Raunaq Singh
@raunaqsingh87
Followers
2K
Following
3K
Media
151
Statuses
651
Founder at Roam. Buy a home with a mortgage as low as 2% today with @movewithroam
NYC
Joined May 2021
1/ We started Roam to help homebuyers wind back the clock on rates and purchase a home with a 2% mortgage included. 8 months later — rates are still north of 7.5% and housing is still out of reach for 75 million Americans. Here’s our biggest update yet 🧵
40
44
607
Sellers with a low rate are disincentivized from listing their homes because they know their existing rate mortgage has significant value, but don't have a way to capture it.
Q1 2025: 41% of homeowners surveyed by us said a 6.0% mortgage rate was the highest they'd accept on their next purchase. Q3 2025: 52% said a 6.0% mortgage rate is the highest they’d accept. Source: @_TurboHome-ResiClub Housing Sentiment Survey
0
0
2
Generate videos in just a few seconds. Try Grok Imagine, free for a limited time.
498
509
4K
You can save $1000/mo on your monthly payment on this home in Vegas with 10% down because it's an assumable home. $4900 to $3900. That's the power of a 4% interest rate.
In Las Vegas, housing inventory is surging while sales plunge, per Redfin.
1
0
4
There are 12.5 million assumable FHA/VA loans worth $1.4 trillion. Many with 2–3% rates. One lever we can pull to unthaw the market ASAP.
The housing market is getting so weak that it’s poised to become a significant drag on overall economic growth, according to Moody’s Analytics chief economist Mark Zandi.
0
0
4
Interesting overlap with where we're seeing the most assumable demand — where homes take longer to sell and days on the market are up +28d YoY.
0
0
0
There are two different housing markets. .
GREEN = ZIP Code has MORE active housing inventory than pre-pandemic 2019. BROWN = ZIP Code has LESS active housing inventory than pre-pandemic 2019. ResiClub PRO members can access my monthly inventory analysis (800+ MSAs, 3K+ counties, 25K+ ZIPs)
1
0
4
You don't have to wait for the Fed to cut rates in order to access a sub-5% mortgage. With as little as 5% down, you can get 4.7% rate on this 4 bed + 2 bath assumable home in Fort Worth, Texas.
1
0
5
Reading WSJ comment section on housing article. This is the sad reality of today's housing market. One silver lining: assuming a low rate (2–5%) could give these people $100K more in buying power. That's life-changing.
1
2
2
Four areas where your work can have the biggest possible impact on the most number of people: . 1. Healthcare .2. Housing .3. Education .4. Transportation.
1
0
7
$410,000 home in Atlanta. Assumable rate: $2,735/mo at 5.125%. Bank financing: $3,172/mo at 7%
1
0
5
The share of first-time homebuyers just hit an ALL-TIME LOW. An entire generation is being priced out of homeownership.
1
1
9
We can solve this problem by transferring the low rates we already have from seller to buyer.
1
0
5
Here's an assumable home with a 3.5% rate in Lakeway, Texas
3
0
6
People aged 36–38 bought the most homes on @movewithroam.
People aged 61-79 bought the most homes last year . Unless this changes, the majority under 50 will continue to vote for wealth redistribution (aka: socialism). I don’t like it either, but this is reality
1
0
5
Shouldn't be this way. We need to make homebuying more affordable.
Renting is now significantly more affordable than buying a home — by one of the widest gaps ever recorded 🚨🚨
0
0
3