Soham
@sohamnotes
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Writing about money, finance, investing, travel and cards. Strong opinions and everyday observations. Love building softwares.
Bengaluru, India
Joined August 2022
Small update. Renaming this account to better reflect what I actually write about here. Same voice. Clearer direction. Good bye to Dinosaur @aree_dinosaur Welcome to @sohamnotes Thank you for your support! Keep Supporting!
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π’ Day 10 of building Voucher Tracker ποΈ π Feature shipped: Manual email send + Dockerized local setup π§π³ Automations are great. But sometimes you want control. So Voucher Tracker now lets you manually send expiry emails whenever you want π π§ One click β send reminders
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Today I received 8,000 reward points for paying my credit card bill. Used 4 rewards debit card on 1st Feb. Almost forgot to check. Check yours and redeem ASAP. Kal kare so aaj kar by @iSatishAgarwal Credit alert @bethalaluka You can get one too if you have any senior
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π’ Day 7 of building Voucher Tracker ποΈ π Feature: Search, Filters, Total Value & Private Mode https://t.co/2n1niknmd2
π’ Day 7 of building Voucher Tracker ποΈ π Feature shipped: Search, Filters, Total Value & Private Mode πππ° As vouchers grow, clarity matters more than features. So the tracker now gives you full control at a glance π π Search vouchers Find vouchers instantly by company
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π’ Day 9 of building Voucher Tracker ποΈ π Feature shipped: Custom expiry rules & email alert settings βοΈπ§ Not everyone thinks about expiry the same way. So the tracker now lets you control the rules π π¨ Color-coded urgency (fully configurable) π΄ Red β expiring very soon
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I was going through RBIβs latest complaint data. In FY25, Indians filed over 13.3 lakh grievances with the RBI Ombudsman, up ~14% from last year. Loans were the biggest issue, but credit card complaints jumped ~20%, making them the second-largest category. #ccgeeks
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Nobody tells you this before giving you a credit card. The limit is not what you can afford. Itβs what the bank is comfortable risking on you. The gap between those two is where most problems begin. #CreditCards #MoneyHabits #PersonalFinance
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He didnβt lose money in the market. He lost patience. Bought after a rally. Held through a fall. But just before another rally he sold. Not because he was wrong, but because he needed results on a timeline markets donβt respect. Money punishes urgency. It rewards alignment.
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I was okay with my portfolio falling when Nifty was falling too. But today Nifty is up 3% and my portfolio? Up just 0.5%. Thatβs the harsh reality. #Investing #Markets #portfolio
@Mitesh_Engr @dmuthuk
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π’ Day 8 of building Voucher Tracker ποΈ π Feature shipped: USED & EXPIRED watermark on voucher cards π·οΈ Status shouldnβt be subtle. So vouchers now clearly show their state right on the card π β
USED β when a voucher has already been redeemed β EXPIRED β when the date has
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He reached the office early every day. Not to work. To sit quietly with tea. Over time, people assumed he was the most dedicated one. He got better projects. More trust. More flexibility. He didnβt work longer hours. He just understood perception earlier. Effort matters.
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Credit card lesson: The bank loves you when you: β’ Pay minimum due β’ Swipe everywhere β’ Close old cards They fear you when you: β’ Pay full amount β’ Keep utilization <30% β’ Use cards selectively Smart β Disciplined β
#CreditCards #PersonalFinance #MoneyHabits #ccgeeks
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