One interesting thing about financial planning is it balances your values with optimizing your finances. For example: spending $0 on travel would be the best financial decision, but.... travel is important to most of my clients so we have find that balance.

This power outage is making solar 🌞 look a lot better 🤣 It’ll be interesting to see what happens to the cost of solar relative to the federal tax credits disappearing in two weeks.

School's closed tomorrow because....... super high wind. Never heard of that, but I guess it's super serious. They're proactively turning off the power for all of the nearby cities. Hold on to your houses.

If you have access to an HSA and are not maxing it out, you're wasting some amazing tax efficiency opportunities. 💥 Tax-Free Going In 💥 Tax-Free Growth 💥 Tax-Free Coming Out It's actually better than a Traditional & ROTH 401(k) contributions! 🤯 https://t.co/gQzfAuofQs

You can recover from almost any mistake—but not from quitting too early.

If you have a life change or goal you’re planning to attack in the new year, just go head and do it now lol

I'm getting back all of my responses for holiday treats & I love seeing what folks are thankful for (most give me a huge smile & some crack me up). I'm also shocked by how many clients I have now The first few years were lean and mean that it's almost hard to wrap my head around

"Never pay taxes again" A lot of folks hear that and they think that ROTHs are the best thing ever, but winning isn't about never paying taxes again, it's about paying less in taxes overall, and keeping more of your money. Having a strategy will help you keep more of it.

My coffee date this morning ☕️

When do Roth Conversion make sense? Here is a real life example of folks that retired early and have a ton of Traditional IRA assets that will cause a tax bomb late in retirement. Implementing Roth Conversions now will potentially produce $2,942,000 more in assets. 😮

Loved that the custodian I trust and use for my clients flagged a withdrawal from their account. It was my client so it's all good and yes it took a few extra minutes from everyone involved, but with AI, fraud, and hacks I'm glad the default was to confirm it was legit.

Wicked for Good was really good. Now just hoping the kids wake up for school tomorrow 😳

Did you have a weird income year? If you did, then your taxes may look different than in the past, which means there may be an opportunity for tax strategies to implement before the end of 2025

Are you impacted by the Health Insurance Tax Credits expiring? The problem is most health insurance policies are not yet reflecting those credits expiring when you are renewing your plan online. You can use this tool to project the possible impact. @KFF https://t.co/o28MwNbAdl

come work on my team yall. I'll be your tech lead ☺️ we're going to be plugging away on goose and creating content! https://t.co/mzZCaSUOZQ

Wild times

Working on a new advanced Typescript talk for a tech meetup, showing and explaining Template Literal Types and really highlighting Type-level string manipulation. Is there anything in this area that you think I should really highlight or emphasize?

Are your paychecks bigger? High earners stop paying into Social Security once your income passes $176,100 Be intentional with the extra 6.2% of your pay and don't forget you have to begin paying it again in the New Year.

Who is on board for a 50-year mortgage? That’s longer than most people’s careers so I’m a no dawg. It’ll be interesting to see if there is enough people desperate that this becomes a thing though.

One of the biggest mistakes I see folks make especially if they are DIYers are paying taxes twice! Glad this webinar called it out because it's wild that financial institutions often don't have the correct values for your cost basis on your tax documents.

ISOs (Incentive Stock Options) Today's CE for my Certified Financial Planning Professional designation Already very solid on this, but don't mind the light refresher on a Friday. 🤣