Sachin Bansal Profile
Sachin Bansal

@_sachinbansal

Followers
262K
Following
321
Media
47
Statuses
1K

Everything is an opinion. There are no facts.

Bengaluru, India
Joined March 2008
Don't wanna be here? Send us removal request.
@navifinance
Navi: UPI, Investments, Loans & Insurance
9 months
🚀[Big News] for RCB Fans! Navi UPI is the Official UPI Partner of RCB!🏏 Get 24-hour early access to RCB home match tickets—only on the Navi app! 🎟️ But hurry, tickets are limited! ⏳ 📅 Ticket window opens tomorrow at 11 AM. Download the Navi app 👇 https://t.co/024F4fFZ4N
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@dipika_bajpai
Dipika (Goyal) Bajpai
9 months
Have been using it for over six months now for all UPI payments. Really smooth fast and without any glitch. And it gives you coins that can encashed 😇
@_sachinbansal
Sachin Bansal
9 months
Navi App has hands down the best UI for UPI—smooth, fast, and effortless. Try it out and see the difference! 🚀💸
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@_sachinbansal
Sachin Bansal
9 months
Navi App has hands down the best UI for UPI—smooth, fast, and effortless. Try it out and see the difference! 🚀💸
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@_sachinbansal
Sachin Bansal
1 year
RT @RBI: Removal of supervisory restrictions: Navi Finserv Limited, Bengaluru https://t.co/2gs2hXLEDt
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@naval
Naval
1 year
You have one life. Don’t settle for mediocrity.
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@naval
Naval
1 year
One advantage of being a leftist is that, being on the “moral” side, you never question your own motives.
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@_sachinbansal
Sachin Bansal
1 year
Can credit lines on UPI do for credit inclusion, what UPI has done for payments in India? My sense is leveraging UPI's widespread reach and real-time capabilities, Credit on UPI can significantly reduce the credit gap, especially for underbanked and underserved populations. It's
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@_sachinbansal
Sachin Bansal
1 year
At Navi, our focus has been on expanding the current UPI offering to provide users with a seamless payment experience and a world-class rewards experience. We are currently building a new product offering in UPI, and we believe it will bring a fresh perspective to how users
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@_sachinbansal
Sachin Bansal
1 year
India’s Credit Inclusion Opportunity: The Credit line on UPI can open up lending opportunities for banks and NBFCs to reach over 30 crore Indian consumers and businesses. It could be a game-changer for MSMEs, which contribute 30% to the GDP but often face a credit supply
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@_sachinbansal
Sachin Bansal
1 year
In 2023, at an industry event, NPCI’s CEO said, “It has ambitions of opening more credit lines on UPI. India’s credit market will grow tenfold by the end of this decade and there is an opportunity to make credit available real time and we are working on a service layer to empower
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@_sachinbansal
Sachin Bansal
1 year
What does RBI say? “To drive digital payments in the country, on 6 April 2023, RBI proposed to expand the scope of UPI by permitting the operation of pre-sanctioned credit lines at banks through UPI. This move is in line with the RBI's payments vision of 2025, enhancing access
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@_sachinbansal
Sachin Bansal
1 year
How it works? To access the pre-approved Credit line on UPI, users can simply apply via their bank. Once approved, the user can use a UPI app to make payments that are debited from this credit line instead of the user's savings account, enabling swift borrowing via smartphones
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@_sachinbansal
Sachin Bansal
1 year
Over the past decades, various instruments have tried to become the go-to option for a user for credit at the point of consumption. Despite efforts, these options never reached their potential for credit under ₹5000, partly due to high customer acquisition costs (₹3000-₹5000)
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@_sachinbansal
Sachin Bansal
1 year
The idea of Credit on UPI was incubated to address the need for quick, seamless access to credit. Traditional credit systems often involve lengthy approval processes and paperwork. Credit on UPI will help create new types of credit lines and EMI options based on spending
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@_sachinbansal
Sachin Bansal
1 year
UPI has transformed digital payments in India, becoming the preferred mode for over 350 million Indians. The recent introduction of Credit on UPI within the ecosystem has the potential to be a game-changer in enabling access to credit for millions. Credit to RBI and NPCI for
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@_sachinbansal
Sachin Bansal
1 year
A thread on Credit on UPI - Will it be a game-changer in unlocking faster credit? Can you recall the first time you made a payment using any UPI app? If you think back, you'll realize that UPI was introduced in India on April 11, 2016. Today, UPI contributes 75% of all digital
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@_sachinbansal
Sachin Bansal
1 year
Happy to see millions of Indians enjoying the seamless experience of making daily UPI payments with Navi UPI and earning Navi coins as rewards! Thank you, @NPCI_NPCI for letting us grow and contribute to making the UPI ecosystem accessible to all. At Navi, we are always focused
@navifinance
Navi: UPI, Investments, Loans & Insurance
1 year
Ever since we launched Navi UPI on Android last year, we have been quickest to grow amongst the top UPI apps and become one of India's most preferred apps for UPI payments. A testament to this is that we have grown 12X in the last three months. Thank you for trusting us with
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@_sachinbansal
Sachin Bansal
1 year
Function > Form
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@ananya_birla
Ananya Birla
2 years
It’s official!! This is the moment we formally completed the acquisition of Chaitanya. It is surreal to look back over the last decade. Svatantra was the very first company that I founded with a vision to provide financial services to every woman in every corner of Bharat, to
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@_sachinbansal
Sachin Bansal
2 years
Be proud of what you are capable of but more important than that is to become your own worst critic. As such, most people never blame themselves for their misfortune and blame someone else. External direct feedback is rare. Hence, most never reach their full potential.
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