Today is the biggest day in Lava’s history. We’ve raised $200M, our bitcoin-backed line of credit is live globally, and we’re now offering the lowest fixed interest rates in the industry. Access dollars instantly without selling your bitcoin — at JUST 5%.

A lot of companies these days are pushing for the hyper-financialization of everything. Lava is building for a different future. One where you can save your way to wealth and financial freedom. Stop gambling and start saving.

This is the last month where anyone can get access to our lowest rate! If you're interested, you can learn more at the link below. Just reach out to us to get started. https://t.co/QaAmiHFHnk

One of our biggest use cases for the BLOC has been users who refinance their existing higher-interest loans to take advantage of Lava's low rates. Users have realized realized significant savings on credit cards, auto loans, HELOCs, and other bitcoin-backed loans. With Lava

Lenders can more easily work with state and local agencies to find grants and programs that may help borrowers afford a home thanks to our streamlined resources. Learn how.

You can currently borrow on Lava with a 5% fixed interest rate, plus a 2% capital charge assessed on your largest outstanding annual balance. This gives you the flexibility to draw and repay as needed, plus the lowest all-in borrowing cost for longer terms.

Now through the end of the year, anyone who refinances with Lava will lock in our lowest rate for a full year. In January we'll be introducing rate tiers based on loan size. If you open a BLOC this month, you'll secure the lowest rate for any amount.

Last month we introduced the bitcoin line of credit (BLOC) and the lowest fixed interest rates on the market for bitcoin-backed loans. With Lava Refinance, we're making it even easier to move existing loans over to Lava to benefit from our lower rates.

Folks who learned to code in the 2000-2007 period were forged in darkness. Born too late for Usenet and BBS but too early for Stackoverflow or Github and certainly far before LLMs. When we got stuck, we sprinkled print statements everywhere. When we googled our stacktraces, we

Almost every fintech has chosen to become a casino, disguising gambling as financial innovation. Lava’s goal is to be the first fintech that encourages people to grow their wealth through saving, not gambling.

Last month we shipped the BLOC, the first line of credit backed by your bitcoin. You can now borrow dollars in real time at the lowest rates on the market. This month we’re focused on improving every detail of the user experience even more. → Faster BTC buys/sells →

We saw multiple people take out bitcoin-backed loans on Lava over Thanksgiving weekend. Banks were closed, but Lava was not. A few people even took the opportunity draw on their BLOC to buy the dip today in size.

At Lava, we want to show that the best path to financial freedom is through saving, not gambling. Our users are proof of this. Most of them have been saving in BTC for years, have compounded their wealth significantly, and now borrow against it (without incurring capital gains

I'm hiring a founding engineer to build fully automated software companies with me at @RocketableInc. This sounds crazy to most people, but the trajectory is obvious if you're paying attention. Within a few years, the question won't be "can AI run a software company?" It will be

We created the BLOC because it was the product we wanted as bitcoiners: → Borrow any amount in real time, only pay interest on what you draw → Get the lowest fixed borrow rates → No monthly payments → Open terms → Easy off-ramps and global money movement

Users reach out to us every single day telling us about the different ways they’ve used Lava. Their stories inspire me. It’s a constant reminder of how there is a path to financial freedom through saving. We will be sharing more of these stories over the coming year.

Most finance companies today are pushing you to gamble. Gambling feels flashy, but it ruins lives and is always -EV. Lava encourages you to save. You don’t have to go way out on the risk curve to build your wealth.

Whether you believe in bitcoin or not, we can all agree that saving in real estate is bad for the world. When housing is a store of value, millions of people get priced out and the negative effects across society are massive.

"2025 AAM Company of the Year" x 2 Archer has been selected as the Global AAM Company of the Year by two different leading media outlets: @AviationWeek and @avbusinessnews. We're honored by the recognition and excited to show you what's next in 2026!

The point of saving is what it makes possible— buying a house for your family, starting a business, paying for your kids tuition. If you’ve spent years saving in BTC and have grown your wealth, Lava can help you unlock that purchasing power without selling your BTC. We’ve

Everyone is so focused on making gambling more accessible. At Lava, we value freedom, but our focus is on making a savings-based financial experience open to the world.

Price seems to be stabilizing. We’ve still had zero liquidations on Lava, but we’re making sure users have all the tools they need to prepare for volatility.

We also make it easy to add collateral or pay down part of your BLOC at any time. Volatility is part of the game in bitcoin, but good preparation and tools can minimize your risk. You can learn more here:

Liquidation Protection is a feature that allows you to keep your BLOC healthy even while you sleep. It's enabled on all accounts, so you can keep an additional buffer against liquidation that's fully automated.

@AnthropicAI and @Lovable took on @SlushHQ 2025 together by co-hosting “the world’s shortest hackathon”- Push to Prod with Lovable and Claude. 100 European founders. 1 hour to ship real product features. The winner built a fully functional CRM - frontend on Lovable, intelligence

We recently shipped a feature called Liquidation Protection. This automatically moves BTC from your available balance to your collateral balance if your LTV goes above 80%. No manual intervention required. We've had zero liquidations despite the recent price volatility.