Thanks to @BrettKing & the entire @BreakingBanks1 team for the collaboration to bring this conversation to life. 🔗 For more about the Plaid & Experian partnership: . ▶️ Find full episode:

🗣️Michelle & Ashley share why real-time data helps lenders keep up with innovation in the market and sharpen their understanding of a borrower’s ability to repay a loan. Plus, how they believe every mortgage lender will adopt cash flow data to remain competitive.

On this week’s episode of @Breakingbanks1:. Michelle Young, Credit Product Lead at @Plaid, and Ashley Knight, SVP of Product Management at @Experian, join @BrettKing talk about the advantages of cash flow data and how together, we’re accelerating adoption to drive better outcomes.

Read the essay here 👇

More lenders are using cash flow data, but just scratching the surface. This @FintechTakes piece by @AlexH_Johnson explores what’s next:. 🔹 Better ROI use cases. 🔹 Lower friction + cost. 🔹 Smarter lending across the loan lifecycle

Find the full list:

This list is really making a statement 📃 . We’re proud to be recognized for another year on @CNBC’s World Top Fintech Companies of 2025, alongside customers and partners like @airwallex, @brexHQ, @bluevine, and @coinbase among others who are helping to shape the future of

RT @KPGrit: What do you do after a $5.3B deal falls apart? @zachperret had to find out. On this week’s Grit, the @Plaid co-founder and CEO….

Find all the newest releases this month:

This month we're sharing the insights & features to help you build 🛠️ . Here’s what’s new and improved across Plaid’s product suite in July: . ⚡ Transfer now supports instant pay-ins via Request for Payment (RfP) - allowing fast settlement any day of the week. 🏠 New

🚨Excited to share @Plaid is one of TIME’s 100 Most Influential Companies of 2025! 🕒💯.Grateful to work alongside our customers & partners to power better financial outcomes for millions of people every day. Let’s keep building the future of finance. 🚀.

Learn more about new Plaid Protect:

Announcing our most powerful fraud model yet…. Meet Plaid Protect—a new fraud intelligence system that starts before signup, not after. It doesn’t just flag bad inputs. It spots the network fingerprints of fraud: reused devices, churn-and-burn bank accounts, and identity details

Plaid’s partner ecosystem now delivers real-time cash flow data and insights directly through the credit analytics and tech platforms lenders already rely on—including @Experian @FannieMae @FICO_corp @MeridianLink @MoneyLion. 🔗 More about our partner ecosystem:

🚀 Real-time pay-ins are here!. Plaid Instant Payments now supports Request for Payment (RfP) on RTP. ✔️ Fast, secure, always-on.✔️ Built-in risk & orchestration.✔️ One API and platform for instant pay-ins & payouts. RfP in action: @Carvana enabling instant payments to unlock

🚨New at Plaid Effects 🚨. Plaid and @Experian are working together to help lenders use real-time cash flow data and insights for decisioning. Join us for a live session on June 12 with Ashley Knight, SVP of Product Management at Experian, as we talk about what smarter, more