Zachary Perret
@zachperret
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Always learning. @Plaid CEO. 🚴♂️📚
Joined February 2009
The Case for Open Finance Every platform shift begins with openness. The internet began that way. So did open source software. Anyone could build, anyone could connect, and the result was extraordinary progress. When systems are open, iteration compounds. Ideas can evolve
JPMorgan Is Charging for Access to User Data. This Is a Pivotal Moment for Financial Infrastructure JPMorgan is moving to charge fintech companies for access to customer data. This data includes transaction histories, balances, and behavioral signals generated by end users
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We are proud to sign this letter to help support innovation and competition in consumer finance. Together, we can build a better financial system for all Americans.
1/ Today, we sent a letter from over 80 CEOs across industries urging @POTUS to support open banking and oppose anticompetitive fees on consumer data access set to take effect next month. #OpenBanking #FinancialFreedom
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Great to chat with @LJMoynihan about the current inflection point we are at across the US financial system, and how we can make it work better for everyday Americans.
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Hundreds of millions of people rely on fintech and digital finance products, with great benefit. Reducing access and limiting competition in financial services hurts consumers.
For as long as I've been following the landscape, I've been impressed with JPMC's long-term orientation in doing business: be stable in all business environments, and do right by partners. So this latest ham-fisted attempt to crush competitors and end permissioned data-sharing is
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What do you do after a $5.3B deal falls apart? @zachperret had to find out. On this week’s Grit, the @Plaid co-founder and CEO talks about walking away from the $5.3B Visa acquisition, and how Plaid rebuilt trust after “unselling” to Visa. He breaks down why he believes every
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Thank for having me!
We asked @zachperret to break down how complicated fraud detection is. "The hard part is twofold. First, you have to put in all of your historical data to find anomalous patterns." "In @Plaid's case, the question is: can we take the data we see across all of the fintech apps
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See the full video and all the announcements here: https://t.co/ixjw7UJL9O
plaid.com
Explore cutting-edge innovations in onboarding, fraud, credit, & payments at Effects 2025. Unlock what's next in finance and fintech. Watch now.
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Plaid Effects is today! Here are some of the big announcements: 1. Plaid Protect is live! Protect is our game-changing anti-fraud model, including the Plaid Trust Index (Ti1) 2. New credit analytics, and also partnerships with Experian, FICO, and more 3. Instant bank
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Plaid Effects is coming! Join us Thursday, 6/12 at 10am for our annual fintech conference. Some highlights: 1/ Varun Krishna (Rocket's CEO) on AI, mortgages, and homeownership 2/ Big announcements about new credit products, including our partnership with Experian and more 3/
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Fun to chat with @benthompson about the Plaid story and our recent new products on @stratechery!
5-29-2025 ($) An Interview with Plaid Founder and CEO Zach Perret About Plumbing Trust https://t.co/Tqbtuvnnjv
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5-29-2025 ($) An Interview with Plaid Founder and CEO Zach Perret About Plumbing Trust https://t.co/Tqbtuvnnjv
stratechery.com
An interview with Plaid co-founder and CEO Zach Perret about building trust as an ingredient brand in financial services.
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Plaid has had a truly insane 5 years: - Acquired by Visa - Just kidding - Raise big $$ at big valuation - Expand into new businesses - Then fintech bubble bursts - Raises at lower valuation... but now with a more robust + diversified core business New ACQ2 with @zachperret:
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When we launched @Plaid, a big differentiator was selling developer-first. It seemed obvious to build public-facing docs, REST API's, and make eng champions. Selling developer-first today means optimizing for modern AI coding tools. As such, I'm excited to launch Plaid MCP!
🚀 Just launched: @Plaid + @AnthropicAI integration. Now developers can optimize Link performance, monitor API usage, and troubleshoot connectivity issues by simply chatting with Claude 🤖 No more dashboard hunting - just ask and get answers. Available now for Claude
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From DC: @zachperret on payment modernization "We shouldn't send out paper checks via the U.S. payment system." "It probably costs $5–10 to send each check, and another $5–10 for the bank to process it."
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Super fun to chat about the founding story for @MischiefVC with @eriktorenberg on TurpentineVC!
We built Mischief to be the kind of partners we wanted when we were building our companies. Check out @zachperret and @LFarleigh 's conversation with @eriktorenberg on @TurpentineVC to hear the full story.
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