وقّعت #هيئة_الترفيه مذكرة تفاهم مع شركة الحلول المبسطة المالية (SIFI)، بهدف توسيع آفاق التعاون في الحلول المالية، ورفع كفاءة إدارة العمليات التشغيلية، ودعم جهود التحول الرقمي. ❤️🇸🇦 #GEA

Simplified finance means no surprises. SAMA-licensed, always operational, completely reliable. That’s SiFi. Built in Saudi. Licensed in Saudi

Arabic speakers - don’t miss this podcast with H.E. Ahmed Alhakbani, SiFi’s CEO and my co-founder. Great insights on his transition from public sector to fintech and what we’re building at SiFi.

«منصات التواصل الاجتماعي تريد أن تأخذ الوقت من الناس، نحن نريد نرجّع الوقت للناس، نرجّع الوقت للمدير المالي في الشركات عشان يركّز في التخطيط.» في #سوالف_بزنس يشرح أحمد الحقباني، الشريك المؤسس والرئيس التنفيذي لشركة «ساي فاي»، الفكرة من خدمات منصتها.

10 / At @SiFiapp , we charge a simple 2.5% FX fee. No inflated rates. No hidden margins. No tricks. Just a clean, flat fee. Learn more:

9 / So what should you do? ✅ Always choose the foreign currency ✅ Let your card do the conversion ✅ Avoid DCC ✅ Use cards with transparent FX fees

8 / What we see at SiFi 👇 Across our customer base, 45% of foreign transactions are billed in SAR when they shouldn't be - meaning hidden fees are being incurred unnecessarily.

7 / But here’s the kicker: switching isn’t always easy. Some platforms force you to: 🔧 Change billing settings 🌍 Switch account region 📞 Contact support It’s annoying. But worth it - especially for businesses.

6 / And it’s not just physical payments. Online merchants like Meta, TikTok, and Microsoft often auto-charge in SAR if your card is Saudi. They don’t want you to switch to USD - because they make more money that way.

5 / This applies to ATMs too. I tried withdrawing €160 in France. ATM “kindly” offered a conversion: 675.16 AED I declined. Bank charged me 664.80 AED That’s 1.7% less for literally doing nothing.

4 / Wait - wasn’t the markup 4%? Nope. That was just the visible part. The real markup, based on the FX rate? Closer to 8.8%. Merchants often inflate the exchange rate plus add a fee. You’re getting hit twice.

3 / Let me show you a real example. 📍 I was in Thailand. 🛍️ My card was charged AED 328.22 if I chose to pay in AED. 💡 I chose to pay in THB instead. I ended up paying AED 310.61. That’s a difference of AED 17.61 - a 5.8% saving from just one button click.

2 / This is called Dynamic Currency Conversion (DCC) What it really means: ⚠️ The merchant sets the exchange rate ⚠️ You’re charged a markup (sometimes shown, often not) ⚠️ They're inflating the exchange rate on top (sometimes shown, often not) Double markup. Zero value.

1 / You’ve definitely seen this before. You're abroad. You're at a payment terminal or ATM. It asks: 💳 “Pay in SAR (card currency) or EUR (local foreign currency)?” Choosing SAR feels 'familiar', so most people go for it. Big mistake.

🧵 Why you should never pay in your local currency when abroad (or online). You're probably losing 4-10% every time. And you might not even know it. Let’s break it down with real examples 🧵

سعدنا بزيارة معالي محافظ هيئة الحكومة الرقمية @dgagovsa لجناح #ساي_فاي في #LEAP2025 ✨ حيث استعرضنا أحدث تقنيات إدارة المصاريف والسلف لدعم التحول الرقمي في القطاع المالي 💡 #IntoNewWorlds

ساي فاي @SiFiapp السعودية تستحوذ على Neya الإماراتية - تختص ساي فاي وNeya في حلول إدارة المصروفات للشركات - سبق لساي فاي الإعلان عن إغلاق جولة استثمارية (Seed) في يونيو 2024 بقيادة سنابل للاستثمار ورائد فنتشرز - سينضم مؤسسا Neya بموجب الاستحواذ لشركة ساي فاي كمؤسسين شريكين -

RT @7Alsabe: الشركات الي تحتاج تحل مشكلة الكاش مع الموظفين تعرفوا على شركة https://t.co/e3lM1zfMPH

Exciting news! 🎉 We've successfully closed our $10M seed round led by Sanabil Investments and RAED Ventures, fueling our mission to simplify finance for all. We're grateful for the trust our customers have placed in us and for our incredible team and investors. We're very