jia
@jia_DeFi
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Unlocking financial access in emerging markets ๐ Finance, fairer and faster. ๐ธ
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Joined March 2022
RT @creditcoop_xyz: Excited to power @jia_DeFi's mission to transform emerging market finance! ๐. Our first loan together helped B&C Logistโฆ.
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RT @mostarz93: So much of who provide credit to is abstracted away, so itโs really cool to see a living, breathing small business using funโฆ.
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8/ .Curious? . ๐ See Jiaโs profile on @CreditCoop_xyz: ๐ Letโs build a fairer, more connected financial system โ one block at a time. ๐๐. #DeFi #RWA #RealWorldAssets #SMElending #Web3ForGood #OnchainCredit #CreditCoop #Arbitrum.
app.creditcoop.xyz
Leverage Future Cash Flows
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7/ .This is more than one loan. Itโs a new model for emerging markets:. ๐ Onchain capital markets .๐ Real-world borrowers .๐ค Transparent, scalable credit. Medium post here โ Weโre just getting started โ more to come.
medium.com
Jia and Credit Coop bring global liquidity to Filipino SMEs through blockchain-powered lending on Arbitrum
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6/ .First loan: . โ
We financed BC Logistics, a Filipino SME moving goods across Luzon. Now theyโre: .๐ Growing with global capital .๐ Building an onchain credit history .๐ผ Serving more clients with confidence
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4/ .@CreditCoop_xyz is rethinking private credit: . ๐ No PDFs .๐ฆ No clearinghouses .โฑ No T+2 delays. Just structured credit, managed onchain. Faster, cheaper, programmable.
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3/ .Whatโs new? . โ
Smart contract disbursement .โ
Transparent, programmable credit .โ
Global liquidity โ local entrepreneurs .โ
Onchain borrower data. This isnโt DeFi for degens. Itโs DeFi for development.
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2/ .Jia funds small businesses in emerging markets with affordable working capital. Now, for the first time, weโre doing it fully onchain โ unlocking: .โ
Decentralized capital .โ
Onchain credit history .โ
Real-world scale.
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1/.๐จ Big news for emerging markets finance:. @jia_DeFi just launched its first onchain credit facility on @arbitrum with @CreditCoop_xyz ๐ต๐ญ. Structured SME lending โ now onchain. Global capital meets local impact. Hereโs what that means ๐งต๐
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Payoneer ran a good ol TradFi heist: $257M in interest, $0 to the SMBs who generated the float. Imagine that yield streamed back to businesses via stables or tokenized MMFs. It's fair. Itโs GDP alpha. Weโre building that future at Jia. DeFi for the doers. ๐งฑ๐๐.
Payoneer earned $257mm of interest income on $7bn of customer deposits instead of paying any of that back to their largely SMB customers. Imagine if that interest could be programmatically paid to the SMBs utilizing stables/tokenized MMFs. What type of stimulus that would
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RT @web3africa1: GMโ๏ธ.DeFi Slashes Loan Rates!.African MSMEs pay 21%+ interest for collateralized bank loans ๐ฑ. DeFi platforms like @jia_Dโฆ.
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RT @web3africa1: ๐ซ NO collateral? NO problem!.Meet @jia_DeFi โ the DeFi platform revolutionizing loans for Africaโs MSMEs:.โ Revenue-tiedโฆ.
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7/๐ ๐ฅ๐ฒ๐ฎ๐ฑ ๐๐ต๐ฒ ๐ณ๐๐น๐น ๐๐๐ผ๐ฟ๐:. #JiaFinancing #BuildWithConfidence #SMEGrowth #FoundersStory #PhilippinesBusiness #ConstructionIndustry #InvoiceFinancing #FamilyBusiness.
medium.com
How PC Canlas Builders grew faster with Jiaโโโturning receivables into cash flow through smart, flexible financing in the Philippines.
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6/ At Jia, weโre here to back entrepreneurs like PC and Mara:. ๐๏ธ The ones building jobs and progress .๐ฆ The ones who just need better tools. ๐ต๐ญ The ones who are the backbone of our economy.
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5/ ๐ฃ๏ธ โWith Jiaโs help, we can maintain our operations smoothly while waiting for payments from clients.โ โPC Canlas Builders Corp. Financing that works with the builder, not against them. ๐ง๐ธ.
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4/ ๐ก Thatโs where Jia came in. With invoice financing, PCC Builders could turn outstanding invoices into immediate capitalโfueling new jobs, new builds, and steady growth.
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3/ But scaling isnโt easyโespecially when big clients take 60โ90 days to pay. That ties up cash and makes it hard to take on new projects. They needed a way to unlock working capital, without giving up control.
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2/.From modest beginnings in Marikina, PC built a reputation for quality, honesty, and heart. His daughter Mara now leads operations, continuing the legacy. Together, theyโve scaled PCC Builders into a world-class partner.
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1/.๐๏ธ ๐๐ฟ๐ผ๐บ ๐ฏ๐๐ถ๐น๐ฑ๐ถ๐ป๐ด ๐ต๐ผ๐บ๐ฒ๐ ๐๐ผ ๐ฏ๐๐ถ๐น๐ฑ๐ถ๐ป๐ด ๐ฎ๐ป ๐ฒ๐บ๐ฝ๐ถ๐ฟ๐ฒ. Decades ago, PC Canlas started as a solo contractor in the Philippines. Today, his firm builds for global giants like LโOrรฉal & P&G. Hereโs how he scaledโwith grit, steel, and smart financing ๐งต
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