Buy your dream house. Keep your bitcoin. Beat the market rate. We've partnered with @movewithroam to make this possible. → Find an assumable mortgage on Roam at <4%.→ Borrow with Lava to fund your down payment.→ Buy a home without selling a single sat. Who wants in?

Borrow faster than ever. Lava’s next release enables near-instant access to your loan capital— get your funds in <400ms. No queues, no wait times, no need to sell your bitcoin when you need cash. It’s part of our biggest update yet— coming this month.

Want early access?. Our client services team and Roam's team of housing experts will work with you directly to make the process seamless. Learn more here:.

With Roam's assumable mortgage rates (as low as 2.5%) and Lava's low borrow rates, you get access to a blended rate that's vastly cheaper than mortgages today. All while keeping your bitcoin upside. Together with Roam, we're making home ownership more affordable and accessible.

We’ve rebuilt Lava from the ground up. Better UX. Faster performance. The lowest rates. Global on/off ramps. Instant access to capital. And much more. The new standard for bitcoin-backed loans. Unlock your savings without selling your bitcoin. Launching soon.

Seamless global off-ramps are now live on Lava. Connect your bank account and transfer your funds in just a few clicks. Available today for USD, EUR, and MXN bank accounts.

New on Lava: withdraw to any EU bank account!. Users in the EU (plus Iceland and Norway) can now move their funds to any local bank account. Access your loan capital in minutes, off-ramp directly to your bank, and start spending immediately. All in just a few clicks.

Get started today at

Taking out a loan doesn’t have to require lots of time or paperwork. When you borrow using pristine collateral like bitcoin, it doesn’t. → Post your collateral.→ Receive your loan capital in minutes.→ Start spending immediately.

Any loan size, anywhere in the world, in just seconds. That's what Lava offers. - Borrow globally.- Get your loan capital immediately.- Borrow as little as $100, or up to $1B+ .- No credit checks or paperwork .- Spend from Lava, or off-ramp to your local bank account.

New on Lava: direct deposits to your self-custody vault!. Automate your savings with direct deposits from your paycheck; receive funds in USD or automatically convert them to BTC. Hold BTC, easily borrow against it, and spend dollars globally. All in one place.

Lava is built by bitcoiners, for bitcoiners. Save in bitcoin and easily borrow dollars when you need them, all without giving up self-custody. Learn more at

Lava is for bitcoin savings. “I view bitcoin as being very distinct from crypto. I think a lot of the companies in crypto are serving this trading, speculation use case. Whereas Lava is really serving this bitcoin savings use case.” - @MarediaShehzan on @tbpn

RT @WilmottBrett: @lava_xyz I’m in Australia & enjoying my 2nd lava loan, with my bitcoin collateral safely & verifiably stored on the BTC….

RT @UTXOmgmt: 2/ @lava_xyz .Securely borrow against your BTC. Lava Loans is now live.

RT @bergealex4: You can choose to ignore all the security benefits of Lava loans and argue about terms and rates but at the end of the day….

Bitcoin is global, and so is Lava. 🌎 Borrow anywhere in the world.💰 Any loan size, $100-$1B.💻 No documentation or paperwork required.🌐 The lowest borrow rates on bitcoin loans.💸 Access global payments with zero fees within Lava.💵 Easily off-ramp to any bank account around.

Interested in taking out a loan with Lava?. We also offer the best rates, the most flexible borrowing options, and the easiest borrowing experience. Learn more here, and visit to download the Lava Vault!.

Neither Lava nor our lending partners can rehypothecate your bitcoin, because we don’t have access to it!. You control your keys throughout the entire process. Lava offers cryptographic guarantees, not just legal or reputational assurances, that your collateral is safe.

The best part about Lava is that you can view your collateral on-chain at any time. We make this easy with a button right within the app. This allows you to verify in real time that your collateral is secure and isn’t being rehypothecated.