Derek Tharp
@derektharp
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Professor | Financial Planner | Researcher
Portland, ME
Joined March 2009
Hey @Rivian, would love to share with my neighbors how cool Rivians are but somehow my Gen 2 with Connect+ still doesn’t have Halloween mode. Support says they aren’t allowed to manually push it out. What’s going on? How can a vehicle still not be tagged for an update?
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I posted a detailed critique of @LegalEagle's Tesla/insurance video, arguing he conflated business/personal auto policies regarding terrorism exclusions. As a professor interested in P&C insurance (but isn't a lawyer), I'm concerned about potential consumer harm from his
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Google's AI search is getting interesting... I was just searching for a link to @LegalEagle's @Tesla video and I was really surprised to see that Google had already incorporated my YouTube criticism of LegalEagle into an AI overview. I find it particularly interesting that his
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@LegalEagle @Tesla @NYKChannel FYI... here's a deep dive on the recent misleading video from LegalEagle
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A widely-shared @LegalEagle video claims @Tesla owners could lose insurance coverage due to terrorism exclusions and Trump administration classification of vandals as domestic terrorists. The video is well on its way to surpassing 1,000,000 views, but it is extremely
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I've seen this chart making the rounds on social media. While it makes for a good laugh about unrealistic expectations of Gen Z, I'm skeptical of what's actually being reported here and I can't seem to find an explanation on Empower's overview of the study (study link:
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What are the chances @elonmusk and @VivekGRamaswamy will be able to address the new FinCEN/BOI reporting requirements about to burden millions of small businesses? Would be nice to have some heads up if that’s on the DOGE chopping block.
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The "How to Retire" podcast series is a companion to my book, "How to Retire." Previous episodes have included: @KerryHannon
@hevensky
@ManishaThakor
@SingletaryM
@derektharp All episodes available here. 👇
morningstar.com
Morningstar’s Christine Benz explores the keys to a healthy, happy, and wealthy retirement in her new book and podcast series.
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The 1% AUM fee has faced criticism from those who argue that it reduces the value of a portfolio by more than the advisor's guidance adds. Kitces Researcher @derektharp writes how advisors who lead with holistic planning have a lot of value to demonstrate. https://t.co/4gmET3EJy9
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"But whose spot would Caitlin Clark deserve to take?" Literally any of them. And yes, her stats have improved since the roster was announced, but it should have been obvious to anyone actually watching that she was facing tougher defense and had a weaker supporting cast. And
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In light of the @WNBA’s cowardly decision to not punish this behavior in any meaningful way, the @IndianaFever should announce they’ll be resting @CaitlinClark22 during both of their visits to Chicago later this season. She’s a bigger draw than the @chicagosky. Don’t let this 🗑️
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WHAT. A. MATCH! 🤯 (4) David Carr is headed back to the finals! 📺 ESPN #NCAAWrestling x @CycloneWR
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My latest at Nerd's Eye View. Not only are probability of success results often misunderstood, but they needlessly stress retirees, too
kitces.com
The probability of Monte Carlo simulations can be stressful for clients, and advisors can help by calculating and communicating retirement income guardrails.
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I'm generally opposed to the death penalty, but if someone asks for chicken parm recommendations and you send them to a place that serves eggplant, that probably fits the crime
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