Just released - ABA welcomes opportunity to fix flawed data sharing rule:

RT @DMatrixSystems: We’re excited to share that we have joined the @ABABankers Partner Network! We look forward to working with the ABA com….

ICYMI - ABA, @bankpolicy, @ConsumerBankers respond to FTA letter that seeks to mislead Trump Administration about open banking:

RT @CSBSNews: CSBS and a broad coalition of state, consumer, and bank groups have asked Congress to strike an uninsured bank provision in t….

RT @bankpolicy: In digital asset market structure legislation, it is important that the requirements in the GENIUS Act prohibiting the paym….

Just released - ABA, @bankpolicy, @ConsumerBankers, and @FSForum issue statement responding to executive order to promote financial services access:

Just released - ABA statement on the U.S. District Court's Corner Post decision:

Just released - ABA Applauds Senate Passage of Bipartisan “Trigger Leads” Legislation:

What effect will aging have on the banking outlook? In the season finale of the @BankingJournal Podcast, ABA economist JP Rothenberg discusses how America’s aging population is shaping the banking industry. Listen:

Today we're celebrating our 2025 #ABAInterns. Your passion, curiosity and drive have made a real impact on our ABA team. We're proud to have you with us this summer! 🌟 #NationalInternDay

A10: Develop a habit of savings. Having emergency savings means that in tough times, you’ll still be able to pay your bills, helping you to maintain a good credit score. Get tips for learning to save: #GetSmartAboutCredit #CreditChat

A9: Some young people that as long as they pay on time their credit score will be perfect, but credit usage makes an impact too. In fact, 30% of a FICO credit score is based on outstanding debt and how much credit is already available. #CreditChat #GetSmartAboutCredit.

A8: Budgeting is an important part of making sound financial decisions, and knowing one’s debt burden each month is crucial. Check out the ABA Foundation’s #GetSmartAboutCredit monthly budget worksheet: #CreditChat

A7: Every student should understand interest rate, credit limit, compound interest, payment terms, and fees. Understanding credit terms will help a student avoid unnecessary expenses, and pay bills on time. #GetSmartAboutCredit #CreditChat.

A6: Paying back a student loan on time makes a positive impact on one’s credit score, which could lead to better loan rates in the future, access to more credit, and even future employment. #GetSmartAboutCredit #CreditChat.

A5: Not paying a monthly payment on time is also a common mistake. This can have the biggest impact to credit. #GetSmartAboutCredit #CreditChat.

A5: Not checking their credit report – it’s important! A credit report can be accessed for free weekly from @Experian, @Equifax, or @TransUnion. Learn more about credit reports: #GetSmartAboutCredit #CreditChat.

A4: A credit limit that fits your budget is important. Too high of a limit can lead to overspending and inability to pay on time, negatively impacting credit score. Be aware of high interest rates - look for student card options if in college. #CreditChat #GetSmartAboutCredit.

A3: Becoming an authorized user can help build credit for a young person, as long as the parent pays the credit card bill on time. If a parent fails to do so, that will negatively impact the authorized user’s credit as well. #CreditChat #GetSmartAboutCredit.

A2: Parents can ask teens to develop a simple monthly budget. They can also take them to the bank to open their first bank account, or make them an authorized user on their own credit card. #CreditChat #GetSmartAboutCredit.