
STONΞ
@StoneAtwine
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CEO at @eversendapp 🔺 programmable financial services - stablecoin infra APIs + cross border + virtual cards
London
Joined October 2007
RT @naval: Most companies fail at product and distribution but it’s easier to blame distribution. If you’re failing at distribution, ch….
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RT @zcabrams: stablecoins will become core global payments infrastructure. this new platform will enable more economic choice and reduce tr….
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RT @SamBroner: The GENIUS Act is getting signed today, bringing clear rules of the road for stablecoins. Here's why stablecoins are better….
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Spent the last 2 days in Lagos with the @MayorofLondon’s fintech trade mission. Conversations with banks, regulators, and founders confirmed that Africa is the heart of fintech innovation. London is the best place to build fintech for the world. I’m here to push programmable
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Garry is 100% correct here. What happened is that we’ve seen them come and go. Negative pricing, big capital raisers. But it turns out the real moat is the complexity of the market. Money can’t win it. Knowledge. Founder market fit. Don’t die.
This is great until someone gives your product away for free as a loss leader. Or your worst competitor turns it into a capital game and raises from big investors. Unless your moats are unassailable or your market is too small to matter, beware this strategy.
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2018, Lomé, Togo: @GroupEcobank fintech challenge. There was no product, my CTO had just disagreed with some Indian coders I’d hired to help and he had left me in Paris and was in UG, never to return. @Kasendwa had joined and was coding v1 of @eversendapp. My first words:
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