Ivan Gorbadei
@IGorbadei
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IT entrepreneur, realtor, investor. Opinions are my own. Tech singularity, transhumanism, AI. Follow, if you value to be well informed.
Toronto, Ontario
Joined July 2020
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@KirkLubimov
Just to be clear, he is talking about those security agencies that need up to 3 years to perform a routine background checks of new PRs/citizens.
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There is enough data from the first two weeks of September now to make some projections.
The increase in listings is huge, beyond seasonal.
GTA Active listings just got higher than 2020 covid year's values.
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@cb_doge
-Destroyed technical support that could prevent harassment and insults, including those based on protected grounds by law
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@AlexanderGlista
Dundas West.
An intersection of subway, Up Express, GoTrain and street cars hub.
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I decided to start covering changes on Toronto rental market on a monthly basis from now on.
Twitter has an abundance of resale stats, but very limited exposure to rental stats.
This post covers entire turbulent events of 2020 on rental market.
#tore
#onre
#Toronto
#CondoCrash
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@brianlilley
@anthonyfurey
That is not some abstract system failure, it has specific names to blame.
Technically, a judge that releases a man that commits murder shortly after should be held accountable. If law doesn't have any instruments in place for this accountability, that is where press steps
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Salaries are better in US, they told us...
Affordability is better in US, they told us...
...
Canada opened gates for 10k H1B-visa (common for IT people) holders from US. In 48 hours every space has been taken with a hunger!
Within just 48 hours, 10,000 H-1B workers in the United States applied to move to Canada
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@gordperks
The democracy is not protecting majority.
The democracy is protection of minorities.
Before 1917, majority of Canadian voters thought its not OK to give voting rights to women. Majority isn't always right. That's why democracy protects minorities.
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@NaheedD
Translation: Those provinces that will try to improve their healthcare system will face federal funding cuts as a punishment.
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Ready for May 2022 GTA real estate numbers?
Buckle up, because numbers aren't pretty!
The details are inside 🧵
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#tore
#onre
#cdnre
#Toronto
#RealEstate
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Happy April!
March'21 GTA Real Estate data is quite shocking, printing new records by a large margin.
Details are inside.
P.S. Please support the hashtag
#Free_COPR_Post_March18
as many new permanent residents are struggling, being unable to come to Canada
#tore
#onre
#cdnre
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Market Update for July 2022.
There are several interesting changes that happened in GTA Real Estate market in July 2022.
This thread explains them all:
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#tore
#onre
#cdnre
#Toronto
#RealEstate
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@SabrinaMaddeaux
Careful, your bank account can be frozen as a result of such claims.
Criticizing the government is so much bigger offence than having a rental property.
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@margot_rubin
In Canada, BOC has never been independent. It always reported to Finance Minister.
Independence of central bank is a foggy thing, ever CB is different. Some of them are not even public.
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More layoffs in big5 banks.
And that is not the only example.
Royal Bank of Canada pushed ahead with a round of job cuts in its capital markets operations, part of broader reductions announced in August that may climb above 1,000 positions and are aimed at helping the bank deal with a challenging economic…
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@BradStanfieldMD
My province of Ontario (15M people) currently has 3 active hospitalizations from Covid and 1 person in ICU.
If myocarditis happens in 2.4-40 people per million, the benefits do not outweigh the risks.
Your study is from 2021 when we had way more aggressive strains and the
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@BradStanfieldMD
Bro, this tweet makes me think that Sinclair and resveratrol are not scam...
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Here is my January 2023 stats compilation.
There were many anecdotes about the market heating up lately and not much objective data was available to end-users.
Time to change that and show the numbers ⬇️🧵
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Unpopular opinion:
Despite the challenges faced by variable-rate borrowers due to further rate hikes, it appears these hikes have been effective in keeping 5-year Canadian bond yields below 4%.
This effectively sets a ceiling for fixed mortgage rates, regardless of the number
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The first look on the things happening around us in July 2022 on GTA Real Estate Market.
The set of charts are in the thread 🧵
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#tore
#onre
#cdnre
#Toronto
#RealEstate
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@PeterDiamandis
Who are "we"? Although there are promising advances, the existing stats does not support that claim at all. US even dropped lifespan and healthspan lately.
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That is all I have today.
Please let me know if the data was useful.
IMO, Bank of Canada at this moment should stop using word 'Slowdown' and 'Switch to correction' as most places are entering the negative year over year growth and dive below pricing of July last year.
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Having the GTA resale data for 15 days of September, the monthly trends already revealed themselves.
Good time to assess the impact of the oversized rate hike and make a projection for full month.
Details below ⬇️
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@helpmyfinances
@FSGURU
@ronmortgageguy
Such an evil and terrible advice.
Ever heard abour past landlord references?
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@PeterSchiff
@SchiffGold
How many days in the last 20 years you predicted gold not to go up?
Somebody is biased here.
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Mid-March data snapshot for GTA.
Active listings are at multi-year high and not stopping yet.
Seems there is a potential to deny seasonality in April and grow more.
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Finally, I took my Citizenship oath yesterday (after almost 3 years of waiting) and now my wife received her PR approval email.
IRCC suddenly started being very active.
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@RE_MarketWatch
A person who can be scammed so easily should not have the ability to raise $395k so easily 🤔
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@BarrySchwartzBW
Few years back everyone was referencing a poll where an average Canadian is $200 away from not being able to service the debt.
Now we are at double mortgage payments and the sky is still above us.
Forgive us, if we are a bit skeptical now about reaching threshold of apocalypse.
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Tiff Macklem: "Given the unsustainable strength of housing activity, moderation in housing would be healthy".
Is he really making that speech in June 202 or somebody gave him February's data 🤔
Oshawa is red YOY now.
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RIP
@mortgagejake
.
The nicest mortgage broker in Twitter ever.
He was by far the friendliest man in the mortgage industry for me with great content and interesting ideas.
Condolences to his family.
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There are some unusual trends happening in mid-June GTA data.
Usually, May end the hot spring market season and both sales and active listings slowly decrease. Prices also moderate for the rest of the year.
Not this time, here is what happened in the first half of June🧵:
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That's all I have for today. The next update is on October 1st.
If you liked the data, let me know. If you didn't - let me know too (in DM 😉).
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@AaronGunn
@FORMAFIST
@BCToby
In BC, you can't smoke cigarettes near my home, but you can smoke meth.
Seriously?
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Price keeps trending down. Most markets will enter negative year-over-year pricing in August'22 compared to August'21, but some of them already have done it.
Surprisingly Toronto detached dived into red YOY, but the sales are low and it still have time by the end of the month
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Canadian 5y bonds have just reached the previous peak values of October 2022 and going higher means levels that are unseen since 2007.
The market clearly expects more inflation and more rate hikes to tackle it.
#cdnecon
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@RE_MarketWatch
Well, you post these tweets at work time too, so I consider it funded by my tax dollars as well 🙂
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Lastly, the average price.
Probably the most resilient metric among all at the moment. Declines from June, but still stays positive YOY.
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My compilation of the end-month data for October 2022 is out.
Details in the thread: 🧵⬇️⬇️⬇️
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@mortgageagentsn
Its always easier to tell what the most vulnerable part of the society should do rather than being that part...
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Happy Canada Day, Twitter!
I mean, Happy Home-buyer's Day!
June 2022 GTA Stats increasingly looks like it is.
The complete data coverage is in the thread below ⬇️⬇️⬇️
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#tore
#cdnre
#Toronto
#RealEstate
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That's all I have for today.
I hope it increased your awareness of market trends and events and provided more details than rumors from other agents.
If it did, please retweet and like and I will see you with rental news coverage in few days!
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TRREB introduces the new health coverage for GTA agents.
Eliminating old insurance of $108/year and adding a new one of $659.88/year.
I see many happy faces 😄
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That's all I have for today.
If data was useful for you - let me know.
If you didn't like it - let me know too 😉
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Full Re-Urbanization or full 2017 mode in April? Maybe both.
Sales are really bad in April, pushing MOI to 2017 pattern even before rate hikes.
At the same time, Toronto is having a comeback, with price gains for both condos and freeholds, while GTA has even bigger price drops.
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@JimChuong
I recently found out that our DevOps engineer has 5+ properties and works just for fun.
No hard feelings, just surprised🙂
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@MoneyJrod
My longest fulltime role was 7 years.
I promised to never repeat the same mistake. And it really helps now, when on average it is 2 years.
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Hello Twitter,
GTA Real Estate Update for April 2021 is ready!
1⃣ Some numbers may look like cooling, but do they really?
2⃣ Toronto Condo Apts printed the new All Time High, first time since Feb'20
3⃣ GTA has lowest MOI in at least 9 years
#tore
#onre
#cdnre
#realestate
#Canada
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@aCarnivoreDiet
Last time when ppl were eating raw meat like lions, their average lifespan was 25 years
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If you think Canada has taken a pause after inviting 1 million people last year, there is something you need to see.
In March, Express Entry program is inviting people with an unprecedented speed...
3 x 7000
#canada
#ircc
#immigration
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Work From Home is ending rapidly.
Those who settled in suburbs will face back to office policies with unrealistic commute times, layoffs and house price drops.
And even after being laid off, they will still need to commute to downtown to find another job.
Downtown will be great
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Scotiabank bank drafts now cost $9.5, an increase from $7.5 before March 1st.
It accounts for 26.7% increase.
Bank drafting bubble!!!
#noinflation
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Everything we knew about August is too old already.
In September:
1)Listings started to grow up consistently, can easily be 1k+ more by the month end
2)Sales are bad again, preliminary. July lows may be challenged.
3)Rents grow despite seasonally price flattening expectations
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