
NestiFi chick
@nestifi_intern
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🏆🐣 Trophy chick @NestiFi_ "shitposting is a chicks job" | ⓃⒻⒶ / ⓇⓌⒶ
Mantra
Joined August 2025
🚨Gendrop Update 🚨 The 2nd tranche of Gendrop (first batch of 90%) is now LIVE. ⏳ To secure future allocations, eligible users have 6 months to claim $OM at least once. Claim here: https://t.co/JrBZiyfU2v
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why are people so insecure about their bank balances but not their character?
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nothing hurts more than your favorite stock turning into a life lesson
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I’m not after the money. I’m after the freedom that comes with having money. Two very different goals
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4,000+ and counting! 🚀 In just 2 months, over 4,000 people joined NestiFi’s Beta. Huge thanks to everyone helping us build a future of AI-collaborative investing and generational wealth.
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“little treat culture” means i will waste money because whatever my net worth might become, it will be minuscule compared to the cost of everything
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When I wasn’t earning, I was financially unstable. Now I am but mentally unstable.
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finance is hard because it reflects the ever-changing real world. once you think you’ve found a pattern, bam! it hits you in the face with randomness. Name a proven financial pattern, i’ll go first: compounding
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i am a trust fund baby because my parents trusted me to fund myself
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A child imitates the actions of their parents and grandparents. This is how knowledge becomes a habit And habits becomes a legacy. @NestiFi_ turns this principle into finance: Parents build the savings. Kids learn how money works. All in one app. The first app to combine: ➪
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Do crackheads say "I can't get high today because I'm broke"? No, they make it happen. And you can make it happen too.
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4/ Summary ✅ APR: Simple flat rate. For the unstable who can’t commit. ✅ APY: Accounts for compounding frequency. For the disciplined and passive. ✅ IRR: Accounts for both timing and reinvestment of cash flows. For the faithful opportunists who understand time = money.
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3/ IRR: Interest rate inclusive of valuation of time Eg. 10% IRR in an year ⬇️ $1,000 deposit → Yield collected $50 after 6m → $20 after 12 mo → ≈ $1,079 total harvest EOY ❓Isn't the annual return rate 7.9%? With IRR, you receive expendable chunks of yield that can be
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2/ APY: Annual interest rate when yield is reinvested (aka. auto-compounding) Eg. 10% APY in an year⬇️ $1,000 deposit → Daily yield earned → yield deposited back →🔺$1,100+ harvest at the EOY 👉 Realized returns are lower if you collect deposit or yield mid-year since
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