Ezra 'God' Olubi
@0x
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Achiever. Thinker. Wanker. Hobbyist Photographer @binsnappen . Dad @whitesandtabby . Cofounder and CTO @paystack . Stan @kikimordi . Partner @obaemaxnk . No.
Lagos, Nigeria
Joined August 2007
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after highlighting the two-year milestone of my sunday brunches some days ago, i received questions that stressed the importance of a long-form piece i had been delaying.
from its humble beginnings to the rituals that make it special, here’s the story.
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Five years ago, we set out with the audacious goal to build a "Stripe for Africa" and we literally became Stripe, for Africa! 🤘
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my friend invited me to her wedding party and all i heard was "ezra get dressed!"
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ever since i started earning more than i reasonably needed to spend in a month on essentials (food, utilities, etc), i started paying myself a "salary" every month, savings became effortless and by design.
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i was born at the right time. i have witnessed exponential advances in tech. my early years were crude enough to strongly relate to when humanity began to harness electricity. life expectancy suggests i am only halfway done - interesting times ahead.
happy 37th birthday to me.
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december 2013. first time i said fuck it and left the house with make up on.
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Let's pretend for a moment that thugs weren't paid to disrupt the protests. Instead of holding the police accountable for not doing anything to protect the rights of peaceful protesters from miscreants, this is what we get. Our democracy is an illusion tbvh.
I, therefore, hereby impose a 24-hour curfew on all parts of the State as from 4pm today, 20th October,2020. Nobody, except essential service providers and first responders must be found on the streets.
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happy 36th birthday to me but more importantly, happy 2nd anniversary of these pictures of luci and i
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what in the collateral damage? 😩
🧢, this is the co-founder of pay stack who is a millennial
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the reaction to piggyvest's tweet showcasing their safelock interest rates at ~12% underscores how deeply ponzi schemes, wonder banks, and pervasive financial illiteracy have scarred the nigerian financial mindset.
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history is being brazenly rewritten and it's not even up to a year post hoc.
for instance, in lagos, "yoruba ronu" was used to subvert the gubernatorial elections (with multiple reports of ethnic-fueled violence) and keep the incumbent in office.
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at 19,260 naira a month, starlink is well positioned to put a lot of nigerian internet service providers to shame - as long as you can pony up ~274k for the kit. looks like a worthwhile investment if you care enough about staying connected at home.
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sometimes you like a tweet on its merit, and then you read the replies and realize you've publicly taken a side in a twitter fight you are oblivious to and have no interest engaging in.
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i learned a bit about igbo traditional marriage rites at my brother and his best friend’s wedding on saturday. ate some kolanut too. here are some pictures i took of the occasion.
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"tinubu built lagos" = celebrating mediocrity. its status as a former capital and major port city means lagos was always going to stand out. its leaders failed to efficiently leverage the resources at their disposal to make it truly excellent and chose to hold it hostage instead.
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fully leaning into the new wfh reality, my study was crafted to afford me diverse seating options and allow for coworking
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ultimately, true financial growth comes from mindfulness in spending - not just the abundance of resources. resisting the urge to mindlessly splurge today can create a buffer for the uncertainties of tomorrow.
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twitter (sorry, x) is wild because i cannot believe i set off a debate on real estate that totally eschewed the nuance of the specific context in which i referenced it.
anyway, quoted below remains my stance on the matter. also, fun fact - i was the buyer.
"invest in real estate"
my ex-landlady who lives and works in the US paid about N35m for my apartment in 2014/5. she sold it for N65m in 2019. sounds like a decent ROI until you realize she made anywhere between a $6k profit and a $27k loss.
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my communication style has a bias for dramatic but compressed enunciation, and i love it.
pandering to a growing haste in attributing vividly descriptive language to a reliance on large language models implies a regression to the mean.
i will not be doing that.
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it takes a lot of gall to mindlessly spend customer funds to appear larger than life, blame a "hack" that either didn't happen, or was a result of sheer recklessness - given the lack of a postmortem, be on the brink of company collapse, then proceed to dunk on journalists.
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my relationship with sex is such that i acknowledge non-specific future opportunities for the act enough that i'm happy to defer and just cuddle.
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i learned this quickly. i used to wonder why the thieving government fails to realize that if basic things worked, they will be able to effortlessly enjoy the luxuries they seem to so desperately crave.
alas, thieves know no better than to grab what's in front of them.
@Veektaw
A thief is a thief and not a farmer. One naira at hand is worth more than 10 naira in the bush.
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@iaboyeji
@hackSultan
the only person that has referenced aso rock here is the one that has a knack for compulsively absolving the government of its responsibilities.
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the lack of a thirst for excellence and a general unwillingness to insist on high standards is rife in this part of the world.
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every year since 2020, i made it a tradition to treat a number of my friends to a curation of gifts for the holidays.
this year, it’s an advent calendar with something for each day leading up to christmas - starting from today!
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nigeria is being actively handicapped by the people in power. yet, nigerians are directing their ire at someone who spent the last decade building the fundamentals of a now established industry for venting their frustration.
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i'm the type of person that will take a two-week break from work and spend all of it just existing in my house.
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check the replies to this tweet to see how the dearth of quality education has led to the rise of deranged characters, wearing their lunacy loudly and proudly because a media organization committed the crime of documenting something that happened.
Man of God? Or predatory cult leader?
A ground-breaking investigation into the world famous televangelist preacher, TB Joshua, told by the people closest to him: his Disciples.
📽️ Watch the three-part
#BBCAfricaEye
documentary series here:
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A little less than a year ago, I lost control of my Twitter account. Here’s the story of what happened, and how I got it back.
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as a nigerian startup founder, if you raised a significant round of financing (seed: >$2m; series a: >$8m) in 2021 and are currently laying off staff in 2022 citing macroeconomic conditions, you suck at running a business and are terrible at managing risk.
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you know how you already have a strong inkling something is bad and then you read how bad and your jaw drops?
what the actual fuck?
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personally, i “over-explain” because i need the person i am talking to to understand how i arrived at a decision so i don’t have to repeat myself with a similar request or situation in the future. maybe not court level, but it is important to me that my motives are understood.
Over-explaining is a trauma response from walking on eggshells or dealing with emotionally reactive people at a young age. You don’t need court-level proof of why you are or are not doing something. Keep it short. You’re safe now.
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being a doctor, it would have been more helpful to eschew condescension and deliver a solution-oriented advice. like, wearing appropriate fingerless gloves for your next gel polish appointment.
Nkechi, before you fix your gel polish nails. Watch this video. UV dryers might damage your skin cells o
Share this video with any Nkechi you know.
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i helped a friend build her new rig yesterday evening
say hello to yume 夢
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i'm happy to report that my swiss visa application was successful. the curse has been lifted, it seems.
looking forward to visiting cern (home to the large hadron collider - the world's most powerful particle accelerator) next month!
third time was indeed, the charm.
today, i subject myself to yet another schengen visa application from nigeria. third time's the charm, they say.
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i started my tradition of hosting brunches every sunday at mine exactly two years ago today.
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i love that babcock offered summer school cos i routinely failed courses i deemed had zero effect on my career in practice, thinking i was smart enough to wing them during exams. i focused on getting them out of the way during summer while interning in the school’s IT department.
Nigerian Universities should have summer classes for students to retake courses they failed instead of having them take a whole year.
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may this pull request never get merged 🙏
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i started this over a decade ago and when i recently became unbelievably liquid, i didn't spend a dime until i did the math to determine a reasonable yearly budget, then moved that sum to my 'operations account'.
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i saw myself looking yum on a zoom call and knew i had to take a selfie
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notifications cleanse: which of my cats do you vibe with on a "spiritual" level? post your favorite picture if you have it.
i'm stripe, the babe in the paper bag 😻
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i can't believe there's a twitter space discussing being a fraudster vs working in tech. how did we get here?
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in 2014, i hit some sort of rent jackpot where my salary was 600k a month and my rent was 400k - i took over from a neighbor (who had lived in it for years and was moving out) before my landlady knew to raise the rent for a new tenant.
problem is, i was owed salary for months.
You shouldn’t be living in a 1M/year house on a 200k salary in Nigeria. That’s 5months work just to pay rent.
You’re not in the Uk. wise up.
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gotta say, it's hilarious seeing mr. jide campaign this hard close to the elections after seemingly abandoning his post for much of the last 12 months while playing omnipresent aide to his principal because they thought lagos was always in the bag.
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pro tip: whenever someone makes an argument and attempts to back it up with an assertion that includes "anywhere in the world" especially with regards to policy in nigeria, consider whatever point they are trying to make illogical.
The truth is nobody should own a dollar account in Nigeria. It is not done anywhere in the world. A unified rate would mean we can use our Naira cards abroad. Want to bring Dollar to Nigeria, it should be changed to equivalent of Naira at official rate in your Naira account. Want…
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idk but if i ask "who is this and how did you get my number" and your response is "calm down please and hear me out", you're getting blocked. and that's if i ask, cos you're definitely getting aired if you come with "good evening ezra" and proceed to pause for effect.
Godspeed, Mary. Wishing you all the best in your future endeavors.
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it is quite possible to make your point about tiered governance without attempting to insult our collective intelligence.
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opt out of convention and find your own path. your life is a canvas and you’re the artist. accord to society what it deserves and live free.
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good afternoon to everyone except the vice president and his post factum drivel on prejudice and bias.
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"invest in real estate"
my ex-landlady who lives and works in the US paid about N35m for my apartment in 2014/5. she sold it for N65m in 2019. sounds like a decent ROI until you realize she made anywhere between a $6k profit and a $27k loss.
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i understand how easy it is to get caught up in the euphoria of a bigger paycheck or an unexpected windfall. too often, people equate higher earnings with a license to splurge, forgetting their set financial goals or the volatility of life in general.
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having had enough of the incessant false accusations, crotchet goddess puts banger boy on the clock to produce evidence of his claim
as the deadline looms, reports coming in indicate bare men are camping in the accuser's mentions, circlejerking at the idea of a last minute drop
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hard pressed finding batified clowns or bat himself condemning the apparent widespread rigging ongoing in favor of the broom party 🤔
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happy birthday to my number one. i'm so glad to have you in my life. i love you 🥰
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my time in seychelles has come to a close and it's a shame my blissful vacation will be terminated by having to experience what is arguably the worst airport in the world - murtala mohammed international airport.
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anyway, like
@shollsman
said earlier today at a company-wide event; "you're hungry for money, i'm hungry for impact."
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in this thread, people with a single perspective blindly argue that someone with multiple perspectives must be wrong, hinging on the demonstrably false belief that they don't know enough of their single perspective - which is unfortunately dictated by politically motivated data.
I’ve been all over the great city of Seoul🇰🇷 this week and if this city has 10 million people with it’s sheer scale and population density, there is no way Lagos 🇳🇬 can have 20 million people.
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you wouldn't believe it but this was conceived as analogy to a situation that involves supposedly working in government but not being in support of the ruling party, in a democracy.
@tessy_teg
Go and join the US Army and be admiring and supporting Russia and see if you'd still have a job.
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not to get into a dick (read: salary) measuring contest but paystack is almost eight years old and i am yet to draw anything close to $10,000 in salaries. in fact, my current monthly take-home (factoring in today's exchange rate) is roughly $3,500.
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totally forgot to post these brunch pictures from last sunday. we go again today 🍽️
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behold, a christian who wishes “thou shalt not kill” wasn’t one of the ten commandments
That video is the reason why you never see Nigerian atheists abuse Islam the way they abuse Christianity every Sunday on twitter.
They know where their criticism stops
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i have come to the conclusion that the biggest challenge with driving a tesla in a country that's not officially supported are the software issues that will inevitably come up.
my car is currently stuck in a boot loop thanks to a botched firmware update to 2023.44.1
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