Bank Policy Institute
@bankpolicy
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The Bank Policy Institute is a nonpartisan research and advocacy group representing the nation’s leading banks.
Washington, DC
Joined December 2009
How do stablecoins affect bank deposits? A new BPI note examines recent claims from a @coinbase Institute whitepaper:
bpi.com
A six-page whitepaper recently issued by the Coinbase Institute argues that, rather than undermine bank lending in the United States, the growth of the
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Hosted vs. unhosted wallets – what’s the difference? Vulnerabilities in the digital asset ecosystem remain, even after GENIUS. The distinction between hosted vs. unhosted wallets is central to understanding possible pathways for illicit finance: https://t.co/lQizRMG3Ib
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Fraud is no longer just a technical challenge — it’s a human one. At the 2025 #SomosSummit, experts from GASA, @AARP, @bankpolicy and Somos came together to share powerful insights on how empathy, innovation and collaboration are driving a new era of fraud prevention. From
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RELEASE: BPI Endorses U.S. Government Effort to Dismantle Transnational Fraud and Scam Networks
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Data continue to show that the CET1 ratio of banks remain well above pre-crisis levels:
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This statement is inaccurate and hyperbolic. Assuming the agencies move forward with their proposal, the change would reduce regulatory capital requirements by roughly 0.74%. Here’s the math:
Regulators @federalreserve @FDICgov @USOCC are going to dangerously lower bank capital "pending White House sign off" claiming baselessly it'll "help" the treasury mkts; history will see this as another step to the next crash & bailouts:
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@jpmorgan @synchrony @ComericaBank @MIVeteran @PNCBank @FifthThird @USVeteransMag @BankofAmerica We thank all veterans, service members and their families for their service and sacrifice. Happy #VeteransDay!
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@jpmorgan @synchrony @ComericaBank @MIVeteran @PNCBank @FifthThird @USVeteransMag @BankofAmerica This expanded partnership builds on BofA’s most recent commitment to hire 10,000 more veterans and individuals with military backgrounds over the next five years:
newsroom.bankofamerica.com
Bank of America (BofA) today announced a $350,000 grant to American Corporate Partners (ACP), a commitment that will support 250 mentorships for veterans and military spouses today, in honor of...
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@jpmorgan @synchrony @ComericaBank @MIVeteran @PNCBank @FifthThird @USVeteransMag In honor of America’s 250th birthday, yesterday @BankofAmerica announced a grant to support 250 mentorships for veterans and military spouses.
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@jpmorgan @synchrony @ComericaBank @MIVeteran @PNCBank In August, @FifthThird was again named top veteran-friendly employer by @USVeteransMag for its excellence in supporting employees who have experience as a military veteran, service member, family member or advocate:
53.com
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@jpmorgan @synchrony @ComericaBank @MIVeteran .@PNCBank is celebrating 10 years of partnership with Military Warriors Support Foundation to support mortgage-free home donations.
pnc.com
Partnership with Military Warriors Support Foundation has helped veteran families significantly reduce debt.
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@jpmorgan @synchrony .@ComericaBank recently became the first bank recognized by the @MIVeteran as a Gold Level Veteran-Friendly employer for its extensive efforts to recruit, train and retain military veterans:
news.comerica.com
LANSING, Mich. - Comerica Bank has just become the 11th Gold-Level Veteran-Friendly Employer certified in Michigan for its extensive efforts to recruit, train and retain military veterans, the...
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.@jpmorgan, @synchrony and other BPI members are members of the Veteran Jobs Mission, a coalition of 315+ companies that reached a major milestone this year of hiring over a million veterans since its inception: https://t.co/Lpdcef3GqE
veteranjobsmission.com
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Today, we recognize the service and sacrifice of our nation’s veterans and highlight several meaningful ways BPI member banks are supporting veterans, active-duty service members and military families in their communities. 🧵
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The GENIUS Act requires stablecoin issuers to back their coins with safe assets and make them redeemable on demand at a fixed dollar value. However, a recent BPI post shows major risks remain, including loss of value and financial stability risks:
bpi.com
The GENIUS Act, a recently enacted U.S. stablecoin law, attempts to make stablecoins a viable payment instrument by requiring that they be backed by
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In this weekend's edition of BPInsights: ➡️ Two major risks that stablecoins pose to the financial system. ➡️ What are the implications of Coinbase seeking a trust charter? ➡️ The Fed finalizes changes to the LFI rating system. and more:
bpi.com
What Risks Do Stablecoins Pose? The GENIUS Act requires stablecoin issuers to back their coins with safe assets and make them redeemable on demand at a
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Coinbase: https://t.co/pUUzOTCLAW BitGo: https://t.co/Sz0rFL1hAh Sony: https://t.co/frO302D7r7 To learn more about limited-purpose national trust company charters, visit:
bpi.com
For more than 150 years, Congress has articulated a clear view that the benefits of being a full-service bank come with corresponding regulatory
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BPI filed three additional letters with the OCC this week in response to applications from Coinbase, BitGo Trust Company and Connectia Trust (Sony). See below for links ⬇️
Release: BPI Urges OCC to Preserve the Integrity of National Trust Charters Read more:
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What's in a bank charter? Read BPI's new one-pager that breaks down the charter types and the authorities and requirements related to each:
bpi.com
For more than 150 years, Congress has articulated a clear view that the benefits of being a full-service bank come with corresponding regulatory
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