Dave Girouard
@davegirouard
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Founder/CEO, @upstart. Formerly President of Google Cloud. @apple, @dartmouth, @umich, @UW by marriage, $UPST
The Bay
Joined February 2009
Let's roll, team!
Welcome to the @Nasdaq family, @Upstart! 🎉 Trading under $UPST, Upstart is a leading artificial intelligence lending platform dedicated to enabling effortless credit based on true risk. Congratulations to @DaveGirouard and the Upstart team! #NasdaqListed
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Kalen DeBoer is an incredible coach and better person . . . and you'll never convince me otherwise.
"He's somebody who follows the goat [Nick Saban], right? You always gotta respect that guy." Alabama QB, Ty Simpson, shares with Matt Leinart why he has so much respect for HC Kalen DeBoer.
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Every card counts. Every win matters. Hallows Fall is live — with limited-time rewards and haunting new battles. ⚔️ Play Splinterlands now.
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BREAKING on @CNBC! $FICO CEO says you can’t use AI in underwriting because it’s a black box. 😂 #headinsand #morethanfair
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What could go wrong
On Sendit, teens can send each other anonymous questions via integrations with Instagram or Snapchat.
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Get your company seen in AI search. Drive leads. Grow revenue.
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PC OS > PC apps > Server OS > Server apps > Cloud > AI Missed mobile yet they’re the 2nd most valuable company in the world. You gotta hand it to Microsoft. 🤷🏻
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Same
R.I.P. Charlie Kirk I didn't know Charlie personally. But he did send me a kind message last year. "I love all people" is what he said. If that is any indication of who the man was, then this country has lost someone special today. Partisan politics did not stand in the way
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Some things I said . . .
Here’s a curated set of direct quotes from @davegirouard at the Goldman Sachs Communacopia + Technology Conference today (with help from GPT) $UPST . 1. AI-First Credit & Automation “Today, in excess of 90% of the loans on our platform are approved in a moment. There's no
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🎯
🔥 *FULL BREAKDOWN* Upstart’s SECRET WEAPON: The UMI Index 🔥 How $UPST turned a painful 2020–2023 lending cycle into a fundamental product advantage 🧵 (1/10)
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Our first AMA for retail $UPST investors! A lot were question-rich but camera-shy 😎
Everyone’s talking about the future of credit. We’re building it at $UPST. Our CEO @davegirouard shared his perspective in a live AMA. Watch the replay now:
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Examples: Google >> social Microsoft >> search McDonald's >> pizza
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A company won't be successful with a product that consumers don't want from them. #nothankyou
After a bombshell report on Meta allowing its AI chatbots to have sensual chats with minors, the company is updating its policies.
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Including my co-founder @paulxgu - the Tealest of Thiel Fellows!
NEW IN PIRATE WIRES: What makes a Thiel Fellow a Thiel Fellow? Back in 2010, Peter Thiel came up with an idea on a plane trip from NY to SF: paying people to leave college and start their own companies. Outrage soon followed. A billionaire bribing kids to forgo their futures?
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POLITICS: Treasury Secretary Scott Bessent says policy stands before portfolios — the U.S. will not fold to China despite any market hits caused by the trade war.
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.@apple needs to own an LLM. It's both the operating system & application interface for all future devices and can't come from a 3rd party.
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bring it on 😎
Tomorrow: @davegirouard & @sonya_banerjee go live. The conversation will move fast. The answers will be direct. 📆 Tues., Aug 26 | 1:30pm PT / 4:30pm ET https://t.co/PypmVVAij7 💬 Get your question in now → #AskDave + $UPST
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Ford, Chrysler, Kia, Honda, Toyota, Nissan, and Chevy rooftops in for $UPST Auto Finance just this week. And 3 indies including one in Indy! 🔥
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Started my X account with 3 followers 10 days ago. Now its over 400. If you want to know what I did then follow me. Im releasing the exact strategy soon. No sign ups. No newsletters. No bullsh*t. See my analytics as proof. Replies work. But there's more to it than that.
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