Henry Lee IV, CPA, CFA
@the_hlee
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MBA, MST, CPA, CFA ➡️ BTC
Los Angeles, CA
Joined April 2020
Boomers didn’t “work harder.” They were literally paid in gold, while college and houses cost pennies. In 1964 — when the first Boomers turned 18 — the federal minimum wage was worth $146/hr in 2025 dollars when measured in gold. - A full year of college took ~180 hours of
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Other products come and go. There is substitution, there is shrinkflation. Only one product can be tracked reliably over time to measure inflation at the grocery store. The consistency of Campbell's Tomato Soup as a product over the 128 years it has been available for consumers
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There are around 80 thousand Somalians in Minnesota. If they contribute 67 million dollars in state and local taxes, that means they each pay on average about 800 bucks or so. To put that in perspective, the average Minnesotan pays anywhere from 8 to 10 THOUSAND in state and
Somali Minnesotans generate at least $500 million in income annually and pay about $67 million in state and local taxes.
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5. Make Student Loan Debt Dischargeable $1.8 trillion in student debt holds back young people from saving for homes. Every $1,000 owed cuts homeownership odds by 1.8% for those in their 20s. Over half of non-owners blame loans for delaying buys. Allowing discharge in bankruptcy
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4. Reform Zoning Laws And Permitting Old rules block building on 75% of city land zoned for residential use, limiting new homes and jacking up costs. Loosening them lets in more apartments and townhomes. California's reforms added 100,000 units, cutting rents 2-4% in those areas.
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3. Increase Property Taxes On Non-Primary Residences About 6.5 million second homes and vacation spots sit empty, locking up housing in popular areas. Higher taxes on them encourage owners to sell or rent out, adding supply. Places like Vancouver saw vacancies drop 20% after a
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2. Deport 20M Illegals And Revoke All H1Bs For Anyone Earning Less Than 250k Rapid immigration spikes demand for homes without enough new builds, driving up costs in cities. Estimates put unauthorized immigrants at upwards of 20 million, forming millions of new households, mostly
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1. Ban Corporate Ownership Of Family Homes Big companies buy up houses to rent out, shrinking options for regular buyers and pushing prices higher. Institutional investors own about 0.5% of the nation's 86 million single-family homes, or roughly 430,000 properties, and they
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The housing crunch is hitting hard: median home prices reached $415,200 in October 2025 (up about 50% since 2019), while wages barely budged. Rents jumped around 31% in the same time. My take on fixes blew up in replies—real ideas that cut demand, boost supply, and help buyers.
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𝗦𝗰𝗶𝗲𝗻𝘁𝗶𝘀𝘁𝘀 𝗷𝘂𝘀𝘁 𝗳𝗶𝗴𝘂𝗿𝗲𝗱 𝗼𝘂𝘁 𝗵𝗼𝘄 𝗗𝗠𝗧 works. And what they found suggests your sense of self is basically a controlled hallucination your brain can just... turn off. The world as we know it might be about to change 🧵
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1950: Ancel Keys looks at data from 22 countries 1953: Ancel Keys publishes "Seven Countries Study" Wait, sorry, let me correct that: 1950: Ancel Keys looks at data from 22 countries showing no correlation between saturated fat and heart disease 1953: Ancel Keys cherry-picks
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Ancient Greece had one rule no one talks about: If you wanted wisdom, power, or legitimacy, you drank kykeon, the psychedelic brew. Plato, Cicero, & Marcus Aurelius did it. They called it the Eleusinian Mysteries, the rite of passage that shaped Western civilization. 🧵
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Crypto crash is worse than divorce, you lose 50% your money and your wife is still around.
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THE BITCOIN ENGINEERED COLLAPSE: What Wall Street Didn't Want You To See They told you the bull market died at $126,250. They lied. While mainstream media screamed "crypto winter," the largest stealth accumulation in history unfolded beneath the chaos. THE NUMBERS THAT PROVE
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⚡️Social Security is a generational wealth transfer machine, and the transfer overwhelmingly flows upward. 1. Social Security was never designed to support a nation of long-lived retirees. When it was built: •life expectancy was 61 •benefits started at 65 •almost nobody
Social Security is a welfare program that pays the rich ten times more than the poor. The Boomers paid $20T less into it than they will take. We could fix everything easily by just not giving the richest part of the richest generation in history $60k/year for no reason.
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Just take one data point from my own life: I’m part of the CALPERS retirement system. I get 2.5% of my highest paid year of service for every year I put in. The earliest I can retire is 57. If I had started in 2010, while I was still in college, I would get 3% a year with a
>Boomers when you merely point out that they’re in an economically advantageous position because they lived through extremely favorable economic conditions
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Earning $100,000 in 2025 is the equivalent of making $53k in the year 2000. BLS data show that the median college grade was making $46k per year nominally, which is almost $90k in today's money The kids have it right. We should all be paid more.
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⚡️The kid with $150 shoes and a $1,200 phone is proof of substitution. Not prosperity. In a system where: •real assets are out of reach •homes are unattainable •wages have stagnated for 20 years •debt is the new oxygen •ownership is collapsing people don’t buy durable
Only in America can a kid wear $150 shoes, sip a $8 coffee, and post from a $1,200 phone about being oppressed and claiming capitalism has failed them.
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The only chart you need to understand macro economics and personal finance for the next 30 yrs 👇
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⚡️Ayahuasca isn’t the danger. The danger is contact with unfiltered truth without preparation. What breaks people isn’t the drug, it’s the shattering of illusion too fast. Most human psyches are structured like glass domes - translucent enough to let in light, but brittle
I have seen friends go psycho and lose their minds after taking Ayahuasca. Stay away from these “spiritual” psychedelics. They are no joke. Sad to see friends lose their sanity in real time. Dont follow these spiritual internet trends they are usually wrong. Christ is King.
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