@sm_cmc
@Baystboy
And have a reliable framework in place for enforcement..
When it's known there is little risk.. why not.
But when you know you could do 5-10yrs and lose every penny to your name, I bet this stuff drops off fast.
@sm_cmc
@Baystboy
Anyone willing to change a document like that should definitely lose their licence.
Is it really THAT hard to call a client and say, hey that letter has expired the lender needs a newly dated letter?