Check out our founder @Joseph_YZ_Wang discuss box spreads with @awealthofcs and how advisors can use it as a planning opportunity

Great point from Andy — box spreads are one of the most underutilized tools for business owners thinking about cost of capital. We help with exactly this. Not a paid post. Not financial advice.

https://t.co/9zT2YQqtZA.

One advisor said no. One said yes. The AUM followed. Full case study in the comments 👇

Thanks for inviting us, @Cboe! Excited to share more

Our co-founder @Joseph_YZ_Wang on Talking Wealth — breaking down how box spread loans work and how advisors are using them to borrow at lower rates. Full episode is up.

https://t.co/VW7DyPoRDT

6/ Full case study with Fortress Financial partner @ChrisGure just dropped on the SyntheticFi blog. Four specific use cases with real client outcomes. See below.👇

5/ Another client couldn't qualify for a mortgage (self-employed, low W-2). SyntheticFi qualified him on brokerage collateral instead. Closed in under two weeks.

4/ One Fortress Financial client runs a debt fund lending at 10%. When he learned he could borrow at ~4-5% through SyntheticFi, the math was obvious.

3/ Real numbers: ~3.95% floating vs. 6–12% from Schwab, banks, or SBLOCs. After the Section 1256 tax deduction, the effective rate is ~2.95%.

2/ Box spreads are a decades-old options strategy that lets multiple lenders compete on the exchange to offer capital directly. Near-treasury rates. No bank middleman.

🧵1/ Most advisors only know two options for clients who need capital: sell investments (tax hit) or go to a bank (slow + expensive). There's a third.

Business owners can now borrow against their portfolio at ~3.95%. No income verification. No hard credit pull. Processed in a single trading day. Here's how it works 🧵

Can’t say we encourage this. Also can’t say one of our founders didn’t do this already.

In recent years, a new form of 'synthetic' lending has emerged as a potential alternative to margin loans or SBLOCs for short- and medium-term borrowing: The "box spread". https://t.co/DLg1O4JICT Kitces Nerd Ben Henry-Moreland shares the mechanics of box spreads, why the

Some great insights here from Joseph Wang on box spreads. Box spreads can be a pretty compelling solution over other lending options in a significant number of situations. The complexity of putting together and executing the move has been a barrier to its use for a long time,

Had a great time chatting with @finplan on how to effectively use box spreads as a planning tool.

More financial advisors and their clients are reaping price and tax advantages on borrowing through startups like @SyntheticFi_SF. Here's how a co-founder explains box spreads. #financialadvisors #portfoliomanagement

New article on https://t.co/CrHpfkdBqO details the best use case of box spreads - we are excited that the strategy is gaining traction in the advisory world!