Prasanth
@prasanthraj89
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CFP, IIM Alum, Investor, Life Long Learner
Joined May 2010
If your excess cash is idle in the bank, it’s time to consider a more efficient strategy.
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Hey @IndiGo6E .been trying to get clarity from your customer service over a possible chance of overbooking and hiding it by not letting passengers board by indigo airlines on 26th Jan. The replies from your customer service seems to be a mere copy paste of the same thing. 1/n
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How many years do you require to reach your financial independence? 6/
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I have assumed current savings as nil, return on investment as 12%, yearly increment in savings as 6%, inflation as 6% and yearly withdrawal as 4%. Please remember, these numbers are just estimates and your journey to financial independence may vary. 5/
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Use the following illustration for a rough idea of how many years it will take to reach your financial independence basis your savings rate. 4/
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Most often, I have seen clients not maximizing their savings. A large sum of money is just lying in your savings account without being deployed for a purpose. 3/
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The amount of time it takes to achieve financial independence is largely influenced by your savings rate. This is the percentage of your net income that you're investing 2/
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Is there any simple way to find the years to your financial freedom? Yes 1/(Thread)
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If you receive financial advice from a media source that says “always do this” “never do that” “top 5 things you must do” - do not act upon it until you understand how it aligns with YOUR comprehensive financial situation and personal objectives and values. Keep Finance Personal
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“How many more litres of blood the state government needs to paint the roads with,” the court wondered. “We have lost faith in this government,” the bench observed. #WhoKilledShubashree
https://t.co/raIRQE1T0d
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Every year as we move away from the events of 9/11, I find the images of the towers falling don’t impact the way they use to. I now try to focus on individual stories from that day to help remind me of the emotions I felt. This year I want to focus on the dogs of 9/11
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People have two reasons. One which sounds good, one which is real.
When people give you two reasons consider the first one to be bogus.
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People who lost money are those who entered seeing past performance and exited after seeing negative return.
People's portfolio are down by 40 to 50% nowadays. But the real picture is different because most of people have made lots of money in 2016 & 2017, I have doubled my Total investment in these year. And only the profit was lost in the crash still initial capital safe + dividend
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It's better to be prepared and not have an opportunity than have an opportunity but not prepared - Les Brown
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Average holding period of equity investor is 2-3 years while the actual benefits starts to kickin after 8-10 years.
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If you’re not achieving the life you want right now, it’s all on you.
#quote worth pondering !!! “If you are born poor its not your mistake, but if you die poor its your mistake” - Bill Gates
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The difference between successful people and everybody else is the cumulative effect of how they chose to spend the 24 hours.
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