MTZ
@Tobeech
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Finance and Data | Hedge fund living
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Pinned Tweet
When you think of going into retail trading, remember your competition is the most decorated math Olympiad
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Men have higher centers of gravity than women. It's more in their upper body and for women it's in their hips.
That’s why most men cannot not do the chair lifting experiment
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Ghana will end the selling of raw cocoa materials to trade partners like Switzerland and other European nations.
Ghana’s president said this is to break out of neo-colonial trading patterns, where others refine and get rich while they stay poor.
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To make Ghana richer, the president has set out a new goal. He wants his country to produce their own chocolate bars on a commercial scale
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Global chocolate industry is worth $102 billion, but Ghana only sees $2 billion of that.
Ghana is the worlds second biggest cocoa exporter!
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West Africa collectively supplies two thirds of the world's cocoa crop. They should form an OPEC like body to control the price and output.
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@aaqua_mel
@ashindestad
“Not essential and shouldn’t be within 2m of each other” she says as she is within 2m of him and doing non-essential work
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The second major reason why women are able to do this is because the pelvis of women is wider which creates a larger area to body ratio and thus lowering the center of gravity in women. The male pelvis is not as wide creating a less area to body ratio.
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For every $1 of aid the global South receives, they lose $14 through unequal exchange with the North. Poor countries are developing rich countries, not the other way around.
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An increase in council tax and a decrease in council services is crazy
"Birmingham City Council has confirmed it will raise council tax by 21% over the next two years as part of £300m budget savings.
Street lights are to be dimmed, waste collections are to become fortnightly, while burial costs will increase."
Ooooof.
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Throwback to when the dragons ridiculed and turned down the founders of Hungryhouse - a business which was later acquired for £200 million
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Huoshenshan Hospital has been completed in
#Wuhan
on Sunday.
Only 10 days to build
•4,000+ workers
•1000s of equipment
•days and nights of work
•34,000-square-meter
•1000 beds available on Monday
#Coronarivus
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On the topic of gender differences. This is also related to why the fat distribution pattern differs in both the genders.
Men are considered obese at 25% body fat, whereas women are considered average at that same percentage
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Cost-of-living is already a big problem here in the UK... and the squeeze will get worse from April 2022:
• Highest inflation in 30 years
• Student loan repayment increase
• National insurance increase
• 48% increase in energy bills
• Travel cost increase
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Thought leaving a corporate job was all about farewell emails, goodbye gifts, and socials, until I left a hedge fund for another hedge fund. Suddenly, it's like hitting 5 stars in GTA—security escort, pass revoked, and HR clearing my desk.
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Dubai has became a magnet for young professionals fleeing high-tax Britain
‘In London I had two cars stolen – here crime is non-existent’.
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Google Earth has added 38 years of satellite data allowing you to see humanity’s impact on the Earth through a global time-lapse video
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A £45m house is for sale in Mayfair and you only have to pay £1,800 in council tax. The average brit pays more council tax than billionaires.
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Bad news to London based Range Rover owners, more and more insurers are refusing to cover them and those that have a policy, can expect their renewal premium to skyrocket or being refused.
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An estimated 700,000 households across the UK missed rent or mortgage payments in April, according to Which?
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4 months of remote working.
•Saved 5,220 min of commute time
•Saved £2,100 in travel and food
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“I don’t think you go on the internet and think what do I want to eat tonight.” Didn’t age well
@DeborahMeaden
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@ReeceWabara
In other words, don’t worry about saving the cake, increase the size of the cake
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In the Nordics, high taxes visibly contribute to society, funding robust infrastructure and services.
Meanwhile in the UK, despite record-high taxes, citizens grapple with deteriorating infrastructure, all while being told to be grateful for a marginal tax rate of 60-70%
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After a nearly six-month long hiring process, I am delighted to share that I have now accepted an offer at a top quant hedge fund with one of the lowest recruitment rates in the industry. Alhamdulillah.
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Heathrow airport is owned by a consortium and led by Spain (25%), Qatar (20%), Canada (12.62%), Singapore (11.20%), Australia (11.18%), China (10%), A UK pension scheme (10%)
And now Saudi Arabia and France are set to get a slice.
British infrastructure 🤝 foreign made/owned
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Around 43% of UK adults do not have an income high enough to pay income tax (£12,500)
The highest-income 1% of adults receive around 14% of national income
The top 1% of income tax payers are disproportionately male, middle-aged and London-based.
#ElectionResults2019
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As most of the population realised, ONS data suggests that UK recession started two years ago!
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@USDOL
For scale, consider that 3.3 million Americans moving from employment to unemployment would raise the number of the unemployed from 5.7million to 9million. This alone would raise the unemployment rate by more than half. Moving back to 2015 levels in just one week.
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Britain's tax code is 17,000+ pages long!
•Income Tax
•Capital Gains Tax
•National Insurance
•VAT
•Corporation Tax
•Bank payroll Tax
•Petroleum Revenue Tax
•Fuel Duties
•Inheritance Tax
•Stamp Duty
…
£45k is £2800 after tax. Do you know how much experience or skill you need to earn 50k in this UK. Bills? Family? Car? Rent?. Mate,
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JLR is paying for police at UK ports to curb exports of stolen cars.
You read that right, JLR is paying police to do their job.
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In the UK, recruiters often request salary history to benchmark offers, while in the US, laws and executive orders prevent such inquiries to promote fair pay.
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ONS and HMRC released a 34 page collaboration paper on Pay As You Earn (PAYE) income in the UK; September 2023.
Here is a summary of the key findings🧵:
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Labour MP: Boris Johnson has got a track record of lying, he is a racist, misogynist and an islamophobe.
Sky News Anchor: Well he’s not anti-Semite though is he?
#GeneralElection
#ElectionResults2019
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Andrew Hauser, one of the most senior members from the Bank of England on Islamic finance:
1. The equity-like sharing of risk and reward which Islamic finance promotes will become increasingly relevant in our covid and post-covid world where debt is growing.
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They handed over 7yrs of rent, to save an additional 11yrs of commitment, on a building they have NEVER occupied since leasing it in 2021
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And people haven’t mentally adjusted for inflation. They still think 30-40k is good money. With the cost of everything now that should be minimum wage.
30k now is the same as 22k in 2013 and earning 30k in 2013 is same as earning £40k now.
Outside of a few industries, absolutely nobody in the UK is paid well.
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Newly formed company, no tender, no domain expertise. Just £110M vibes.
PPE Medpro was incorporated in May this year with a share capital of £100 . It has just won, without tender, a £110,000,000 contract to supply PPE to the NHS
The govt is being run by a bunch of corrupt
#Tories
who award contracts to pals, paying them millions in tax payers money
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There is currently no vaccine to prevent
#Coronarivus
infection. The best way to prevent infection is to avoid being exposed to this virus.
However, these are everyday habits that can help prevent the spread...
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I’m glad this is brought up. You finally hit £100K+ and then you release the headache it comes with:
• 60% tax
• Have to complete tedious annual self-assessment form
• PAYE with similar accounting standards as ltd, but none of the benefits (need to keep receipts).
🚨 NEW: Chancellor Jeremy Hunt has said £100,000 is "not a huge salary" for people
[
@BBCNews
]
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More than £900mn has been wiped off the value of Canary Wharf Group’s office buildings.
Canary Wharf is facing major headwinds: departing tenants, lower occupancy, growth in square mile, work from home culture and stagnant UK economy.
Expect bigger writedowns
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If you are 40 and under there won’t be a state pension by the time you retire.
Britain’s £2.3 trillion public sector pension bill exceeds the size of the economy & is roughly the same size as the national debt
Politicians and bureaucrats try to keep that secret
Now Labour wants a tax hike on private pensions to boost public sector pensions even more
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A Canary Wharf office has taken a 60% hit in a distressed sale 😅.
No wonder Alan Sugar is vehemently pushing people to go back to the office, he knows the fate of his office property portfolio.
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Cheat code in life. Pass probation at any of the below and resign - you’ll be put on lucrative paid leave from 3 months to 2 years+
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Nearly forgot to put myself on. If you’re into cars I’ve started a new youtube channel dedicated to reviewing cars and seldom travel
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2019: Geologists and resources economists have confirmed that the occupied Palestinian territory (oPt) lies above sizeable reservoirs of oil and natural gas wealth, in Area C of the West Bank and the Mediterranean coast off the Gaza Strip.
Today:
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How governments raise money; bonds, public debt, history, and what is going on now in the UK.
A 🧵
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Why do you need our postcodes to calculate tax savings?
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@HindenburgRes
My gut feeling is saying It’s about to be $NKLA. Saying how they are valued at $17 billion with $30k in sales last quarter and haven’t even made a single car yet. First car won’t be available until 2022
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Zoom’s valuation:
July 2020: $74 billion
June 2020: $65 billion
May 2020: $50 billion
April 2020: $45 billion
March 2020: $40 billion
Feb 2020: $30 billion
Jan 2020: $20 billion
April 2019: $9 billion (IPO)
Jan 2017: $1 billion
Feb 2015: $300 million
Jan 2013: $24 million
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A lot of hate in the quotes instead of providing constructive feedback.
Bank freezes happen all the time and is not limited to Monzo. The bank should provide an explanation, if you’re not satisfied with the bank’s response, you can file a complaint with the ombudsman.
Monzo froze my account with 20k in it and emailed me local food banks… are they fucking stupid?
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Bloomberg’s new European HQ is stunning but whenever I enter, I feel like I’m in Big Brother - it is the building with most CCTV cameras in the UK (1000+ cameras). Their staff are monitored in every aspect from time away from desk to clocking in and out times.
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Our chancellor of the exchequer celebrating 0.1% growth. We are down bad!
The economy back to growth - this is another welcome sign that we’re turning a corner, and we can build on this progress if we stick to our plan.
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Healthcare sector is in serious trouble, all the good medicine students going into banking and finance.
Lots of UCL medicine graduates from few years ago have already branched out to different sectors. £28K starting F1 doctor salary not cutting it anymore
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JPMorgan received 73 applicants per place in its investment bank for the last round.
Bloomberg reported last month that Citadel received 69,000 applications, but hired only 13 students
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@Liv_Lever
With just 13% of the national population, London is responsible for 23% of the UK economy. Remove London from the UK’s economy and the nation would fold.
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Got a bonus? Advised to put it in a pension to save on tax, but overdo it and face penalties for excess contributions. And when it's finally pension time and you're ready to spend, taxes come knocking again.
You work hard and make money -> Income tax+NI
You spend that money to support the economy -> VAT
You sell an item you no longer need -> tax
You die -> Inheritance tax
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Billions lost annually to tax fraud, billions lost during Covid, billions in unpaid IHT by the super-wealthy, non-dom tax status also for the super-wealthy.
HMRC solution: tax fractional shares in an ISA.
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"Salaries are often higher in Dubai – and with no income tax payable, the effect on take-home pay is even greater.
For example, a finance director earning £70,000 to £100,000 per year in the UK could earn £132,000 to £183,000 tax free in Dubai."
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“I'm part of the banking consulting team at a Big Four firm in London. Seven years after graduating, I'm a manager. My salary is now £75k ($103k).
This is frustrating when some banks are offering £70k salaries to graduates plus bonuses ”
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A map of the evolution of the main commercial partners of African countries. It clearly shows how China has positioned itself as a key player.
Source: Geopol 21
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A waterfall in Scotland turned ‘upside down’ when heavy winds of Storm Ciara sent the water flowing upward
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Just read a Reddit thread about earnings, and a British soldier mentioned it took him 12 years to reach an annual income of 40K British pounds!
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To make matters worse, the Bank of England is set to raise interest rates to their highest level since 2008 on Thursday
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A four-day working week six-month pilot programme has been launched today in the UK.
Participating companies and organisations will trial a four-day week with no loss in pay for employees
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Thanks to COVID-19, you’re trapped inside. It’s a stressful time… but it’s also an opportunity to learn some new stuff, including any programming languages that you’ve had your eyes on.
Beginners guide on how to code, a thread:
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London’s most valuable house is up for sale for £300 million.
The Holme, a mansion inside Regent's Park with four acres of land.
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It's crucial to remember that many roles, especially in certain sectors like hedge funds, don't always have their salaries advertised on LinkedIn. A search for hedge fund jobs in the UK reveals 1000s of openings, with a good chunk offering £100K+ salaries.
Position yourself.
@respawnedtarga1
People don't realise how few opportunities there are paying 100k+... Over half a million UK based jobs currently advertised on LinkedIn, and only 378 (0.0645%) of them pay over 100k 😂
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The saltwater crocodile’s immense power is on show, as it uses its tail to propel itself fully out of water.
The tail of a crocodile is a solid muscle and a major source of power.
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“For every $1 of aid the global South receives, they lose $14 through unequal exchange with the North. Poor countries are developing rich countries, not the other way around.”
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Kenya secured a $3.2 billion loan from China to build a railway system. The Nairobi-Mombasa project is the most expensive infrastructure project since Kenya's independence.
Kenya now has billions of dollars of debt to China. 72% of all Kenya's debt is owed to China!
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Some financial institutions are prepping for blackout periods this winter.
The UK turning into an emerging market 😭
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People living in Notting Hill, west London, received more in capital gains than the combined population of Liverpool, Manchester and Newcastle.
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Prayers go out to Turkey 💔
Finance professionals can be very cold hearted when it comes to natural disasters.
Borsa Istanbul had to suspend trading of 8 companies located in the earthquake struck region due to an influx of short sellers.
TURKEY EARTHQUAKE
- 7.8 magnitude quake in country's south
- 912 people dead in Turkey and over 700 in Syria, fears toll could rise much higher
- 2818 buildings destroyed in Turkey
- Urgent calls for international assistance as countries pledge help
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