Term Labs
@term_labs
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Pioneering fixed rate auctions onchain. https://t.co/w39ehE7rsv
Ethereum
Joined January 2023
📣 Staking and governance are live on Term! $TERM holders don't just earn rewards—they safeguard the protocol itself. Here's how it works ⤵️ Term Finance was built for fixed-rate lending with transparency and decentralization at its core. To make that vision real, protocol
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Earn 5.75% yield on lending against blue-chip cbBTC 2.5% better than anywhere else
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Balt's novel technology, Mega Ballast Access Platform, offers a large inner diameter with distal flexibility. When compared to its competition, it is 47.5% more trackable! Test out the tracking for yourself.
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Great update. This is the way Term has been since Day 1. Good to see the market catching up.
Liquidations are essential for keeping lending markets safe. Since launch, Aave has processed over $3.3B in liquidations to protect the protocol against bad debt. We've published a blog post introducing V4's new liquidation engine and how it improves on V3's approach.
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A glimpse into intraday rate dynamics show that the market remains liquid with no signs of any intraday squeeze over the past week Given the subdued state of DeFi yield markets more broadly, we expect deleveraging to persist as the new normal sets in
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Staple yield-bearing strategies, such as basis-driven yields from Ethena, have collapsed, and activity among DeFi-native yield farmers has fallen sharply
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Week in Solana: Best of Breakpoint 2025! Mega DDoS Attack Thwarted Solana Breakpoint announcements from Yas Island in Abu Dhabi cap off a big week for Solana where this year TradFi met internet capital markets. SOL down 8% to $128, but institutional momentum building! Visa
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📔 Last week in DeFi Lending ▫️ Perp rates trending lower ▫️ Aave utilization on the decline ▫️ Activity on Term subdued Full report: https://t.co/a2sdXjudFx Subscribe: https://t.co/khzkz7gSo6
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a list of projects (no affiliation) that currently have my attention (alphabetical order): @AxisFDN
@blackhaven
@capmoney_
@ethena_labs
@ethos_network
@HyperliquidX
@MidasRWA
@Neutrl
@pendle_fi
@re
@spreads_fi
@term_labs
@YuzuMoneyX what else should i be looking at?
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PSA for @pendle_fi YT enjoyers. tmvUSDT0 YT holders now earn additional Term points stacking incentives on top of the XPL incentives and additional yield generated by the Term USDT0 Meta Vault. Check it out 👇
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.@GalaxyOneZac sat down with @kristinaayanian at @Nasdaq to discuss how GalaxyOne is defining what growth-minded investors can expect from a modern wealth platform — competitive yield, multi-asset access, and private-client-level service, all backed by the institutional strength
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Term vaults let users dig into where each dollar is being lent be reviewing holdings. No guesswork. Our depositors are given full transparency so they can make informed decisions on risk and yield
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Flow of funds on this is quite an example of Yearn V3 Initial funds are from yvDAI-2 (a Yearn V3 vault) Deposits into a Yearn curated @term_labs USDS vault (also a Yearn V3 vault) Lending against a @capmoney_ PT, whose underlying USDC yield is generated using... a Yearn V3
The new, Yearn-curated @term_labs USDS vault is ramping up! The vault now earns a fixed 7.5% APY on ~69% of USDS deposits and ~4.8% APY on the remaining deposits through Yearn USDS Vault. It's also earning @capmoney_ points. Let's walk through how the depositors are earning
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This reversal in perp funding rates continues to normalize the spread between DeFi and CeFi rates back toward historical averages
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The new, Yearn-curated @term_labs USDS vault is ramping up! The vault now earns a fixed 7.5% APY on ~69% of USDS deposits and ~4.8% APY on the remaining deposits through Yearn USDS Vault. It's also earning @capmoney_ points. Let's walk through how the depositors are earning
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We’re beginning to see reverse inquiries to borrow against USD-denominated exotics, but the market still refuses to reprice risk. As a result, no stablecoin loans cleared except those backed by liquid collateral
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in the near term, the path for rates is highly uncertain. Falling asset prices are likely to trigger deleveraging, whether through forced liquidations or voluntary risk reduction. While lender skittishness continues to pull in the opposite direction. In the short run, rate
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In derivatives markets, funding rates were mixed, with 3-month basis falling another -50bps to 5.01% and perpetual funding rates rising by +200bps to 4.19% on a 30-day trailing basis
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On the ETH side, high-yield farming positions are being paid off, some ahead of schedule
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$CRDL Phase 2 results demonstrated reduced inflammation and an actual decrease in the size of the heart tissue, opening the door to further trials addressing this critical aspect of heart health that underlies severe indications such as heart failure. Learn more...
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For stablecoins, only top-tier collateral markets have cleared, as lenders reduce liquidity for leveraged strategies involving less common assets
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Trading volumes remain low last week amid ongoing deleveraging in DeFi lending markets
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📔 Last week in DeFi Lending ▫️ Perp rates bounce on short covering ▫️ Aave supply recovers ▫️ Term sees deleveraging Full report: https://t.co/lTLT2TKit6 Subscribe: https://t.co/ceg8bTU3Wi
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VECTOR, our Cardano-based L2, is live! Project onboarding has begun. Instant finality. 4x throughput vs Cardano mainnet. Native cross-chain liquidity access. Verified by the original architects of Cardano.
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