I was hungry that afternoon. No energy to cook, nothing left in the fridge. So I decided to order food online, just some jollof rice and chicken. Clicked “proceed to payment” and that’s where the problem started.

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The project has just launched and the waitlist is open. Even learning about it got me excited. No more failed transactions, no more FX problems, no more bank limits; just instant, smooth payments for meals, subscriptions, online shopping, anything.

Then came TokiCard, a fintech project that could finally fix this. A virtual card that lets you fund it with crypto like USDT or local currency and spend anywhere in the world. Finally, a way to use crypto for everyday life, not just holding or trading.

It made me realize: crypto promises freedom, but in reality, it’s not that free. If I can’t spend it when I need it, then what’s the point? The real problem isn’t money; it’s access to actually use it.

The ironic part? I had crypto sitting in my wallet — USDT, neat and ready. I could trade it, move it or check my balance… But I couldn’t use it to buy a simple meal. That was painful.

I tried my second card. Same issue. Even my friend offered to pay with hers....rejected. At that point, hunger and frustration had teamed up. I just sat there staring at my phone.

First attempt....failed. Second attempt....failed again. My bank app displayed: “Transaction declined.” I had money in my account. So why couldn’t I pay?

Happy Sunday CT 🙏🏽 New week, new grace. Take it slow today. God’s already ahead of you.

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