isn’t the enemy, mismanagement is.
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You can’t build real wealth without credit. Whether you’re a person or a business, debt plays a role. Learn to manage it early, before it starts managing you.
You cannot build wealth without credit (debt). Be you an individual or a corporate entity. The earlier you learn how to manage credit, the better 🫵🏽.
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- Ignoring letters, especially from councils, or debt collectors. - Not registering with a GP which delays access to healthcare and referrals. - Staying silent when treated unfairly. - Not knowing basic rights which makes it easier to be exploited or dismissed.
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Common mistakes people make. - Not updating address which leads to missed fines, court letters, and surprise CCJs. - No tenancy agreement which means no legal protection if things go wrong. - Trusting verbal promises, always get it in writing. - Signing without reading first.
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