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Soham Profile
Soham

@sohamnotes

Followers
725
Following
858
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Statuses
592

Writing about money, finance, investing, travel and cards. Strong opinions and everyday observations. Love building softwares.

Bengaluru, India
Joined August 2022
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@sohamnotes
Soham
3 days
Small update. Renaming this account to better reflect what I actually write about here. Same voice. Clearer direction. Good bye to Dinosaur @aree_dinosaur Welcome to @sohamnotes Thank you for your support! Keep Supporting!
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@sohamnotes
Soham
15 hours
🟒 Day 10 of building Voucher Tracker 🎟️ πŸš€ Feature shipped: Manual email send + Dockerized local setup πŸ“§πŸ³ Automations are great. But sometimes you want control. So Voucher Tracker now lets you manually send expiry emails whenever you want πŸ‘‡ πŸ“§ One click β†’ send reminders
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@sohamnotes
Soham
17 hours
@taditdash ye karke dikhao πŸ˜‚
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@sohamnotes
Soham
17 hours
Today I received 8,000 reward points for paying my credit card bill. Used 4 rewards debit card on 1st Feb. Almost forgot to check. Check yours and redeem ASAP. Kal kare so aaj kar by @iSatishAgarwal Credit alert @bethalaluka You can get one too if you have any senior
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@sohamnotes
Soham
2 days
Two minutes of silence for those 209 members who were offered crime instead of hacks πŸ˜‚ #ccgeeks #iykyk
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@sohamnotes
Soham
2 days
Two minutes of silence for those 209 members who were offered crime instead of hacks πŸ˜‚ #ccgeeks #iykyk
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@sohamnotes
Soham
2 days
🟒 Day 7 of building Voucher Tracker 🎟️ πŸš€ Feature: Search, Filters, Total Value & Private Mode https://t.co/2n1niknmd2
@sohamnotes
Soham
4 days
🟒 Day 7 of building Voucher Tracker 🎟️ πŸš€ Feature shipped: Search, Filters, Total Value & Private Mode πŸ”πŸ”’πŸ’° As vouchers grow, clarity matters more than features. So the tracker now gives you full control at a glance πŸ‘‡ πŸ” Search vouchers Find vouchers instantly by company
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@sohamnotes
Soham
2 days
🟒 Day 9 of building Voucher Tracker 🎟️ πŸš€ Feature shipped: Custom expiry rules & email alert settings βš™οΈπŸ“§ Not everyone thinks about expiry the same way. So the tracker now lets you control the rules πŸ‘‡ 🎨 Color-coded urgency (fully configurable) πŸ”΄ Red β†’ expiring very soon
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@sohamnotes
Soham
2 days
I was going through RBI’s latest complaint data. In FY25, Indians filed over 13.3 lakh grievances with the RBI Ombudsman, up ~14% from last year. Loans were the biggest issue, but credit card complaints jumped ~20%, making them the second-largest category. #ccgeeks
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@sohamnotes
Soham
2 days
We thought Google gave us 15GB of storage for free. In return, we gave: our photos our location our searches our habits and what not. #Tech #Privacy #Internet #google
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@sohamnotes
Soham
2 days
Nobody tells you this before giving you a credit card. The limit is not what you can afford. It’s what the bank is comfortable risking on you. The gap between those two is where most problems begin. #CreditCards #MoneyHabits #PersonalFinance
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@sohamnotes
Soham
2 days
He didn’t lose money in the market. He lost patience. Bought after a rally. Held through a fall. But just before another rally he sold. Not because he was wrong, but because he needed results on a timeline markets don’t respect. Money punishes urgency. It rewards alignment.
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@sohamnotes
Soham
3 days
I was okay with my portfolio falling when Nifty was falling too. But today Nifty is up 3% and my portfolio? Up just 0.5%. That’s the harsh reality. #Investing #Markets #portfolio @Mitesh_Engr @dmuthuk
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@sohamnotes
Soham
3 days
🟒 Day 8 of building Voucher Tracker 🎟️ πŸš€ Feature shipped: USED & EXPIRED watermark on voucher cards 🏷️ Status shouldn’t be subtle. So vouchers now clearly show their state right on the card πŸ‘‡ βœ… USED β€” when a voucher has already been redeemed ❌ EXPIRED β€” when the date has
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@sohamnotes
Soham
3 days
He reached the office early every day. Not to work. To sit quietly with tea. Over time, people assumed he was the most dedicated one. He got better projects. More trust. More flexibility. He didn’t work longer hours. He just understood perception earlier. Effort matters.
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@sohamnotes
Soham
3 days
Credit card lesson: The bank loves you when you: β€’ Pay minimum due β€’ Swipe everywhere β€’ Close old cards They fear you when you: β€’ Pay full amount β€’ Keep utilization <30% β€’ Use cards selectively Smart ❌ Disciplined βœ… #CreditCards #PersonalFinance #MoneyHabits #ccgeeks
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