At least once every 10 years, federal bank regulators review outdated or unnecessary regulatory requirements for their supervised institutions. Today, these agencies are seeking a fourth round of public comments on the work to reduce regulatory burden.

Today, Federal bank regulators issued a proposal to rescind the Community Reinvestment Act (CRA) final rule issued in October 2023 and replace it with the prior CRA regulations.

Today, our Board of Directors approved several policy items related to the supervision and regulation of banking organizations. Read more →

TODAY at 10:00 a.m. ET, our Board of Directors will meet in an open session. Watch live here ⤵️ .

Join us TOMORROW as our Board of Directors meets in open session. Watch live at 10:00 a.m. ET ⤵️ .

Next week, our Board of Directors will meet in an open session on July 15 at 10:00 a.m. ET. The full agenda and link to the live stream are available here ➡

The Santa Anna Nat’l Bank of Santa Anna, TX was closed today by the @USOCC, which appointed the FDIC as receiver. Coleman County State Bank of Coleman, TX will assume the insured deposits and certain assets of the failed institution.

Today, the FDIC Board of Directors joined other bank regulators in seeking public comment on a proposal to modify certain leverage capital standards to better align with risk and to support the ability of banks to serve as financial intermediaries. ⤵️.

In the first quarter of 2025, the banking industry reported modest annual loan growth of 3 percent, or nearly $370 billion. Read our latest quarterly report card on the financial condition of our nation’s banks ➡️

The banking industry finished the first quarter of the year with slightly higher earnings, resulting in a return on assets of 1.16 percent. Read our latest Quarterly Banking Profile ➡️

This morning, we released the latest quarterly report on the financial condition of our nation’s banks. Read more about the first quarter 2025 performance results for FDIC-insured banks ⤵️.

Join us at TODAY at 10:00 a.m. ET as we release the latest quarterly report on the financial condition of the U.S. banking industry. Watch live here ⤵️.

Save the date! 📆. Next week, Acting Chairman Hill and senior staff will release the latest quarterly report on the state of our nation’s banks. Reports for previous quarters can be found by clicking the link below ⤵️.

Today, our Board of Directors voted to finalize rescinding the bank merger Statement of Policy adopted in 2024 and to reinstate the previous policy statement. Read more⤵️.

Today, our Board of Directors released the latest semiannual update on the restoration plan for the agency’s Deposit Insurance Fund. Reserve ratio remains on track to reach the statutory minimum ahead of the statutory deadline of September 30, 2028.

TODAY at 2:30 p.m. ET, our Board of Directors will meet in an open session. Watch live here ⤵️.

On Tuesday, May 20th, our Board of Directors will meet in open session. Read Notice & Agenda⤵️.

Together with financial federal regulators, we’re temporarily pausing some appraisal requirements in Los Angeles County to support recovery from wildfires and straight-line winds. This will reduce loan delays and ease the burden on impacted communities.

This morning, Acting Chairman Hill joined @ABABankers at the #ABASummit to discuss priorities for the FDIC.

Today, we released a list of administrative enforcement actions taken against banks and individuals in February 2025. There are no administrative hearings scheduled for April 2025. Learn more⤵️.