Tom Calver
@TomHCalver
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Data Editor and columnist, @thetimes
London
Joined November 2013
NEW: Is Britain really a high tax country?. Our collective tax bill is at its highest share of GDP since the 1940s. But actually, the tax and NI paid by the average worker are at their lowest in decades. What’s going on?. 1/7
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RT @TomHCalver: Data finally proves it: online dating leads to worse relationships . This week’s column is about choice overload, the impor….
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Data finally proves it: online dating leads to worse relationships . This week’s column is about choice overload, the importance of shared context, and how too much data - when it comes to dating - is a bad thing. @marta7kowal @thetimes.
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From my column last year: most of us tend to think the country at large is more dangerous than our own neighbourhood 🤔.
One good explanation is that we’re just not very good at judging the levels of things outside of what we cannot directly observe. Pretty much *every year*, a big majority of people will say that crime is rising nationally…. 4/8
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RT @TomHCalver: NEW: Why do we always think crime is rising, even when it isn’t?. This week I looked at one of the big data mysteries. Brit….
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This is the current problem with council tax. We all agree it’s unfair - we just can’t agree which system we should change it to.
There are two main views. 1) We pay for the same services - big house and small - so we should all pay the same. 2) It's a tax on wealth: bigger houses should get bigger bills. We're stuck with a system halfway between the two, where massive houses pay 3x as much as small flats
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RT @venetiamenzies: Ever wondered if you could make millions on the stock market if you had money to start investing?. @_mkeith_ has built….
thetimes.com
It’s the day of the US election and you have $10,000 to spend. How much money can you make under the new president?
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RT @thetimes: Imagine you could go back to election day in November 2024, with $10k and everything you know now. Could you successfully do….
thetimes.com
It’s the day of the US election and you have $10,000 to spend. How much money can you make under the new president?
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RT @_mkeith_: If you could go back in time to the day of the 2024 US election, with $10,000 US dollars and everything you know now, how muc….
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Somewhere along the way, Britain lost its appetite for risk. The challenge for Reeves is encouraging people to invest for profit when times are good, rather than simply building up cash to get through tough times. Doing so might help get Britain growing again. 4/4
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This is bad for our economy. It’s even worse for our own returns because most of that saved money goes into cash. The average @moneyfacts savings rate is 3.5%, less than inflation. Just a quarter find UK stocks appealing while 10% say US equities are becoming more attractive. 3/4
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It’s not that British households aren’t putting enough away — in fact, we’re saving more than we were before the pandemic. Too much. US households were like coiled springs: they spent what they’d saved, and the economy boomed. UK households, however, have been holding back. 2/4
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This week’s @thetimes column is about how we’re bad at investing. Decades of data shows that rather than investing for profit, UK savers are motivated by pessimism . This “when shit hits the fan, save all you can” approach is bad for our finances, and bad for the economy. 1/4
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RT @thetimes: What is going on with aid in Gaza?. To reach what little aid is let through, Palestinians have to walk through a war zone, av….
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Terrific piece. Reminds me of this piece of YouGov polling: we all think the past was better, we just can't agree on when
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RT @Smyth_Chris: Hypothesis: Britain has never recovered from the financial crisis, but voters difficulty in seeing this is fuelling all ki….
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RT @duncanbHR: fascinating @TomHCalver piece on income and life. Helps explain falling birth rate. but why do so many feel worse off when….
thetimes.com
According to the think tank More in Common, life satisfaction does not improve much between £50,000 and £80,000
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This week’s @thetimes column: what is a comfortable salary in Britain?. Money *does* buy you happiness - but there’s a definite hump between £50k and £80k 👇.
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Britain’s cheap groceries used to be the envy of Europe; not anymore. This week’s column is on food inflation .
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