Rick Martin
@rickdanielm
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✝️ | @Decaf_so | Former Forbes 30 Social Entrepreneur
Mexico
Joined October 2015
I remember when Zac was ready to withdraw all his investments from Colombia, leaving behind his employees, community, and progress. He needed a better solution—and found it in crypto! It was the only thing that made staying possible. If anyone doubts crypto's utility, share this
Crypto. Saves. Lives. Still a skeptic? See the onchain effect of @Decaf_so, @StellarOrg, @MoneyGram, and @circle in Colombia.
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We redesigned the token details page so you can see your g̶a̶i̶n̶s̶ losses with better UX! Coming soon to the app.
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Reminds me of the latin america crypto-bank article I wrote in March 2022! 3.5 years later, it seems that the crypto market is finally starting to see it as well! https://t.co/NIT88JE1fx
medium.com
We are redefining banking with financial inclusion and accessibility in mind.
LATAM is the goldmine for onchain neobanks It's where @nubank built a $70b empire @ether_fi and @ready_co already integrated PIX 🇧🇷 I wrote a 57-page report on it. Here's the TL;DR 🧵
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What is a Shadow Bank? What are the risks with custodial solutions, and particularly, non-regulated custodians?
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Decentralization is not “a failed ideal” — it’s what ensures safety, transparency, and accessibility. If we turn stablecoins into another custodial-shadow-banking-system, we’ve lost the plot. Stablecoins are powerful technology — but if all we build is a new Neobank industry
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Interesting that people are talking about Wise going into stablecoins now. This is the reason why they shut down both my personal and business accounts out of the blue.
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We’re live at #AidEx2025 in Geneva🇨🇭 Alongside @StellarOrg and Digibank, we’re showcasing how blockchain is reshaping humanitarian aid — with real-world impact through Stellar Aid Assist. Faster, transparent, and accessible digital aid delivery isn’t the future — it’s happening
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Did you know that 52.7% of all the @StellarOrg in/ outflows from other chains go through @Decaf_so?
1/ Stellar processes 250K+ USDC transfers every day. But where does that volume come from - and who's behind it? Check out the insights from our latest Stablecoin Onchain research series 🧵
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@JuanRdBO @cryptoprivat3 Hey just tested, I can now deposit Stellar USDC to the card without swapping into Solana 1st !
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Send and receive $Euro <> $USDC. Even more global coverage with @Decaf_so!
🇪🇺 European virtual accounts are now live on Decaf. Receive EUR directly into your wallet via SEPA. Funds land as USDC — ready to send, save, or spend globally.
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Coming soon: EU virtual accounts, so you can onramp directly from euros.
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Real World Assets 🤝 Real World Utility. Building the future of onchain financial services.
Open technology promotes collaboration, driving innovation. Join us LIVE on Monday at 3pm ET/12pm PT for Offchain Hours. @rickdanielm (@Decaf_so) and @EtherfuseDave (@EtherfuseDave) will join us to a chat about how they're building better, together.
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Excited to sit down with @rickdanielm tonight to record an episode of @dealflowpodcast What shall we talk about?
1/ Decaf is the first financial platform that actually delivers on crypto’s promise. Onchain freedom — to earn, send, and spend globally 🌎
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The most global fiat ramps in crypto? Stablecoins become useful with @Decaf_so!
1/ Decaf is the first financial platform that actually delivers on crypto’s promise. Onchain freedom — to earn, send, and spend globally 🌎
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Oscar absolutely made the most of his donations in his Decaf wallet. From rural Ghana, he got a laptop, enrolled and paid for university, moved to the city, and now - he is studying, building business and a brand. This is what giving someone a fair go looks like. This is
Remember Oscar? 🇬🇭 A year ago, he was a shy kid from rural Ghana. Today he’s studying computer science at Kumasi Technical University, working with artists, building websites — and even speaking live on the radio with confidence and purpose. All of it made possible by donations
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True decentralization isn’t easy—but it’s freedom. Decaf stays non-custodial, global, and real.
Being onchain means that we can allow people to become their own bank, globally. Remaining self-custodial & decentralized means not cutting corners and taking more time, but this DOES matter for accessibility and safety! It means anyone can have access to the best financial
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Being onchain means that we can allow people to become their own bank, globally. Remaining self-custodial & decentralized means not cutting corners and taking more time, but this DOES matter for accessibility and safety! It means anyone can have access to the best financial
What if your self-custody wallet worked everywhere Visa does? 👀 Something big is coming to Decaf.
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What if your self-custody wallet worked everywhere Visa does? 👀 Something big is coming to Decaf.
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Another reason why non-custodial wallets matter.
Last night was a good example of when trading desks were in search for capital. Typically, during these kinds of fast market movements and outside regular trading hours, holding traditional assets offchain wouldn’t help, as liquidity would remain stuck in TradFi. Horizon is a
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