Fact: Credit union members have ✨never✨ lost a penny of insured savings at a federally insured credit union. That's the #CreditUnionDifference, and why credit unions stand out as a reliable and secure option for consumers and small businesses.

Credit card statements aren't just important for tracking your spending. It may also be the first indicator that your credit card number may be stolen. Be sure to check it each month for purchases you don't recognize and report any fraud to your credit card provider.

Ready to tackle home improvement projects? Get at least three quotes to see how much it would cost and take inventory list to see how much it would cost to do it yourself. If you need to extend your budget, a Home Equity Line of Credit (HELOC) may be an option.

This Field Trip Friday, we're stopping by The Fitting Image👗 in San Luis Obispo. 🤵 Earn bonus rewards points on purchases at The Fitting Image when using your SESLOC HomeFREE Checking™ debit card or Visa Signature Rewards® credit card. Learn more:

Need urgent vet care?🐴 Turn to SESLOC Instant Funds loans! If approved you can get funds in your SESLOC checking account in under 60 seconds,* See how it works: *See complete terms, conditions, restrictions and requirements via our website or any branch.

Rae Odom, a teacher at Santa Lucia School, recently used a SESLOC Education Grant to buy supplies for students to learn knitting to make hats and scarves to donate to ECHO Homeless Shelter. Learn more or apply today at

Did you sign up for an online service trial and didn't cancel it in time? There's a chance that you're still paying for it from your accounts without even knowing it. Be sure to check your expenses monthly to make sure you're not paying for anything you don't use. #TechTipTuesday

Heading back to college? Start by creating a budget for your costs across the term. Write down what you expect earning, then subtract expenses including housing, car payments, and grocery bills. Dedicate a portion of the rest to long-term savings. #MoneyMonday

On Field Trip Friday, we're off to California Fresh Markets for groceries. 🛒 Earn bonus rewards points on purchases at California Fresh Markets when using your SESLOC HomeFREE Checking™ debit card or Visa Signature Rewards® credit card. Learn more:

Gear up for college savings with Change it Up! 🎒💻📓When you enroll, your SESLOC debit card purchases are rounded up to the nearest dollar, and the change is automatically deposited into your savings account. ➡️ Learn more or enroll today at

For over 35 years, Stacy Meko has served the community through the South County Youth Coalition. From volunteering to teach French to working on committees, she's dedicated her life to children. We are honored to name Stacy the August 2025 Cares for Community award winner.

RT @Experian: A10. One big holiday spending mistake is charging everything to your credit card without a plan for how you will pay it off.….

Thanks to everyone who participated in #creditchat today! We're always excited to hear your budgeting ideas and how you manage your money!

Look at all your resources as you start planning. What do you have budgeted for travel? Do you have points (like SESLOC Rewards) to use towards travel? Is it cheaper to drive or fly? Doing the research early can help you save money on your family's get-together. #creditchat.

Use your budget to keep you disciplined and make a spending limit for gifts you may be getting. If it's not in the budget, or it exceeds how much you want to spend per person, do you really need to buy it? #CreditChat.

The best habit to build now is to create a budget and stick to it. You can still get that Starbucks if it's built into your budget, and it doesn't take away from your long-term savings goals, emergency savings, and holiday funds. #creditchat.

Some of our favorite gift ideas: .-DIY gifts that come from the heart.-Sharing items we don't use at home (in good condition).-Investing time in our friends and family: Cleaning, pet sitting, or free babysitting. -Get everyone together for a fun (and frugal) outing.#creditchat.

Great advice, Jennifer!

Gifting doesn't have to be expensive. Think about what would be meaningful to the people you are gifting to. Sometimes, the best gifts don't cost money, but more time and consideration. #creditchat.

There's no better time to start a holiday fund than the present (no pun intended). Open a savings account now at your financial institution, and start putting money away today. Everyone's targets are different, so use your past holiday spending to guide your goals. #CreditChat.

One of the best tools to meet holiday savings goals is to automate deposits. Set an amount that you can comfortably put away each month and set an auto transfer. You would be surprised how much you can build up in the course of a year! #creditchat.