Life insurance is generally not considered U.S. situs property. That means a nonresident alien can own a U.S. life insurance policy, and the death benefit is typically not subject to U.S. estate tax. #globalcitizen

In today’s competitive market, private companies must offer more than salary, bonus, and equity plans to retain elite non-owner executives. #CEO #executivebenefits #wealthtransfer

Our team is grateful for the clients, advisors, and partners who trust us throughout the year. Thank you for allowing us to help families, business owners, and entrepreneurs protect what matters most. Wishing you and your loved ones a meaningful Thanksgiving! #Thanksgiving

Life insurance can help create a fair, equitable estate plan, especially when assets like a family business or vacation home can’t easily be divided. The goal: pass down wealth without creating conflict. #EstatePlanning #LifeInsurance

We’re living longer than ever - but are you really prepared for those extra years? Studies from @johnhancockusa and the @MIT_AgeLab reveal that most Americans aren’t ready! #longevity #care #aging #longtermcare

TRC Financial helps you secure the long-term care insurance proven to bring financial stability to family caregiving.

Our firm’s Bridge Life Insurance strategy offers a flexible liquidity solution designed to support families during the years it takes to fully execute a multi-generational estate plan. #estateplanning #affluent #wealth #wealthtransfer

When an insured person funds a life insurance policy by lending money to a trust, they hold a split-dollar receivable. Discounting this receivable can lead to a more effective wealth transfer. #wealth #splitdollar #lifeinsurance #estateplanning

September is Life Insurance Awareness Month - an ideal time to protect your life’s work. For successful families & entrepreneurs, life insurance is more than protection. #lifeinsuranceawarenessmonth

Want to support the next generation while transferring wealth wisely? Beyond gifting, an intra-family loan, when structured properly, can be a powerful way to keep wealth in the family and benefit both lender and borrower. #intrafamilyloan #estateplanning

Your family’s vacation home is more than a place, it’s a legacy. These homes often hold a special place in the hearts of multiple generations. Keeping that dream alive takes proactive planning. #vacationhomes #estateplanning

Long-term care planning, whether through insurance or self-funding, is crucial not only for financial protection but also to preserve family relationships and reduce the emotional and logistical burdens on loved ones. #longtermcare

Effective immediately, the lifetime exemption is raised to $15 million per individual - or $30 million for a married couple. And unlike past legislation, this act includes no sunset provision and no changes to tax rates. #estateplanning #lifeinsurance

When a life insurance policy is transferred, the policy may need to be valued for income tax, gift tax, estate tax, or generation-skipping transfer tax purposes. #lifeinsurance #valuation

High-net-worth (HNW) individuals and families can use substantial amounts of life insurance to meet estate planning, liquidity, asset accumulation, and business planning needs. We help with the question: how will the premiums will be paid?#lifeinsurance

New legislation was signed into law that significantly reshapes the estate tax landscape. These changes will have a profound impact on families, business owners, and individuals with Washington-based assets. #washingtonstate #estateplanning

This Memorial Day, TRC Financial honors the brave men and women who made the ultimate sacrifice in service to our country. #MemorialDay

A prominent private equity firm recently turned to TRC Financial after discovering a problem lurking inside the insurance portfolio of one of its portfolio companies. #privateequity #venturecapital #keyperson #lifeinsurance

Before you reduce the death benefit of your life insurance policy, surrender it for its cash surrender value, or, even worse, let it lapse, there's a crucial step should take: evaluate a life settlement. #lifesettlement #lifeinsurance #retirement

In troubled times, the public has relied on the life insurance industry to steady the course. Over the past 150 years, the United States has endured many financial and public health crises. #lifeinsurance #lifeinsurancecarriers #financialstability