Protecting What Matters Most | Your trusted Brea insurance agent, here to safeguard your future and give you peace of mind!

Protecting What Matters Most | Your trusted Brea insurance agent, here to safeguard your future and give you peace of mind!

Know the different contractor bonds available and choose the one that fits your project needs perfectly. Ensure contractors hold the proper licenses bonded by the state to avoid legal issues and...

Employer’s liability insurance covers an employer’s legal expenses if an employee sues over a work-related injury or illness. It is often included in workers’ compensation policies but protects the...

Understand Your Risks: Identify the specific risks your business faces to tailor your liability coverage effectively. Choose Adequate Limits: Select coverage limits that reflect potential financial...

Adapt payments to your actual payroll and cash flow, avoiding large upfront costs and improving budget management. Pay as you go allows for smaller, more manageable payments throughout the year,...

Identify potential cyber threats specific to your business size and industry to tailor your liability coverage effectively. Ensure your insurance policy includes protection against data breaches,...

Know what Errors & Omissions insurance covers and why it's essential for contractors to safeguard against claims of negligence or mistakes. E&O policies help contractors avoid costly legal fees and...

Protecting What Matters Most | Your trusted Brea insurance agent, here to safeguard your future and give you peace of mind!

Know what Inland Marine covers: transportation, equipment, and tools off-premises, essential for contractors working on various sites. Evaluate your equipment and project locations to identify...

Identify the specific excess insurance requirements your vendors demand to tailor your policy precisely to their standards. Choose excess policies that effectively bridge coverage gaps and offer...

Know the specific bond requirements for your project to avoid overpaying for coverage you don’t need. Improve your credit score as it directly affects your bond premiums, leading to better rates from...

Familiarize yourself with state-specific reporting rules to ensure compliance and avoid penalties in workers compensation claims. Record all details immediately after an incident, including time,...

Know the maximum amount your policy will pay to avoid unexpected out-of-pocket costs. Review and adjust your coverage as your business grows or changes to maintain adequate protection. Consider...

Identity theft is rising, with criminals using personal data for fraud. Protect yourself by using multifactor authentication, strong passwords, and being cautious with personal info online and...

Businesses adopting green practices benefit from lower energy costs and improved reputation but face higher costs and risks. Insurers offer green endorsements for commercial property insurance,...

Determining adequate business insurance involves assessing risks like liability, property damage, cyber threats, and industry-specific hazards. Coverage should align with asset value, business size,...

Inland marine insurance covers products, materials, and equipment transported over land or temporarily stored offsite, protecting against risks like collisions and cargo theft. It’s essential for...

Know the scope of your professional liability insurance to protect against specific risks in your industry. Identify the common professional errors that could lead to claims and address them proact...