Steve · Millionaire Habits
@SteveOnSpeed
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Joined May 2009
I became a millionaire in my 30s. No side hustles. No inheritance. No tricks. Here are 16 choices that made me rich. 1: I chose a high-paying career field (information technology), not liberal arts. 2: I cut out the losers. All you wanna do is drink? Bye.
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When was the last time an electrician or plumber showed up the same day you called? Almost never. They are swamped with work. And always will be. Don’t sleep on the trades. Big money.
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I’ve always called these folks pseudo affluent. Great salary. But without proper money management, you’re dead in the water if the paychecks stop for two or three months. Perceived wealth != real wealth.
A buddy from college reached out Got laid off as a manager at Meta Made $280k & can’t land a new job His mortgage is over $6k/month Said he runs out of money in 3 months Has a wife & 2 young kids He’s usually cocky but sounded scared You never think it’ll happen to you 😔
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When was the last time an electrician or plumber showed up the same day you called? Almost never. They are swamped with work. And always will be. Don’t sleep on the trades. Big money.
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Don't take advice from broke people about money. They are broke for a reason.
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The older I get, the less impressed I am with wealth, and more impressed I am with health. This should happen with most of us.
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For those interested, this is the Force G10 (not sponsored). It's a cable machine, a Smith machine, and a squat rack built into one. Highly recommend a machine like this. Insanely versatile.
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The thing I love about passive investing is all you gotta do is setup an automated transfer every month to fund your investments, then enjoy your life. And, you'll probably outperform active investors in the process.
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Missed 40? No problem. Commit to 5 to 7 years from now. Commit today. You’ve got this.
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Your goal should be to reach financial independence by age 40. Dead stop.
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We haven't grocery shopped in two years. We use the grocery store's app to order what we want for pickup. I can count on one hand the number of times they've screwed up or picked out bad produce. Elite way of taking back your precious time.
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"Just wait until you're my age!" I've been told that my whole life. Yet somehow, I'm now at their ages, and none of that shit they said would happen...happened. I'm happy. I'm healthy. I'm productive. I'm energetic as ever. Don't let these people bring you down.
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The truth is, you don't have much real competition. Most people are robotically going through life, blind to everything around them, stressed out by fake outrage, and thinking they are smarter than everybody else.
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Damn, neither my wife nor I will get our precious stimulus check this time.
BREAKING: US Treasury Secretary Bessent announces that $2,000 tariff stimulus checks will most likely be going to all Americans who make less than $100,000/year.
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$0.
The average American spends ~$1,700 per year on food delivery. That comes out to ~$142 per month. Do you spend more or less?
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So many are completely missing the point. I’m not saying he should pay for his kid’s college. The problem is the reason why he isn’t. It’s a tit-for-tat, thing. He didn’t get help, so he won’t help either? Ridiculous.
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Want to stop living paycheck to paycheck? When will you give up yearly phone upgrade, season tickets, daily $15 lunches, streaming subscriptions, and luxury vacations? If the answer is “never,” you want your lifestyle more.
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A friend of mine told me he's not paying for his kid's college. I asked him why. He said, "Because my parents didn't pay for mine, so why should I pay for theirs?". So dumb it left me speechless.
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One of my biggest goals is to stay off prescription drugs for as long as I can. I'm 44 and still going strong.
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Because nothing says solid retirement planning like “I hope Grandma doesn’t outlive her 401(k)."
More than 50% of Gen Zers and nearly 60% of millennials reported that they’re depending on their inheritance to achieve financial security and retire in comfort, per Northwestern Mutual.
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