Today on #YourMoney #TheFinancialShow, @BDODebtSolution #LicensedInsolvencyTrustee @nancy_snedden was joined by @tracyvalko , mortgage broker, speaker, podcast host and founder of Valko Financial Ltd topic➡️mortgage renewals listen➡️ https://t.co/xsHjumCit1

Mortgage rates have steadied after last year’s volatility, but markets are increasingly leaning toward lower rates ahead. What does that mean for mortgage shoppers? #MortgageRates #InterestRates #MortgageStrategy https://t.co/8aLbNEcxos

CMHC’s 2026 Housing Market Outlook is a wake‑up call, not a hype piece. Sales are expected to stay below historical norms, price growth is only modest, and new construction (especially condos) is projected to slow as uncertainty weighs on builders. Regionally, Ontario/BC look

Waterloo Region’s housing plans just ran into a numbers problem: water. ▶️ Dec 2025: Region confirms a water capacity issue in the Mannheim system, which serves most of Kitchener‑Waterloo plus parts of Cambridge, Woolwich & Wilmot. ▶️ Jan 5–6, 2026: New groundwater‑focused

🏡 Nova Scotia first-time buyers worth knowing There’s a provincial pilot program that may allow eligible first-time buyers to purchase with as little as 2% down, without paying traditional mortgage insurance. ✔️ Household income under $200K ✔️ First-time buyers only ✔️ Credit

No change Bank of Canada Rate. 1st meeting of 2026 .

So the question isn’t just about numbers it’s about narratives: 👉 Is the Canadian Dream of homeownership now quietly underwritten by systemic risk a bet that policy, liquidity, and taxpayer-backed guarantees will always be there to catch the fall? 👉 Or are we evolving

Canada's debt-to-GDP ratio just hit a breaking point. 🇨🇦 Total household debt: $3.14 Trillion Total Nominal GDP: ~$3.1 Trillion When your debt is larger than your entire economic output, your policy options shrink. This is why the federal government is effectively backstopping

Canada’s latest CPI print shows inflation still under control but not completely gone. Headline inflation rose to 2.4% year-over-year in December, up from 2.2% in November, keeping it within the Bank of Canada’s 1–3% target band. Price pressures are shifting under the surface.

2021, mortgage originations didn’t just spike they front‑loaded a concentrated 2026 renewal wave. On the chart, the 2021 line runs from ~24.3K in January to a peak near 43.6K in June, then down to ~21.1K by December, with the bulk of activity between 31K–44K in April–August.

In January 2026, the Canada Mortgage and Housing Corporation (CMHC) reported that national housing starts in 2025 increased by 5.6%compared to 2024.  A total of 259,028 units were started in 2025, the fifth highest annual total on record. This growth was primarily driven by a

Since the post‑pandemic peak, Canada’s bank prime rate has fallen from 7.20% to 4.45%, a total reduction of 2.75 percentage points, and most 2026 forecasts call for prime to stay roughly flat around current levels. Prime rate timeline (peak to early 2026) July 2023: Prime peaks

Canada joining NATO exercises in Greenland would’ve sounded wild a year ago, but Arctic experts have been warning this kind of shift was coming for years, as the region turned into a frontline of great‑power competition. Denmark is now boosting its military footprint there with

Canada’s housing story is wild right now. Affordability has improved 7 quarters in a row after hitting a record worst in 2023. BoC rate is sitting at 2.25% lowest since 2022 and now on ‘hold’. Average home price is $682K, down about 2% vs last year. Yet sales are still 11%

One thing is becoming very clear in the Canadian mortgage market right now: borrowers are moving again, but only when the math truly works. Roughly 60% of all Canadian mortgages will renew by the end of 2026, and about 60% of those borrowers are staring at higher payments than

When was the last time your bank called you just to check in on your mortgage and your goals—anytime in the last 5 years? For most people, the answer is never. Meanwhile, your friend who worked with a mortgage broker probably has gotten check-ins, strategy calls, and options

Bank of Canada – January 28, 2026 Meeting: 25 bps rate cut: 11% probability No change: 89% probability Federal Reserve January 28, 2026 Meeting: 25 bps rate cut: 16% probability No change: 84% probability On Deck: What’s Ahead This Week Tuesday: U.S. S&P Services PMI

“2026 won’t be a housing boom year. Rate cuts are mostly behind us, prices are only inching higher, and the Bank of Canada is expected to sit on its hands around 2.25% for most of the year. The next big move on rates could actually be up in 2027, not down. So is this the

Focus stays rare when the world gets noisy, and this year is going to be loud. There’s a lot we don’t know about the year ahead and a lot of noise in the media. What matters is doubling down on what actually moves the needle for your business, your life, and your family. This

Math is a “4-letter word” in 2026. 
Not because of charts but because Ontario mortgage renewals may collide with the Bank of Canada’s already-modest GDP hopes. Real households feel this first. Why math hurts in 2026👇 
BoC is only expecting ~1–1.5% real GDP growth. That’s a