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@StoneAtwine

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Following
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CEO at @eversendapp 🔺 programmable financial services - stablecoin infra APIs + cross border + virtual cards

London
Joined October 2007
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@StoneAtwine
STONΞ
4 years
Why stablecoins are the future of business payments - a thread. Stablecoins: cryptocurrencies pegged to an asset such as the U.S. dollar, usually backed by equivalent value. Examples of stablecoins are USDC, USDT, BUSD, USDP, etc.
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@StoneAtwine
STONΞ
2 days
RT @charlesmiller_7: Resist zero-sum mindsets
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@StoneAtwine
STONΞ
2 days
RT @naval: Most companies fail at product and distribution but it’s easier to blame distribution. If you’re failing at distribution, ch….
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@StoneAtwine
STONΞ
2 days
SBF being released is a good thing. I know it’s unpopular opinion.
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@StoneAtwine
STONΞ
2 days
I stopped advising founders or “telling my story”. Because if we told the truth, nobody would pursue founding anything. Recently, a friend I met said: we must say it and the few that are left after we tell the issues are the real ones. Whatever the outcome, no stable, sane person.
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@StoneAtwine
STONΞ
3 days
China took manufacturing because of cheap labour. Then labour costs started going up and they’ve now automated so much that car makers like Zeekr have factories that don’t require light or labour for some of their operations.
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@StoneAtwine
STONΞ
3 days
RT @zcabrams: stablecoins will become core global payments infrastructure. this new platform will enable more economic choice and reduce tr….
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@StoneAtwine
STONΞ
3 days
President Trump has signed the GENIUS act into law. This creates the first federal regulatory framework for stablecoins. We get clarity and legitimacy for our innovations. It’s a great day.
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@StoneAtwine
STONΞ
3 days
RT @SamBroner: The GENIUS Act is getting signed today, bringing clear rules of the road for stablecoins. Here's why stablecoins are better….
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@StoneAtwine
STONΞ
5 days
RT @naval: AI is the best teacher for the self-taught.
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@StoneAtwine
STONΞ
5 days
Deep research can access data that’s not publicly available through search. This is wild.
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@StoneAtwine
STONΞ
5 days
Spent the last 2 days in Lagos with the @MayorofLondon’s fintech trade mission. Conversations with banks, regulators, and founders confirmed that Africa is the heart of fintech innovation. London is the best place to build fintech for the world. I’m here to push programmable
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@StoneAtwine
STONΞ
7 days
The most successful banks are partnering with fintechs, not fighting them. Attempts to replicate fintech innovation in-house with innovation or fintech subsidiaries underperforms.
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@StoneAtwine
STONΞ
8 days
😂.
@e_cdalton
Erik
8 days
Alcohol used to be much cleaner. You could drink it all night and then wake up and feel great. Go work out, ace the test, attend classes, etc. But now you have a few drinks at night and you’re tired the next day. What the hell are they putting in alcohol these days?.
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@StoneAtwine
STONΞ
8 days
Does that mean @ChelseaFC is the best football club in the world?.
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@StoneAtwine
STONΞ
8 days
Garry is 100% correct here. What happened is that we’ve seen them come and go. Negative pricing, big capital raisers. But it turns out the real moat is the complexity of the market. Money can’t win it. Knowledge. Founder market fit. Don’t die.
@garrytan
Garry Tan
8 days
This is great until someone gives your product away for free as a loss leader. Or your worst competitor turns it into a capital game and raises from big investors. Unless your moats are unassailable or your market is too small to matter, beware this strategy.
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@StoneAtwine
STONΞ
8 days
Just remembered. There was a product. We just had not launched it.
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@StoneAtwine
STONΞ
8 days
2018, Lomé, Togo: @GroupEcobank fintech challenge. There was no product, my CTO had just disagreed with some Indian coders I’d hired to help and he had left me in Paris and was in UG, never to return. @Kasendwa had joined and was coding v1 of @eversendapp. My first words:
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@StoneAtwine
STONΞ
8 days
Last time I passed through Murtala Muhammed Airport, I stopped at the little Heineken bar for pepper soup. Within 30 seconds, I was sweating like I’d walked into a sauna. I nearly saw the creator. That soup didn’t play. I intend to suffer again.
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@StoneAtwine
STONΞ
8 days
Revolut will be a $150 billion company soon.
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