I will be taking an extended break from Twitter. This isn't a political thing (i.e. you won't find me on Bluesky). This is a preserving my humanity thing. I appreciate everyone who has followed along over the years. My latest: https://t.co/58AiQVB4mP

Lastly, you can always DM me via: email (nick at https://t.co/5tvefkxW8N) LinkedIn/Instagram (@nickmaggiulli) Thank you for reading.

Wrote about this a few months ago https://t.co/OYMshwZp5L

Unfortunately, the upper middle class isn’t special anymore. This is why the Amex Lounge is overrun, why home prices haven’t come down, and why luxury resorts are packed to the brim. There are more people with more money than ever before.

Today is the day. I’m giving away hundreds of signed copies of The Wealth Ladder at @FutureProof_HQ Come by the YCharts booth (near the PCH stage) to get your free copy

When it comes to building wealth, the younger generation increasingly feels the odds are stacked against them. Home ownership is out of reach, AI is threatening jobs, & the cost of living remains high. While the game may feel rigged for some, Nick Maggiulli (@dollarsanddata),

"We’ve gone from competing with a small group of local peers to competing with the entire world and their computers." My latest on why achieving success feels harder than ever, and how to do it anyway: https://t.co/alr9XDeCTr

For those at @FutureProof_HQ , I’ll be giving away 350 signed copies of The Wealth Ladder! Come by the YCharts booth (by the PCH stage) tomorrow (Tuesday) from 12-2 PM to get one.

The nosebleeds are for Level 4 ($1M-$10M) and the good seats are reserved for Level 5 ($10M-$100M) and up A stark reminder of the difference between the upper middle class and the upper class

Great book! One of my favorite writers and delivers as always. Actionable, thought-provoking, accessible and enjoyable read. Data on different levels of wealth, how you get there and how you stay/move up. But also an examination of your relationship with money and what’s

Chart is from this post: https://t.co/lAfuYlQWyB

Hot take: The belief that "Millennials/GenZ are poorer than prior generations" is mostly a timing issue. Boomers/GenX living longer means later + bigger inheritances, which will benefit Millennials/GenZ. This shift has already started happening (from WSJ):

📚 I just finished @dollarsanddata "The Wealth Ladder" and it's one of the best personal finance books I have read. Nick has distilled wealth-building into the clearest framework I've seen. I had to share these insights, they're too valuable to keep to myself. Thread 👇

Slight correction, the y-axis should say billions (not millions), but trend is correct.

For those that are still bullish on U.S. stocks, how does this end well? AI utopia? Melt up? Hedge against high inflation?

Half of parents are supporting their GenZ/Millennial adult children to the tune of nearly $1,500 a month (on average): https://t.co/hyiXKuJmaD

American society is obsessed with income, but I think wealth (especially family wealth) will become more important in the future because there's simply so much more of it. This changes the dynamics in many competitive marketplaces (e.g. housing, education, etc.) and why I have

If we assume affordability = income/home price, things are bad. But, this isn't the full story. More young homebuyers are getting financial assistance from their parents. 38% of GenZ homebuyers got such assistance. Wealth (and family wealth) is more important than income now.

"Imagine tomorrow that 100 random people woke up with an additional $10 million in their bank account. What would happen next?" My latest on getting rich quickly and why keeping wealth requires sacrifice: https://t.co/u0vh4nDrEs

https://t.co/6PP3ZH8NOe