Update: Have joined the Mint Newspaper as Editor, Mint Money. It feels like coming back to my roots. In the short time I was away, personal finance journalism has evolved with richer storytelling, new formats and deeper engagement. I am excited to be a part of this journey once

PFRDA is aiming to structure guaranteed pension product for targeted pension. PFRDA chairman speaks about the costs in such guarantees and what it means.

PFRDA chairman S. Ramann outlines the regulator’s shift from designing centralised NPS products to empowering pension fund managers to innovate and expand India’s retirement coverage. Watch: Mint’s @deeptibhaskaran in conversation with PFRDA chairperson S. Ramann

India’s National Pension System is entering a new phase of reforms. With the Multiple Scheme Framework allowing higher equity exposure, higher expenses and more customized investment choices, PFRDA-wants to move away from a centrally designed model to one where pension fund

If last week felt like doomsday with the EPFO seemingly planning to lock in your savings forever, this week brings clarity. The latest EPFO proposals could actually make access easier instead of trapping your money. But not everyone’s cheering as pension purists worry that a

#Opinion | Lakshmi brings the wealth, but Saraswati spins the strategy: Five money rules to live by (@deeptibhaskaran writes) https://t.co/KAxoSPoG27

If you follow knowledge sincerely, wealth will follow naturally. This Deepawali, as we worship Lakshmi, the goddess of wealth let’s also invoke the powers of Saraswati to truly unlock the blessings of Lakshmi. It’s difficult to build lasting wealth on hot tips and guess work I

Should you buy gold this #Dhanteras? @deeptibhaskaran answers whether it is smart investing or festive FOMO?  Subscribe here: https://t.co/U9uNMEsOiN

Friendly Dhanteras reminder: gold coins make lovely festive gesture, not great investments. Buying 1g,2g, 5g coins each Dhanteras may feel like wealth-building, but embedded costs and resale losses mean you never fully capture gold’s market returns. Happy Dhanteras!

A quick poll: What do you think about increasing the EPF withdrawal window during unemployment from 2 months to 12 months

Did you know nearly 48% of EPFO members have less than Rs20,000 in their EPF balance at the time of retirement? The biggest culprit being the frequent withdrawals. To plug this EPFO took some drastic measures. It increased the complete withdrawal eligibility from two months of

Did you know your health insurer can’t hike your premiums for a new illness? To prevent insurers from singling out ailing customers and penalising them, IRDAI rules clearly state that individual-based loading on renewal is not allowed, though they can revise premiums at a

The new NPS schemes allow a 100% equity allocation--a very good move for long term investors-- but the plethora of schemes that will now be launched without much differentiation can create a lot of confusion. Fancy names targeting specific segments, without meaningful changes in

A must read if you are contemplating SILVER in your portfolio.

Dying without a will brings its own share of challenges, compounding the pain for the family left behind. The ordeal becomes even tougher when the family lives abroad. @Shiprasorout shares real life stories of NRIs who had to quite literally fly from pillar to get things in

#TimetoMintMoney: Who manages Vaibhav Shah’s (@MiraeAsset_IN) money? His wife! Find out the one financial term he'd erase, the luxury expense he can't resist, and the "stupid" advice he receives in this rapid-fire byte from the Mint Money Festival! #MintMoneyFestival #Finance

So your health insurer rejects your claim because you didn't disclose "a routine heart scan" you took many years ago. Not only does the company deny the claim on grounds of non-disclosure (5 year moratorium notwithstanding) it also cancels the policy. You take the insurer to the

Looking to speak to people who have traveled to Oman recently! It’s for a travel feature in Mint

Heads I win. Tails you lose. Long-short specialized investment funds seek to offer a win-win strategy to investors to generate returns even in bearish markets. Should you invest. https://t.co/vpPWRef00b

To err is human, to blunder is fatal. @velumania on why it's okay to make mistakes and learn from it. Delivered in signature witty style.

#TimetoMintMoney: What's the secret to getting ahead? Make mistakes fast. Dr. @velumania defines the four levels of failure and says: "If you don't make errors you can never be successful." A must-watch byte from the #MintMoneyFestival! #Success #Mistakes #Entrepreneur