Jassneet Singh
@jassneetsingha
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Credit Cards| Travel with Points| Optimise Spends | DM for Free basic consultations and suggestions for the right credit card
Joined January 2025
🎉🎉🎉 Credit Card Stack 2025 v2.0 Primary Cards ——————— 🔥 HDFC Infinia - 5X on Vouchers on Gyftr (Swiggy, BigBasket, Myntra), 10x on PharmEasy and Jockey. 🔥 Axis Atlas - Offline swipes. Its simple. 🔥 ICICI EPM (New addition 🥳) - 6X on Vouchers on iShop (Amazon Pay
🎉🎉Credit Card Stack 2025 🎉🎉 Primary Cards ——————— 🧨HDFC Infinia ➡️ Vouchers on Gyftr 🔥Axis Atlas ➡️ Offline Spends 🎉AMEX Platinum Travel ➡️ Govt Trx like Income Tax, NPS etc. Secondary Cards ————————- 📱Tata Neu Infinity ➡️ UPI, Tata Ecosystem Spend. 🎉 AMEX MRCC
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That is fine Sir. But what do we conclude from this. We all learnt Planets in school.
The Sun is 99.8% of all mass in our solar system. Even if you somehow burned Jupiter and everything that is not the Sun in a fusion reactor, the Sun would still round up to 100% of all energy. The Sun is all that matters long-term.
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Quick update. 😒😒😒 I tried purchasing the Annual plan but it did not allow as I purchased the monthy plan last yr. You will be able to buy the Annual plan only if you are a New customer. Everyone else can only buy the Monthly plan. This additional conditions makes this
ALL Signature - Rewards Program Black Friday Deal Black Friday just dropped an insane deal on Accor Points! 🔥 An awesome opportunity to grab Accor points at 30%+ discount — 75,000 Accor Points for just ₹90,000 is an absolute steal. 👀 That’s ₹1.5 lakh+ worth of hotel value
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ALL Signature - Rewards Program Black Friday Deal Black Friday just dropped an insane deal on Accor Points! 🔥 An awesome opportunity to grab Accor points at 30%+ discount — 75,000 Accor Points for just ₹90,000 is an absolute steal. 👀 That’s ₹1.5 lakh+ worth of hotel value
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ALL Signature - Rewards Program Black Friday Deal Black Friday just dropped an insane deal on Accor Points! 🔥 An awesome opportunity to grab Accor points at 30%+ discount — 75,000 Accor Points for just ₹90,000 is an absolute steal. 👀 That’s ₹1.5 lakh+ worth of hotel value
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Axis Bank finally dropped a spend-based offer on my Atlas… and the irony continues. 😄 Axis seems to think I’m filthy rich — ₹4,00,000 spend for a ₹5,000 voucher (basically 1% 🤦♂️). I’m still ₹6 lakh away from the ₹15L annual milestone, so most likely I’ll skip this.
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“Make hay while the sun shines” couldn’t be more true. First it was AXIS, now it’s HSBC, and tomorrow it’ll be some other bank. 🌞💳 The game is simple — stay on the right side of things when they happen. Timing > everything. ⚡️🔥
@jassneetsingha For some reason, I feel all of this will be rolled back faster than it was bought. HSBC is not Axis like to let itself bleed like Magnus era.
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Tanishq on Myntra never disappoints! ⚡️ Ordered coins on the 19th and they landed today — that’s some lightning-fast delivery. ✨ Still hoping the BLINKDEAL on Myntra makes a comeback… need more quick loads like this! 🔁 🔥 🥳
I gave in today. Don’t want another devaluation from Myntra to force buy stuff no needed. RIP BlinkDeal ! Still a sweet deal - 16.6% via SmartBuy vouchers !
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Everyone flexes their super-premium cards today… but here’s where my journey actually began. 😄 My first ever credit card? Citibank Cashback in 2011 — back when Citi was my salary account too. Simple beginnings, small limits, basic cashback… but that’s how the journey starts
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Your travel plans just got a MASSIVE upgrade. ✈️✨ HSBC is offering 40% bonus Marriott Bonvoy points when you convert your HSBC Reward Points! Perfect time to stack up for that next Marriott stay. 🏨🔥 Offer valid: 10 Nov – 10 Dec 2025 (Point cap: 2 lakh per customer) If
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RuPay EKAA ♠️ is here. Lets watch out for the likes of HDFC Infinia / ICICI EPM to adopt to this. RuPay announcing game on with Visa and MasterCard. 🤘🏻🤘🏻
💳✨ Exclusive: RuPay EKAA has gone from a quiet mystery to a full-blown premium powerhouse. 2+1 stays, 1+1 dining, 1+1 Spa at ITC Hotels, BOGO movies & more — the complete benefits are now LIVE! #RuPay #RuPayEKAA #RuPayCreditCards 👉 Check here- https://t.co/dI8n7vuke1
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Step 2 completed. HSBC Premier banking welcome kit received ! Minimal packaging: Debit Card, a cheque book and a pamphlet explaining the premier banking benefits. It is a beautiful card. Could have been Metal to take it to the next level. @HSBC_IN may be you can consider.
HSBC Premier ! Perks loading soon ! Metal loading ! Wallet will get heavier !
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HSBC is full throttle ! Offer back to back ! Does this make buying Accor Brazil program sweeter?
🚨100% Forex Fee Cashback on HSBC Travel One ! 🤯 Standard Fee : 3.5%+GST Cashback on foreign currency spends => 3.5% Validity: 20 Nov 2025 – 20 Jan 2026 Net Profit => 4% Miles (8% in Accor Value) PS : 0.63% GST is still charged. Another 💎 offer from HSBC 💜
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🥋HSBC Travel One vs Axis Horizons 🥊 Great video from @contliving if you are wondering whether you need the Travel One or Horizon. https://t.co/BpeLsl1t8x 🤔 Few more pts why HSBC might be better. - You see these days HSBC is partnering and coming with great instant
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Blunder by 🪓s representative ! Beware ! Keep your Atlas safe !
🚨🚨🚨 Dear CCGeeks, A X I S Bank did a blunder unintentionally, Beware of this! Action: I called up customer care & requested an application for the new Horizon Credit Card. Bank : They unintentionally or accidentally upgraded my existing Atlas Credit card to Horizon Card
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Step 2 completed. HSBC Premier banking welcome kit received ! Minimal packaging: Debit Card, a cheque book and a pamphlet explaining the premier banking benefits. It is a beautiful card. Could have been Metal to take it to the next level. @HSBC_IN may be you can consider.
HSBC Premier ! Perks loading soon ! Metal loading ! Wallet will get heavier !
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Seeing a lot of posts defending this card. I agree Amex Plat Travel — it is a solid card. But as you progress in your credit-card journey and pick up better options with similar or higher returns, it’s always worth reassessing and discussing on forums like this where all the CC
Planning to let go Amex Platinum Travel before the next renewal. I primarily used Amex Platinum Travel as Income Tax Card so I get 40k MR pts + 10k Taj vouchers. Value-back on 4L spends *️⃣40k MR which I value at 0.5 = 40000*0.5=20,000 *️⃣ 10000 Taj Voucher which I wasted last
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This was something I personally expected might happen. This card is placed at 5000 fee with the reward rate and transfer ratio that of Olympus. Thanks @milesmintIN for the info. Now I hope this happens post my renewal in Jan’26 😀
Axis Atlas Update 🔔 Just had a detailed discussion with one of the top Axis Bank executives regarding the Atlas card. The current halt in issuing new Atlas cards is temporary. The bank is actively evaluating: •🔄 Transfer ratios •🎯 Milestone benefits •💳 Annual fee
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Another example of MCC code for Hotel falling under utility. It is high time the MCC and Category is flashed while entering OTP. It is not difficult, the bank already should know it @RBI @RBIsays @jagograhakjago
🚨The Hidden MCC Trap That Cost Me Dearly on a ₹75,600 Hotel Bill I thought I was a genius🤔. Stayed at a hotel, asked for a payment link to pay online and grab 5% cashback on my SBI Cashback Card (😎the DON card 😎). They sent two Freecharge links: ₹42,000 + ₹33,600.
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