Pramod Varma Profile
Pramod Varma

@pramodkvarma

Followers
15,023
Following
435
Media
42
Statuses
2,787

Ex Chief Architect #Aadhaar , #UPI , #IndiaStack , CTO @EkStep_Org , Co-Author @BecknProtocol , Co-Chair @centreforDPI , profile@

Bangalore, India
Joined July 2009
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@pramodkvarma
Pramod Varma
1 year
Much needed! This should be done with UPI e-voucher. Any visitor to India can simply buy e-voucher, attach that as the account to UPI, and use anywhere in India at millions of touch points. No need to open any accounts at all! Reimagining travelers’ checks!!! @dilipasbe @RBI
@kris_sg
kris gopalakrishnan
1 year
Inbound travelers can now use UPI, says RBI Governor Shaktikanta Das
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@pramodkvarma
Pramod Varma
2 years
Had the privilege of presenting India’s Digital Public Infrastructure journey at the @WorldBank annual meetings. It was wonderful to hear West African leaders who is pushing their own digital transformation agenda! #DPI @India_Stack @WorldBankAfrica @wbg_gov @WBG_DigitalDev
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@pramodkvarma
Pramod Varma
1 year
This will balance itself out. Looking at #ONDC as a Swiggy/Uber/Amazon killer is missing the forest for the trees! #UPI was never meant to be a VISA/Mastercard killer, it was meant to trigger bigger domino effects in digital payments that makes everyone a winner.
@bismahmalik
Bismah Malik
1 year
🚨For past several days I have eaten outside food like anything for my story 😅 Ordered Burgers, Chicken wraps from @ONDC_Official @Swiggy @zomato ndprice differences are shocking . A Mc chicken burger cost me Rs 109 on ONDC via paytm and 282 on Zomato
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@pramodkvarma
Pramod Varma
2 years
@COdendahl Indian direct cash transfer system is very advanced, interoperable across all banks, fully digital, low cost, and covers about 650 million+ people. Powered by digital identity, unified national payment switch with open APIs, and a large network of cash-in/out touch points.
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@pramodkvarma
Pramod Varma
6 years
My car's #NETC RFID #Fastag has it's own #BHIMUPI VPA. I just sent money to it!! Instant tag recharge from any UPI App! Still remember thinking and designing the concept of VPA in 2014! We have come far! Amazing! @NandanNilekani @dilipasbe @nikhilkumarks @snjyjn
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@pramodkvarma
Pramod Varma
3 years
Almost 100 million a day! Architected for billion a day! All using open source components! Proud of @NPCI_NPCI team under @dilipasbe !
@NPCI_NPCI
NPCI
3 years
Transform the way you pay with your mobile phone seamlessly using BHIM UPI. #BHIMUPI #digitalpayments @dilipasbe
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@pramodkvarma
Pramod Varma
6 years
My grandmom who just turned 100, is a poet, musician, & inspirational figure who holds our matriarchal family together. My mom, is the best teacher ever. Period! My wife is wonderfully intelligent person who is my strength. I'm blessed with 2 wonderful girls! #EveryDayIsWomensDay
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@pramodkvarma
Pramod Varma
2 years
Goosebumps ❤️🇮🇳! We need IPL for athletics to bring funds, fans, games, facilities, and training. Still living in pre 90’s era with government run athletic federation and facilities is just silly! So much talent waiting to be supported and celebrated!
@virendersehwag
Virender Sehwag
2 years
Watched it on loop over and over again. What a champion, Avinash Sable. Hats off for a remarkable race.
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@pramodkvarma
Pramod Varma
1 year
@SurabhiA_ET
Surabhi Agarwal
1 year
And the fastastic @pramodkvarma writes in a column how ‘2022 ended on a high for India Stack but the digital transformation journey is a marathon and we need to be patient’
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@pramodkvarma
Pramod Varma
2 years
international remittances via UPI: priceless
@NPCI_NPCI
NPCI
2 years
Adding another feather to the cap! It gives us great pleasure to announce that NPCI International has signed a MoU to facilitate real-time payments in India, in partnership with @WesternUnion . Know more:
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@pramodkvarma
Pramod Varma
7 months
When bureaucrats increased TCS from Oct 1st, as a tit-for-tat move, TCS increases bureaucracy! 😜😬
@chandrarsrikant
Chandra R. Srikanth
7 months
🚨🆕 End of WFH? TCS asks employees to work from office 5 days a week from October 1 @debanganaghosh4
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@pramodkvarma
Pramod Varma
4 years
1.6 Billion transactions last month!
@NPCI_NPCI
NPCI
4 years
BHIM UPI has been pivotal in pushing the boundaries of digital payment acceptance in India by penetrating the ground level users with safe P2P and P2M fund transfers. #BHIMUPI #DigitalPayments @dilipasbe @pnbindia @HDFC_Bank @TheOfficialSBI
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@pramodkvarma
Pramod Varma
6 years
"There is a quiet #revolution brewing. While the world talks AI & Blockchains, there's a #trilliondollar opportunity closer to home. Every Indian Entrepreneur needs to watch this before they miss it". Read on ... Special blog b…
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@pramodkvarma
Pramod Varma
5 years
Finally! Any digitally signed equivalent docs of the acceptable physical KYC docs will be valid under PMLA! Masterstroke! Time for @RBI to allow paperless KYC process. @ceo_uidai @SecretaryMEITY @NandanNilekani
@amitranjan
Amit Ranjan
5 years
Big win for DigiLocker👇 #DigitalIndia This shld unleash its usage/growth in financial sector - Banks, NBFCs, Fintech! > "The Prevention of Money-laundering Rules 2005 amendment notifies electronic documents from DigiLocker acceptable as per its provisions" via @digilocker_ind
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@pramodkvarma
Pramod Varma
1 year
Monopoly at work! Indians should have an option to use a combination of @digilocker_ind , #eSign , #AccountAggregator , and @UPI_NPCI to do visa processing in a paperless, cashless, and most importantly secure way. Which country will lead? @JawedAshraf5 @HenriVerdier @imsiddshetty
@dale_vaz
Dale Vaz
1 year
Visiting @VFSGlobal for a visa must rank in the Top 10 worst experiences for an Indian. Cash only payments (no support for #UPI , why?), insisting on random hard-copy documents, and an overall lack of customer empathy. This is @VFSGlobal customer service. @PMOIndia
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@pramodkvarma
Pramod Varma
5 years
Super proud! Power of open interoperable protocol and market innovation in action. Many powerful features are yet to be activated on #UPI . One step at a time!
@timesofindia
The Times Of India
5 years
UPI hits 1 billion transactions in October, plans to go global The UPI also recently cross 100 million users, making it the fastest adoption of any payments system anywhere in the world via @TOIBusiness
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@pramodkvarma
Pramod Varma
2 years
❤️ #UPI
@indiainpixels
India in Pixels by Ashris
2 years
Listen to the sound of money transacted via UPI from October 2016 to March 2022. 🔉 The music is generated from the data - through a process called data sonification.
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@pramodkvarma
Pramod Varma
2 years
Never been attempted in the world! Birth of a decentralized commerce network using open interoperable protocol! Proud of the team that is attempting something this bold in India! Congratulations to all involved in this audacious mission! 👏👏👏
@ONDC_Official
ONDC India
2 years
History has been created today on #ONDC ! At 4:18 am this morning, we recorded the first-ever Multi-domain cascaded round-trip transaction (simulated) as part of the ongoing #ONDCHackathon / #ONDCIntegrationsprint . 🧵⬇️ 1/
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@pramodkvarma
Pramod Varma
6 years
It's a shame @TeamIndus couldn't make it. This would have been peanuts for Indian Billionaires and VCs! Being a developing country with centuries of external ruling makes most Indians so cynical that we stopped believing in ourselves and keep looking to west for solutions. Sad :(
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@pramodkvarma
Pramod Varma
4 years
Only in India!
@amitegov
Amit Shukla अमित शुक्ल 🇮🇳
4 years
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@pramodkvarma
Pramod Varma
6 years
Number of #UPI transactions per month crosses 300 million mark! Amazing! @NandanNilekani @dilipasbe @India_Stack
@NPCI_BHIM
BHIM
6 years
Cashless transactions have now become simpler and convenient thanks to BHIM UPI. #DigitalIndia #InstantPayments #HighOnUPI @dilipasbe
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@pramodkvarma
Pramod Varma
4 years
I saw this somewhere: 1998: My computers run on the Internet vs 2017: The Internet runs on my computers
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@pramodkvarma
Pramod Varma
2 years
India’s move towards interoperable open networks powered by solution/app ecosystem helped #UPI achieve scale & speed. Similar open networks are now live for commerce ( #ONDC ), mobility ( #KOMN ), and healthcare ( #UHI ). Listen to big picture and India’s journey 👇
@LetsCoDevelop
Co-Develop
2 years
Listen 🔊 to @LetsCoDevelop advisor and Chief Architect of Aadhaar @pramodkvarma speak at the World Bank on India's move from platform-centric digital services to network-centric ones for inclusive commerce, mobility, healthcare, and more.
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@pramodkvarma
Pramod Varma
3 years
Thank you Bala. It was wonderful to catch up and talk about the journey! Special thanks to @NandanNilekani for his mentorship. I am able to contribute ONLY because I am surrounded by brilliant minds. ALWAYS a team work! @snjyjn @dilipasbe @vivek_raghavan @Shankar4EkStep @sharads
@bsrinivasa
Bala Srinivasa
3 years
Insightful discussion with @pramodkvarma on what it takes to build scalable systems for Bharat, opportunities areas for start-ups and what's next for the India Stack @ArkamVc @rahulchandra77
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@pramodkvarma
Pramod Varma
6 years
Thread! He democratized access to painting for common man. Calendars that hang in every home with Lakshmi and Saraswati are all his creations. Proud to have born in Kilimanoor palace which is #RajaRaviVarma 's birthplace. @prajodvarma @prasannakvarma @surajfilms @KrishnaAnujan
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@pramodkvarma
Pramod Varma
6 years
Wow! #UPI is on fire! Nearing half a billion txns a month with 10 billion USD in value! @NandanNilekani @dilipasbe
@NPCI_NPCI
NPCI
6 years
Cashless transactions have now become simpler and convenient thanks to BHIM UPI. #DigitalIndia #InstantPayments #HighOnUPI @dilipasbe
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@pramodkvarma
Pramod Varma
1 year
Another digital revolution in the making!
@AntlerIndia
Antler India
1 year
Unpacking the $80+ billion ONDC opportunity In a first-of-its-kind industry report, we explore 👇 — How ONDC could create India’s next unicorn wave — The landscape of who’s building in what & why — How the network will grow, who will win, and more Read 👉
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@pramodkvarma
Pramod Varma
4 years
Beckn is purely a set of open API specifications built with the help of community with NO runtime (no platform). Adopters of these APIs will have to build platforms & gateways. Since foundation runs no platform, no transactions or data will flow through us. @NandanNilekani
@entrackr
Entrackr
4 years
Nandan Nilekani along with Pramod Varma and Sujith Nair launch Beckn — a UPI-like open specification for mobility and commerce @NandanNilekani @pramodkvarma
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@pramodkvarma
Pramod Varma
3 years
We, at EkStep Foundation, have been building Sunbird as an open source learning platform for the last few years. We will be doing a series of learning sessions and discussions starting from next week. Do join us. @NandanNilekani @Shankar4EkStep
@Sunbird_EkStep
Sunbird
3 years
EkStep Foundation invites you to a webinar, Discover Sunbird. Register now! Watch live on YouTube :
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@pramodkvarma
Pramod Varma
2 years
Digital Public Infrastructure ( #DPI ) like #IndiaStack is essential to create inclusive development at scale. It allows innovators like @zerodhaonline to take products and services to a large user base living in the informal system. Thank you @Nithin0dha !
@Nithin0dha
Nithin Kamath
2 years
We, @zerodhaonline , just got to 1 crore customers. Looking back, the biggest tipping point was AADHAR for online account opening. Can't thank the Government & SEBI & Exchanges & Depositories enough for making this happen. A few things we did that had unintended benefits. 1/5
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@pramodkvarma
Pramod Varma
2 months
Beyond procuring GPUs, India should also explore creation of a ‘compute bond’ to create an investment vehicle, pool demand, and negotiate future GPU access. @tanujb and I were brainstorming this under @PeoplePlusAI initiative of @EkStep_Org . We hope to write something up soon!
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@pramodkvarma
Pramod Varma
1 year
This is huge! A peer to peer, #OpenMobilityNetwork for ride hailing, now live in Bengaluru! In India, 2023 will surely be a year of #DecentralizedTransactionNetworks across multiple domains such as e-commerce, mobility, health, lending, and jobs/livelihood. Exciting!
@BecknProtocol
Beckn Protocol
1 year
📢 ATTN Bengaluru! To cater to the growing #UrbanMobility needs of the citizens in Bengaluru, the Auto Rickshaw Drivers Union (ARDU) has launched a rider & auto driver friendly booking app; Namma Yatri - a first-of-its-kind pilot project running on the #OpenMobilityNetwork ! 1/5
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@pramodkvarma
Pramod Varma
7 years
A 10 min video on Raja Ravi Varma, greatest painter in the history of Indian art. Proud to be a direct descendant!
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@pramodkvarma
Pramod Varma
9 years
Walked into Bangalore airport without showing any id proof through #Aadhaar biometric enabled security gate. Felt great! @NandanNilekani
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@pramodkvarma
Pramod Varma
3 years
3.24 billion #UPI transactions in July! 👏👏👏
@NPCI_NPCI
NPCI
3 years
Switch to UPI enabled apps to make easy, safe and instant payments. #BHIMUPI #DigitalPayments @dilipasbe
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@pramodkvarma
Pramod Varma
1 year
Silly, but, an expected reaction! Focus ought to be on “collaborative problem solving” rather than banning productivity tools!
@Ravisutanjani
Ravisutanjani
1 year
Bengaluru-based RV University banned ChatGPT & other AI Tools like GitHub Co-Pilot, Black Box etc Many Public Schools in the US have also restricted the use of ChatGPT
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@pramodkvarma
Pramod Varma
2 years
UPI moment for commerce! Instead of just one or two dominant platforms, such open networks allow many platforms both on supply and consumer side to coexist and interoperate using an #open_protocol creating a decentralized network topology. From platforms to protocols!
@ONDC_Official
ONDC India
2 years
#ONDC will go beyond the current digital commerce model and will allow the buyer and seller to do business irrespective of the platforms they use to be digitally visible. Watch out to know more! #AccelerateYourGrowth #ONDCHackathon #digital #commerce #business #InclusiveIndia
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@pramodkvarma
Pramod Varma
8 years
Beta version of GST APIs are now available at @NandanNilekani @nikhilkumarks @sharads @Product_Nation
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@pramodkvarma
Pramod Varma
4 years
Power of virtualization of payment address, love #UPI 😃 Congratulations to @_sameernigam @rahulchari9 and entire @PhonePe_ team! Amazing tenacity! #Respect Proud of UPI team at @NPCI_NPCI under leadership of @dilipasbe for their tireless efforts during the crisis!
@_sameernigam
Sameer.Nigam
4 years
Dear @PhonePe_ users. We are back with a bang! Would've been impossible to do so in record time without incredible effort & inspirational leadership displayed by @NPCI_NPCI and our new UPI partner  @ICICIBank ! Will never forget because - A friend in need is a friend indeed 🙏🙏🙏
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@pramodkvarma
Pramod Varma
4 years
2 billion! ❤
@NPCI_NPCI
NPCI
4 years
BHIM UPI has managed to change the face of person-to-person and person-to-merchant money transfers in the past few years while making them safer and more secure. #BHIMUPI #UPIChalega #DigitalPayments @dilipasbe
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@pramodkvarma
Pramod Varma
1 year
Powered by open source @BecknProtocol . Beyond product commerce, India is building open networks for urban mobility, health & wellness, education/skilling & livelihood, and hopefully soon in hospitality and agri sectors.
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@pramodkvarma
Pramod Varma
1 year
This is huge 🎉🥳👏
@BecknProtocol
Beckn Protocol
1 year
Milestone reached!🚀Namma Yatri, Bengaluru's first-of-its-kind open mobility autorickshaw booking app has reached one million trips. Cheers to #urbanmobility powered by #opennetworks ! #becknprotocol #nammayatri @juspay #opendata #community #1M
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@pramodkvarma
Pramod Varma
3 years
Indian implementation of vaccination credentials (based on w3c vc spec and compliant with WHO SVC) can be verified offline with no connection to any central servers. Cert module code is open source as well. See . OSS project at
@pankaj
Pankaj Gupta
3 years
Verification of health credentials should be completely on-device. There is absolutely no need to send data to a centralized govt server for this.
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@pramodkvarma
Pramod Varma
2 years
ONDC is powered by #OpenSource @BecknProtocol Do join the community and leverage to build various decentralized transaction networks. All are welcome!
@Ravisutanjani
Ravisutanjani
2 years
UPI for e-commerce 🇮🇳🚀 ONDC went live today in Bengaluru. Let’s understand how the Government’s Most Ambitious E-Com project will benefit millions of Small Businesses in India. 🧵
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@pramodkvarma
Pramod Varma
2 years
We in India must ensure the same and shouldn’t be limited to research alone. Open sourcing all assets built using taxpayer money is a must!
@ScienceInsider
ScienceInsider
2 years
BREAKING: White House issues new policy that will require, by 2026, all federally-funded research results to be freely available to public without delay, ending longstanding ability of journals to paywall results for up to 1 year. Coverage coming on @ScienceInsider .
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@pramodkvarma
Pramod Varma
7 years
UPI is so fast catching up with wallets. Amazing! @India_Stack @dilipasbe @NandanNilekani @UPI_NPCI
@thesuniljain
Sunil Jain
7 years
What a solid comeback for @NPCI_NPCI UPI and BHIM!!! They're now giving wallets a run for their money @Amitabhk87
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@pramodkvarma
Pramod Varma
1 year
🎉 🙌 🥳 I encourage folks in Bengaluru to use and support @nammayatri
@SujithNairK
Sujith Nair
1 year
A little milestone in open mobility- Namma Yatri clocked more than 10,000 rides yesterday! #openmobility #opennetworks #juspay #ARDU #autodriversbengaluru #Nammayatri @BecknProtocol
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@pramodkvarma
Pramod Varma
2 years
Opportunity to enable cross border payment flows, data flows, and commerce is very much possible on the back of India’s work on #UPI , #DEPA , and #Beckn protocols. See tweet below for the recording of the session.
@cfruman
Cecile Fruman
2 years
Join us now to hear more from @pramodkvarma , Chief Architect of Aadhaar, #India 's digital identity program that has successfully covered more than 1.2 billion people in a short span of 7 years: #OneSouthAsia
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@pramodkvarma
Pramod Varma
1 year
Fantastic move!!
@kamyachandra
Kamya Chandra
1 year
Lovely move by @NPCI_NPCI enabling non resident Indian accounts with International mobile numbers from below countries to access #UPI ! Excellent for e-commerce/exports and remittances 🎉 #digitalindia
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@pramodkvarma
Pramod Varma
2 years
Bhashini is out!! Hopefully ULCA will also be launched soon on top for innovators to build language tech into their apps! Thread on Bhashini 👇 @vivek_raghavan @Sunbird_EkStep @ai4bharat
@HarveenChadha
Harveen Singh Chadha
2 years
PM Narendra Modi Launches Bhashini at Digital India Week 2022. Here is why this will be a big enabler for pushing Open Source Artificial Intelligence development in India. Video: 🧵 1/n
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@pramodkvarma
Pramod Varma
2 years
Exciting journey so far for the #OpenSource #becknprotocol community! Still have ways to go before its true potential is realized. Happy to see India taking the lead to experiment with decentralized interoperable networks. Thank you all the volunteer contributors!
@BecknProtocol
Beckn Protocol
2 years
2️⃣0️⃣2️⃣1️⃣ was a year of breakthroughs for Beckn that witnessed adoption beyond #mobility & #commerce , foraying into sectors like skills & education, alongside nurturing a vibrant community of believers. A timeline of the year that was... @NandanNilekani @pramodkvarma @SujithNairK
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@pramodkvarma
Pramod Varma
3 years
Much needed initiative by @TRAI especially when we continue to use paper ID proofs and photocopies. I really do hope @RBI @SEBI_India provide a similar service to know if track PAN card misuse.
@vijayshekhar
Vijay Shekhar Sharma
3 years
Very useful service launched by @TRAI / DOT ! Open the below site and type in your mobile number and you will know the mobile numbers of all the SIM cards purchased with your Aadhaar number as soon as you enter the OTP. You can ban any of them.
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@pramodkvarma
Pramod Varma
5 years
Super!
@amitabhk87
Amitabh Kant
5 years
The Unified Payment Interface( UPI) has been termed as the “Most evolved, sophisticated public digital Payments infrastructure in the world “ by Fidelity’s Annual Global Faster Payment Report. UPI has grown to over 600 million transactions per month with a value of Rs 1 trillion.
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@pramodkvarma
Pramod Varma
3 years
Time to use #UPI for inward remittance to dramatically reduce time and cost of transfers, nothing stopping @RBI from pushing for this. @dilipasbe
@deepakabbot
Deepak Abbot
3 years
Recd $83 from someone in USA in my @HDFC_Bank account. They refused to credit as they didnt accept the reason code. I asked them to return it back. They returned $23, deducting $60 as charges. I don’t even have the patience to fight but tweeting it to just vent my anger 🤬
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@pramodkvarma
Pramod Varma
2 years
Also met Minister @cinalawson and talked about digital infra for G2P and verifiable credentials. Her vision for Togo is truly inspiring! Togo can leverage #DPGs such as @G2PConnect , @Sunbird_EkStep , and @BecknProtocol to build their own #DPIs @vyjayantidesai @NandanNilekani
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@pramodkvarma
Pramod Varma
3 years
Indeed! NPCI and the entire ecosystem surely rose to the challenge! 👏👏👏
@NandanNilekani
Nandan Nilekani
3 years
And less than 8 years since @dilipasbe , @pramodkvarma and I brainstormed the idea on a whiteboard.... building on the success of @NPCI_IMPS from @NPCI_NPCI and the rise of smartphones!
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@pramodkvarma
Pramod Varma
2 years
Yesterday I spent half a day at a crazily crowded office here in Bengaluru just to get a PoA registered. Actual work < 10 min. Middleman (he said all officers in the chain gets a cut too) took 30x of fee to bring it down to about 4 hrs! Everything is wrong about the system!
@ymjoshi
Yogesh Joshi
2 years
Revenue department that controls property registration part brings maximum revenue to the government. Yet it's offices are among the worst maintained. As @sudhirmehtapune pointed, they point to unease of doing business. More in this report in @htpune
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@pramodkvarma
Pramod Varma
25 days
I argue that DPI approach/thinking is the only way we are going to navigate the unknown digital future! Listen to my short free flowing conversation👇 @NandanNilekani @kamyachandra @Shankar4EkStep @cvmadhukar @snjyjn @SanjayPurohitM @SujithNairK @EkStep_Org @LetsCoDevelop
@CentreforDPI
Centre for Digital Public Infrastructure
26 days
Watch our latest fireside chat with our Co-Chair @pramodkvarma ! Pramod speaks on how countries are exploring #PopulationScaleSolutions via the #DigitalPublicInfrastructure approach. Watch it here 👉
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@pramodkvarma
Pramod Varma
3 years
Finally!👏👏👏 WANI is designed to unbundle and unblock last mile connectivity by allowing local entrepreneurs to setup public Wi-Fi points the way India had expanded access to phone via public telephone booths. Much needed!
@rssharma3
Dr. RS Sharma
3 years
Cabinet today approved the WANI project recommended by TRAI. It will create millions of inter-operable Wi-Fi Hotspots in the country and democratize the content distribution and broadband access to millions at affordable rates. This will be the UPI of connectivity services.
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@pramodkvarma
Pramod Varma
3 years
Power of abstraction, layered design, and architecture of #UPI ! Extending underlying mandate structure to enable interoperable e-voucher is simply brilliant! Hope all banks and leading UPI apps enable this soon.
@NPCI_NPCI
NPCI
3 years
Happy to announce the launch of e-RUPI - an innovative digital payment solution in association with Department of Financial Services (DFS), National Health Authority (NHA), Ministry of Health and Family Welfare (MoHFW), and partner banks.
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@pramodkvarma
Pramod Varma
2 years
Thanks @RaoulGMI . Btw, some recent developments. Now Aadhaar offers both centralized authentication (for millions who have no device) and decentralized (without any involvement of central system) via smartphone using ID token (ID isn’t revealed to verifier, just a signed token).
@RaoulGMI
Raoul Pal
2 years
India did this very well with Aadhar and India Stack for KYC/ID but its not decentralised yet. It makes any KYC interaction pretty fast but it needs to go further to digital online ID with privacy. They need a token system.
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@pramodkvarma
Pramod Varma
1 year
Credit instrument as the store of value in #UPI is truly delivering the promise of ‘U’ in UPI ❤️! Many more innovations to come!
@NPCI_NPCI
NPCI
1 year
We’re pleased to announce that @HDFC_Bank customers can now link their Rupay #creditcard with the BHIM app and other UPI-enabled apps to enjoy enhanced payment experiences with #UPI . Read More: @RuPay_npci @upichalega @NPCI_BHIM #India
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Pramod Varma
5 years
Wow! #BHIM #UPI did 620 million transactions last month. Billion a month is not too far! @dilipasbe @NandanNilekani @India_Stack
@NPCI_NPCI
NPCI
5 years
Cashless transactions have now become simpler and convenient thanks to BHIM UPI. @dilipasbe #DigitalIndia #InstantPayments #HighOnUPI #NPCI
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@pramodkvarma
Pramod Varma
8 months
Big fan of @Nithin0dha and his work! It was wonderful to be on the panel with him and Chanchal speaking about #DPIs and its impact on innovation!
@bgmahesh
BG Mahesh
8 months
Shri Chanchal Sarkar, Economic Advisor, Dept of Economic Affairs moderating a panel with @pramodkvarma & @Nithin0dha #g20
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@pramodkvarma
Pramod Varma
1 year
With @ONDC_Official and @nammayatri , the first domino has fallen! Combinatorial effects of India’s digital infrastructure are beyond our imagination! I am truly optimistic and excited about the opportunity in front of us!! It won’t be easy, but, not attempting is not an option!!
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@pramodkvarma
Pramod Varma
3 years
Incredibly proud moment for #Sunbird open source project! Special thanks to each and every community member for their contributions 👃! Thank you @DPGAlliance team @livmarte @lucyeharris for this recognition!
@Sunbird_EkStep
Sunbird
3 years
#Sunbird is recognised as a #digitalpublicgood and is now in the registry of the @DPGAlliance . Open source digital building blocks within Sunbird helps develop faster and cheaper solutions for learning and human development. For more
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@pramodkvarma
Pramod Varma
3 years
Brilliant step by NPCI to bring integrated ODR capability into UPI! 👏👏👏 @dilipasbe @NandanNilekani
@NPCI_NPCI
NPCI
3 years
NPCI Media Press Statement: UPI, 15th March 2021. UPI-Help for Digital Payments goes live on BHIM UPI:
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@pramodkvarma
Pramod Varma
9 months
These were all (and more that are yet to unravel) #UPI use cases we had in mind when we wrote the protocol in 2014! Btw, same reason @BecknProtocol is exploding into many use cases beyond what people are seeing today! Power of abstraction when designing protocols! ❤️ it!
@nikhilkumarks
Nikhil Kumar
9 months
This is what makes UPI special. A payment markup language on top of any stored value account. @pramodkvarma
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Pramod Varma
2 years
@matthewstoller America needs #UPI , an open, interoperable protocol for real-time money transfer across banks and wallets. India’s UPI network grew from nearly nothing in 2016 to 6.2 billion transactions last month! @dilipasbe @UPI_NPCI
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@pramodkvarma
Pramod Varma
7 years
@YourStoryCo
YourStory
7 years
Meet @pramodkvarma the man who is turning t/ vision of providing identity to billion Indians into a reality! @UIDAI
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@pramodkvarma
Pramod Varma
4 years
@dugalira
Ira Dugal
4 years
RBI allows UPI for recurring payments up to Rs 2000 via @BloombergQuint
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Pramod Varma
1 year
“Everyone is a crook, it’s my duty to catch” is the mentality driving all these crazy decisions by Govt officers! Complete nightmare for people and increasing compliance overheads for businesses! Sigh 😔!
@ShereenBhan
Shereen Bhan
1 year
Why should people pay in the first place just to claim a refund asks @TVMohandasPai . In the interest of ease of doing Biz, and the honest tax payer, 20%TCS needs to be withdrawn. If needed impose a 2% tax. “We are not crooks” #TCSTax @CNBCTV18News
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Pramod Varma
2 years
Proud to be part of this! Work at @eksteporg on Indic language AI (translation, speech, and ocr), all open sourced via @Sunbird_EkStep () has made tremendous progress, thanks to brilliant work of @vivek_raghavan and @ai4bharat team at IITM. @Shankar4EkStep
@debjani_ghosh_
debjani ghosh
2 years
When it comes AI talent, India is emerging as a clear leader n how!!! Yesssss! As AI becomes mainstream in the #techade , our depth of talent will be our biggest competitive advantage. #ThinkDigitalThinkIndia @Rajeev_GoI @SecretaryMEITY
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Pramod Varma
3 years
Another #AtmaNirbhar moment. @vivek_raghavan doing his magic to expand #Sunbird AI! Expect much more in coming months. Data, models, & tools are all open sourced. Check out @NandanNilekani @Shankar4EkStep
@EkStep_Org
EkStep Foundation
3 years
EkStep Foundation is proud to announce Vakyansh - an open source project under @Sunbird_EkStep umbrella to democratise speech recognition in Indic languages led by @vivek_raghavan , our Chief AI Evangelist. @NandanNilekani @Shankar4EkStep @pramodkvarma
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Pramod Varma
4 years
This is amazing!
@BIS_org
Bank for International Settlements
4 years
Lessons from the #IndiaStack : #PaymentSystems should be open and interoperable, and the public sector should play a key role in creating platforms that are open to all & settle in fiat money #FinancialInclusion
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Pramod Varma
2 years
The idea of a decentralized networks powered by open protocols is exciting! Allows many new players to innovate and expand the market. It will take couple of years to see this play out like UPI. But time to move from #PlatformsToNetworks ! @BecknProtocol @ONDC_Official
@deepakshenoy
Deepak Shenoy
2 years
The massive change in e-commerce and logistics through a UPI-like ecosystem for India, ONDC. Explained:
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@pramodkvarma
Pramod Varma
3 years
Check out for a federated architecture blueprint that can unify school ed, higher ed, and skilling. Successful building blocks such as are brought together under NDEAR using open interoperable standards. @EduMinOfIndia @GoI_MeitY
@siddarthpaim
Siddarth Pai
3 years
@NandanNilekani @rndx1 @rssharma3 @pramodkvarma @dilipasbe @vivekrag @sharads @naval India must build a Edtech stack from quality affordable primary education to educational transcript,attendance and other information @AshwiniVaishnaw @Rajeev_GoI
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Pramod Varma
2 years
Electronic registries and verifiable credentials are integral part of any decentralised digital ecosystem. Proud of the community members, especially the youngest contributor who is only in 10th grade! #OpenSource rocks! @NandanNilekani @Shankar4EkStep
@Sunbird_EkStep
Sunbird
2 years
📢1 billion+ covid vaccinations credentials in less than a year through CoWIN! Powered by Sunbird RC, a #digitalpublicgood to build & deploy electronic registries and digitally verifiable credentials at population scale. Now recognised as a DPG by @DPGAlliance !🎉
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@pramodkvarma
Pramod Varma
4 months
I had the privilege of addressing graduating students of National Institute of Design ( #NID ) during their convocation at Ahmedabad last week. I highlighted how important #design was to success of projects such as #Aadhaar and #UPI . Video is at
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@pramodkvarma
Pramod Varma
1 month
Something profound is happening that’s enabling interoperable, open loop transaction environments. @BecknProtocol is truly accelerating this! An insightful report by C4TT & @wef - @NandanNilekani @SujithNairK @SatwikMishra077 @ONDC_Official @EkStep_Org
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Pramod Varma
2 years
Excellent summary👇 We must see #UPI as the unified underlying digital rail to move any currency in real-time from any stored value account to another using any type of device and any type of auth. UPI should not be seen as a product. That’s how it was imagined and architected.
@jasuja
Monica Jasuja
2 years
How does India 🇮🇳 Pay ₹? who emerges as the Digital Payments Leader among UPI, credit Cards, debit cards, prepaid wallets and prepaid cards? A thread 🧵
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Pramod Varma
1 year
Indeed! Proud of @BecknProtocol community & for taking the lead along with @ONDC_Official ! Goal should be to create a unified, multi-provider, multimodal, sustainable, & open digital infrastructure for urban mobility. This is definitely a great start!
@anitnath
Anit Mukherjee
1 year
The first step to democratise E-commerce. #Beckn #Platform2Protocol is people’s movement, in this case the auto rickshaw drivers of Bangalore
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Pramod Varma
1 year
Crazy! Indians should start every day thanking our financial regulators as part of our morning routine 😊!
@LT3000Lyall
Lyall Taylor
1 year
What happened at FTX is straight-forward. FTX lent US$10bn of client funds to their trading arm Alameda, which used it for leveraged crypto speculation. Alameda blew up in crypto meltdown & can't repay. Ppl got whiff of this & tried to pull US$5bn from FTX. FTX didn't have it.
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Pramod Varma
7 years
Paid Uber using @NPCI_BHIM and it was super smooth. @dilipasbe
@nikhilkumarks
Nikhil Kumar
7 years
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@pramodkvarma
Pramod Varma
9 months
This is why @BecknProtocol was created to allow open network based discovery and fulfillment between any producer and any consumer! @ONDC_Official is bringing the idea to life! Hope @ruchitgarg is joining ONDC to create much larger opportunity (B2C and B2B) for every farmer.
@ruchitgarg
Ruchit G Garg
9 months
4yrs ago today, I took truck load of apples 🍎 to one of the Mandi (market) 3am in the morning to experience what every farmer in India faces when they try to sell their crop. Traders system which was supposed to be doing ‘fair’ auctions, do widespread cheating. Was heart…
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@pramodkvarma
Pramod Varma
7 years
Congratulations on getting to the finals of Google Lunar X Prize! You will make history soon!! @TeamIndusLead
@sheelika
TeamIndus JediMaster
7 years
@TheQuint @TeamIndus the next generation is ready for the challenge !
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Pramod Varma
6 years
Nice write-up on #BHIM #UPI 2.0 by @sahilkini . In addition to EMI, Bill payments, SIP, etc. many more use cases such as next gen gift cards and offline cash like usage will get built on top of UPI 2.0! @dilipasbe @NandanNilekani @nikhilkumarks
@livemint
Mint
6 years
UPI 2.0: The digital pigmy
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Pramod Varma
3 years
Sunbird is an open source, massively scalable set of microservices and reference apps for building your own learning platform. Tune in to learn. Register at @NandanNilekani @Shankar4EkStep @Sunbird_EkStep
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Pramod Varma
4 years
Proud of @NPCI_NPCI team and surely @dilipasbe is taking NPCI to new heights from where Hota left off. All aspects of India's digital payment infra are designed, built, owned, operated by NPCI. It's a privilege to be part of the decade long journey. @NandanNilekani #Atmanirbhar
@ETNOWlive
ET NOW
4 years
How did @NPCI_NPCI grow frm ATM switching & cheque clearing to become an #Aatmanirbhar digital payment powerhouse? How did it build India-first products like @NPCI_IMPS , @RuPay_npci & @UPI_NPCI ? How did the partnership with @UIDAI help? @dilipasbe @chandrarsrikant @NandanNilekani
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@pramodkvarma
Pramod Varma
7 years
@snjyjn
Sanjay Jain
7 years
What a year it has been for UPI and BHIM!
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Pramod Varma
7 years
Loved it. "UPI:  the world’s most advanced payments system. This is not hyperbole. India just crushed it!" @India_Stack @dilipasbe @snjyjn
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Pramod Varma
2 years
There is significant value in decentralized ID verification. I am sure @rssharma3 agrees with it given CoWin implements offline verifiable VCs. If you listen to him you will see that he was questioning the need for regulating offline/decentralized usage of one’s own ID.
@chandrarsrikant
Chandra R. Srikanth
2 years
.“What is so secret about the Aadhaar number? One fundamental flaw that started developing is — that Aadhaar is a secret artifact, that Aadhaar should be kept in a vault. That number is a random number devoid of any intelligence whatsoever" @rssharma3
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@pramodkvarma
Pramod Varma
2 years
Full talk at
@agileindia
Agile India
2 years
"We never took banks to villages, but we took banking to villages" - Pramod Varma Chief Architect of Aadhaar and India Stack speaking about #DigitalInclusion in India. #AgileIndia 2021. @pramodkvarma #FinancialInclusion #BiometricIdentity
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Pramod Varma
7 years
Thank you! I was just one among many brilliant folks who made Aadhaar and @India_Stack happen. #Humbled
@LiminalStrategy
Liminal
7 years
Congrats to @pramodkvarma for making OWI’s 2017 Top Identity Leaders #identity #digitalidentity @UIDAI
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@pramodkvarma
Pramod Varma
1 year
Open mobility is the future, a move from centralized platforms to decentralized interoperable networks! ❤️ @BecknProtocol and the vibrant #opensource community behind it! 🙌
@BecknProtocol
Beckn Protocol
1 year
It is exciting to see Kochi Open Mobility Network (KOMN) powering #urbanmobility in Kochi by leveraging the open networks on #Beckn . Learn more! Visit us on March 20 at the Future ICT Forum for Sustainable Cities event at Conrad, Bengaluru. Register @
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@pramodkvarma
Pramod Varma
1 year
Super excited about this!
@NandanNilekani
Nandan Nilekani
1 year
To create a future where AI benefits everyone, join us at @PeoplePlusAI , where we'll bring together a diverse community of doers and dreamers from different backgrounds and industries. Details: @shankar4ekstep @Sunbird_EkStep @pramodkvarma
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@pramodkvarma
Pramod Varma
6 years
Super! Finally PPI to Bank interoperability becoming a reality through #UPI . Great job @RBI @NPCI_BHIM
@RBI
ReserveBankOfIndia
6 years
Prepaid Payment Instruments (PPIs) – Guidelines for Interoperability
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