Lauren Self
@laurenlself
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Proletari-it girl | Buy a home with an interest rate as low as 3% with @rootshomes_
Vegas/SF
Joined April 2009
The most overlooked part of the 2008 Great Financial Crisis was its cause. Sure, The Big Short is one of your favorite movies, so you know it had to do with credit rating agencies assigning AAA and AA ratings to subprime mortgages. But do you know why they were doing that?
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Overheard in SF: “At the South Park Blue Bottle I heard a VC say, ‘Billions are no longer enough. You have to target returns in the QUADRILLIONS.’”
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Doing my part
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My bf application is now live - This is a highly selective application for the role of Boyfriend. Due to overwhelming demand (and an underwhelming dating pool), all candidates must now complete this brief competency evaluation. This quiz will assess basic skills like honesty,
docs.google.com
This is a highly selective application for the role of Boyfriend. Due to overwhelming demand (and an underwhelming dating pool), all candidates must now complete this brief competency evaluation....
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“market kept going like David Goggins”
Michael Bury is arguably the worst investor of our generation. Here are 12 of his most smooth brained predictions. Jan 2017 – Predicted a global financial collapse and WW3 were imminent. Sep 2019 – Claimed index funds were the next CDOs, ready to implode like 2008. Dec 2020 –
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Critical that we get Americans to internalize this information
For the millionth time: The middle class is smaller because the upper class is a lot bigger, and the lower class is smaller too. (Yes, it's adjusted for inflation. Yes, that includes housing/energy/food/whatever you're mad about that costs more.) from @jmhorp
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At Fannie and Freddie, we are evaluating how to do assumable or portable mortgages, in a safe and sound manner.
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Nothing better than when customers become teammates. This has happened at three companies I work with in the last two months.
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Tired: build for your customers Wired: hire your customers and have them build
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(The lesson is that if your interest rate is less than you can realize in the market, you’re a silly goose for paying off your principal, which is effectively a 0% interest savings account that you’ll get back 1:1 when you eventually sell or refinance)
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Levered home equity continues to be the greatest driver of wealth inequality in America While we debate 50yr mortgages, the wealthiest in our nation are borrowing against their stocks, interest only, to purchase their primary residence with $0 down
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Maybe the real 50-year mortgage is the friends we made along the way?
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Dave Ramsey In Critical Condition After Learning Of 50-Year Mortgage https://t.co/CH77RUn7dV
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As I read this exchange I thought “surely there are some customer reviews to point to.” There are. Look at them for yourself. Roots is the best way to buy (or sell) a home.
@Trace_Cohen @pulte @RootsHomes_ 100% of the time. We have never missed. Every customer who has ever tried to buy a home with a low rate mortgage using @RootsHomes_ has closed :)
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@Trace_Cohen @pulte @RootsHomes_ 100% of the time. We have never missed. Every customer who has ever tried to buy a home with a low rate mortgage using @RootsHomes_ has closed :)
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At Fannie and Freddie, we are evaluating how to do assumable or portable mortgages, in a safe and sound manner.
Make mortgage rates assumable. Who cares if the big banks don’t like it.
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