SpendWisely
@spendwiselyx
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💳 An ardent credit card user | Sharing tips, hacks & recommendations | Helping you unlock maximum value from your credit cards
Mumbai, India
Joined November 2022
Best Credit Cards for 2025: Here is the list of best credit card for each category. Criteria to select the best credit cards 👉Reward/Cashback Rate 👉Value for money (return on fre paid) 👉Ease of card approval (Excluded super premium cards) Here is the thread 👇👇👇
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Again saying with my recent experience, the most underrated benefit of HDFC Marriott Credit Card is the Marriott Bonvoy Silver Elite Membership 👌👌👌 which you get every year with this credit card… ✳️ During my recent trip to Goa, got such highly valuable benefits free (worth
Most Underrated Benefit of the HDFC Marriott Bonvoy Card….. Free Silver Elite Status of Marriott Bonvoy Program 🥳🥳🥳 ✅✅✅ WIth HDFC Marriott Bonvoy Card, you get Silver Elite Status of Marriott Bonvoy Program every year. I recently experienced the benefits of this Silver
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Guys, get Joining Benefits worth Rs.7,399 with IndusInd Bank Tiger LIFETIME FREE Credit Card 🥳🥳🥳. ✳️Link to Apply Indusind Tiger Credit Card (Lifetime Free): 👉 https://t.co/whejYeZbxL 👉Visit SpendWisely Blog for in-depth Review of Tiger Credit Card and know all of its
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Guys, with ICICI Emeralde Metal Credit Card, you get separate iShop giftcards purchase limits on primary and each of the Add-on credit cards. So, 👉With 1 Primary and 3 Add-on credit cards, you can purchase upto Rs.48000 worth Amazon Pay Giftcards (15.05% Valueback), Rs.48000
💔 ICICI Bank limits Myntra GV vouchers purchase to Rs 10k per month. 😭 Earlier it was Rs 25k per month. ✅ You can still use add-on cards to purchase more Myntra GVs. Upcoming nerf - convenience fee on GV purchase? 🧐 #CredoflyNerfs #CredoflyDevaluationTracker
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Guys, get Joining Benefits worth Rs.7,399 with IndusInd Bank Tiger LIFETIME FREE Credit Card 🥳🥳🥳. ✳️Link to Apply Indusind Tiger Credit Card (Lifetime Free): 👉 https://t.co/whejYeZbxL 👉Visit SpendWisely Blog for in-depth Review of Tiger Credit Card and know all of its
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Guys, do you know that you can pay for your in-restaurant orders at McDonalds physical outlets using Amazon Pay Balance ? 👉And premium credit card users earns 13% to 15% back on Amazon Pay balance. So, effectively you get this much back on your McD Outlets in-restaurant
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Can’t agree more, specially for lifetime free credit cards. You will never know when you may need those cards. I had not used my SBI Simply Click Credit Card for almost two years. But in this sale season, used it multiple times as it was giving handsome Instant discounts…
I have said this 100 times and will say it again.....Don't close your credit blindly....some banks acts weird when getting a new card from them. Anyone can be victim of this over leveraged things 🥲
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Amid lot of hype around increased benefits of HSBC Premier Credit Card, people should note that there is no increase in reward rate of HSBC Premier Credit Card on any spend category. The reward rate mentioned in the below table still stands true ✅✅✅. 👉There are still no
HSBC Premier vs ICICI EPM vs HDFC Infinia vs Axis Atlas - Comparison of 4 Legendary Credit Cards 💳 After introduction of ICICI iShop portal few months back, and now HSBC Travel Portal, the competition in super-premium cards space has become hot with plethora of choices with the
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HDFC Swiggy Credit Card is available LIFETIME FREE if applied till 31st October 2025 🥳🥳🥳. 👉This is great opportunity to grab one of India’s Best Cashback Credit Card 💳 👉Link to Apply HDFC Swiggy Credit Card: https://t.co/ApGVn0lQW7 ✅✅✅ Checkout full details and
My special way to do a monthly SIP in Gold 😊….. Buy 1 gm gold coin from Swiggy Instamart every month using HDFC Swiggy Credit Card and get 10% real cashback immediately after next statement generation 🥳. 👉Doing it for last many months and got the 10% back as statement
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My special way to do a monthly SIP in Gold 😊….. Buy 1 gm gold coin from Swiggy Instamart every month using HDFC Swiggy Credit Card and get 10% real cashback immediately after next statement generation 🥳. 👉Doing it for last many months and got the 10% back as statement
Gold coins are back in stock on Swiggy Instamart at certain pin-codes….. 👉Benefits: Purchase one coin using HDFC Swiggy Credit Card and get 10% real cashback 👉Purchase using Swiggy giftcards. Certain credit cards like HDFC Cards through SmartBuy, ICICI Cards through iShop,
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Marriott Bonvoy Points Redemption for Meals, Drinks, Spa etc : Yes, you can use your Marriott Points to pay for food, drinks, spa etc. at Marriott Group’s hotels 🤔But should you really use your Marriott points to pay for expenses other than expenses on stay ❓❓❓ 👉In my
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ICICI Emeralde Private Metal Credit Card’s Grand Joining Benefits Redemption: Against the joining fee of Rs.14,749 including GST, got following value 👇👇👇 1️⃣ Taj Epicure 1-year Membership with One Night Stay with Breakfast in Taj Property in India: Redeemed it for one night
ICICI Emeralde Private Metal Credit Card (EPM Card) : Biggest ever joining benefits I have ever got with any of my credit cards till date ✅✅✅ Against joining fee of Rs.14,749 including GST, you get following Joining Benefits with ICICI EPM Credit Card. 👉 12,500 Reward
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ICICI EPM Card allows you to make 100% payment for flight booking and 90% payment for hotel booking on iShop using Reward Points…… unlike HDFC Credit Cards such as Infinia or Diners Black wherein you can only make upto 70% of the payment using points.
Finally made a flight redemption with my Times Black points after waiting for so long for miles transfer to arrive... 😢 HDFC Smartbuy had a very similar pricing as iShop, but preferred iShop as they allow burning 90% points vs 70% on smartbuy, Also the BizBlack points are
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New HSBC Platinum Lifetime Free Credit Card: Guys, HSBC has revamped its oldest credit card - HSBC Platinum Credit Card. 👉The card is still lifetime free. But instead of silver color, the new avatar of this card is in teal color….. see the picture 👇👇👇. ✳️Link to Apply
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Flipkart Marriott Partnership: Guys, are you getting free Marriott Bonvoy points for your shopping 🛍️ on Flipkart ? 👉For every transaction of Rs.1,000 and above, you get 10% Free Marriott Points (5% for Non-VIP members). See the slab table in the screenshot 👇). 👉VIP Members
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Guys, today is last day to get HDFC Bank Tata Neu Credit Cards, both Plus and Infinity Cards, LIFETIME FREE 🥳. 👉The Lifetime Free offer is being given basis your profile. Large number of people got these credit cards Lifetime Free in last 1 week 👌. 👉👉👉In case you are
Guys, many people already got HDFC Bank’s Tata Neu RuPay Credit Cards (both Infinity and Plus) Lifetime Free in last few days…… 👉👉👉These credit cards are being offered as Lifetime Free till 30th September 🥳🥳🥳. 👉Lifetime Free offer is on profile basis. After entering
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Guys, today is the last day to apply Axis Privilege Credit Card on American Express Network as LIFETIME FREE. From 1st October, the card will come with Rs.1,770 (GST included) Joining and Renewal Fee ✳️ Link to Apply this Credit Card apply Axis Privilege Credit Card on American
Guys, Axis Privilege Amex Credit Card – Lifetime Free Now! 🎉(Limited-Time Offer: till 31st July'25) 👉This Axis Bank Credit Card is on American Express payment network. So, you get benefits of both Axis Bank discount offers and American Express (Amex) instant discount offers
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Guys, today is last day to get HDFC Bank Tata Neu Credit Cards, both Plus and Infinity Cards, LIFETIME FREE 🥳. 👉The Lifetime Free offer is being given basis your profile. Large number of people got these credit cards Lifetime Free in last 1 week 👌. 👉👉👉In case you are
Guys, many people already got HDFC Bank’s Tata Neu RuPay Credit Cards (both Infinity and Plus) Lifetime Free in last few days…… 👉👉👉These credit cards are being offered as Lifetime Free till 30th September 🥳🥳🥳. 👉Lifetime Free offer is on profile basis. After entering
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New HSBC Platinum Lifetime Free Credit Card: Guys, HSBC has revamped its oldest credit card - HSBC Platinum Credit Card. 👉The card is still lifetime free. But instead of silver color, the new avatar of this card is in teal color….. see the picture 👇👇👇. ✳️Link to Apply
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Between luxury flights vs luxury hotels, I also follow the same. 👉Comfortable flights for long haul like Europe and luxury resorts at beach 🏝️ locations in South East Asia (SEA) where stay is cheaper. 👉In Europe, you generally don’t spend much time in hotels so luxury
@CenturionGuy1 @TechnoFino SEA luxury hotels + eco travel Europe n others ibis novotel and business flight 😬
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🚀 Guys, SpendWisely Blog is Live! 🎉 👉 Explore here: https://t.co/vXES4bKMyU I’m excited to announce the launch of SpendWisely Blog — a platform built to help all of us make smarter choices with credit cards. 💳 What you’ll find on SpendWisely: 👉 A clear one-page view of
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