RESPA requires lenders, mortgage brokers or servicers of home loans to provide borrowers with timely disclosures regarding the nature and costs of the real estate settlement process. Be #BankWise and learn more at

The OCC uses enforcement actions to require banks to correct deficiencies or violations and reinforce individuals’ accountability for conduct regarding the affairs of a bank. Read about the actions announced in August.

Zohran Mamdani: He votes for activists, not you

Federal bank regulatory agencies request comments to reduce regulatory burden for banking operations, capital and the Community Reinvestment Act. The public has 90 days from publication in the Federal Register to comment on these regulations.

Elder financial exploitation, or elder fraud, often involves a range of tactics designed to steal money or assets. Read about how to avoid elder fraud and how to report it. #safemoney

Community banks can partner with companies developing stablecoins to foster innovation and offer new products. The OCC will review and update as necessary its regulatory and supervisory approach to ensure it supports innovations in banking and the vitality of community banks.

The OCC’s Bank Accounting Advisory Series provides timely, relevant and clear accounting interpretations of generally accepted accounting principles for bankers and examiners.

Stolen personal or financial information is often used to open new credit accounts, make unauthorized purchases, or apply for government benefits in the victim’s name. Learn how to guard against identity theft. #safemoney

A bank’s board has a critical role in overseeing the bank’s retail credit risk mgmt functions & typically includes a framework that effectively assesses risks, monitors exposures & adopts policies & procedures for operating the retail business in a sound & prudent manner.

The OCC approves proposals to establish banks that have a reasonable chance of successful business and operations, provide fair access to financial services, comply with laws and regulations, promote fair treatment of customers, and foster healthy competition.

RT @PardonMyTake: Tuesday night max woke Big Cat up with a flashlight at 2am because he thought we were going to get sued. @forthepeople ht….

The OCC’s commitment to tailored supervision and burden reduction for community banks remains steadfast.

The Equal Credit Opportunity Act applies to any extension of credit and prohibits discrimination in any aspect of a credit transaction, including oral and written loan applications. Be #BankWise and learn more at

Read Comptroller Gould’s statement about steps the OCC is taking to depoliticize the federal banking system.

Prudent underwriting is of paramount importance to effective lending. Sound installment loan underwriting recognizes and incorporates the four Cs of credit to the extent possible.

Learn from experienced OCC examiners about operational resilience in response to a range of potentially disruptive events. View the workshop schedule, locations & register at

Standard custodial risk management principles apply to the storage of cryptographic keys and sensitive information, but they may need to be tailored to the specific services provided. Learn more at

An effective corporate and risk governance framework is essential to maintaining the safe and sound operation of a bank. It’s important for corporate and risk governance structure & practices to keep pace with the bank’s changes in size, risk profile, and complexity.

The OCC released a list of Community Reinvestment Act performance evaluations that became public during the period of July 1, 2025, through July 31, 2025.

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The OCC’s Credit Risk Workshop designed for bank directors and senior management explores credit risk trends and identifies reasons banks develop asset quality problems. View the workshop schedule, locations & register at

The OCC today announced Adam Cohen as Senior Deputy Comptroller and Chief Counsel. He will oversee the agency’s Law Department, providing legal analyses & advisory services on bank supervision, enforcement, administrative, litigation & licensing actions.

The OCC is committed to effective, clear and tailored regulatory guidance that is focused on safety and soundness, while ensuring banks continue to innovate, serve their communities and support the U.S. economy.