Systematic Investment Plans (SIPs): Variants and types
📌SIP is a type of investment that has periodicity and quantum fixed as a rule. Its a proven method of wealth creation over long term
Types of SIPs:
1. Regular SIP - denotes investing a fixed amount at decided intervals…
AmazonPay wallet is one of most versatile wallets next to paytm may be..
It's important to know platforms where such GVs are available to utilise the platform discount+ card cashback
Can't share these platforms openly for CC community interest.
DM me (follow, like retweet must…
My Investment avenues for passive income (Many r risky).
Advice : invest only the investable surplus i.e you shouldn't be at loss even if u loose the principle amount.
1. Mobikwik Xtra - 12% or 12.99% returns pa P2P..
Sign up here
After Signup, invest…
Hdfc debit card bill pay 1% cashback discontinued?
Option to pay via Hdfc debit card on Hdfc bill pay is not available since today morning.. The 1% cashback era is gone now?
Apparently, Mobikwik also changed it's PG and merchant name is shown differently which is not earning…
Credit card affiliate programmes :
Wish to apply or refer a card to someone. You can earn while doing so with affiliate programmes.
These are collaborations between credit card companies and third-party websites or individuals to promote for potential customers and get reward
Best Lifetime free Rupay credit cards, or low fee waiver criteria cards
1. Tataneu (if u can get LTF)-
2. Axis kiwi card
3. IDFC power card - 199 is 1st year fees, 2nd yr fees can be waived on 50k spends
4.…
Standard Chartered Bank Credit Cards have been underdog in the light of devaluations
SC offers 5 type of cards, and it's ultimate, smart cards r best IMO with practically no Exclusions in earning cashback/Rewards.
Apply
You get:
✅ Little Exclusion…
Ganesh chaturthi : offers galore
Festival offering with increased paytm cashback only for today on various credit cards.. All ur vignas in credit card applications won't affect u today.
1. Apply Axis Flipkart credit card to get 500 paytm cashback
2.…
Dhamaka offer : Amex * 1+1 movie offer
Lets make this long week more fruitful with delightful movies.
Apply American express credit cards through my link
Get 1+1 movie tickets booked from my side
Rules:
1. Theatre should be listed on Paytm or…
💳Easily approved credit cards for January 2024
📌As a monthly exercise for
#ccgeek
#ccgeeks
, a compiled version on receiving feedback from various users, followers and personal level, following are the easily approved cards for this month..
🌴You can try to get these much…
5X reward points with gold charge card on Amex reward multiplier..
Offer running till 2nd October on apple products
👉 Get Apple Pencil free with iPad
👉 Get Airpods free with Mac
👉 20% off on AppleCare+
Don't have Amex cards yet, apply through the referral for first year…
Top spender campaign from HDFC Bank..
Link
21st September 2023 to 10th October 2023 (POS or Online) and Top Spender is selected.
Apply for hdfc credit cards
Apply for Swiggy HDFC Card -
#ccgeek
#ccgeeks
Dining offers with Amex cards on Paytm deals..
Some unique restaurants r listed on Paytm deals with discount offers from Amex... Restaurants, cafes not listed on eazydiner and Dineout r part of it.. Although limited to few major cities only..
Get ur Amex card right away here…
New Taj hotel at Delhi Airport:
IGI Airport terminal 3 to get a 400-rooms Taj Hotel close to Aerocity.
The new hotel will be IHCLs 15th hotel across Taj, SeleQtions, Vivanta and Ginger brands in NCR.
IHCL has l partnered with Chalet Airport Hotel Pvt Ltd for this hotel…
Earnkaro big earning days..
Rsgister here and share deals within ur network to earn commission and stand a chance to win big..
CashKaro is another sister app u can consider registering
#ccgeek
#creditcard
#ccgeeks
#NWcrazydeals
SBI card : lifetime free retention offer
As part of the festive season, banks are very aggressive in card approvals, limit enhancement and showering retention offers.
Some of my followers have reported their sbi cards converted to LTF..
Can DM me for process (nothing illegal…
Must have credit cards for all
#ccgeek
#ccgeeks
As everyone knows there is no all size fit rule, but I strongly feel one should have at Max 6-8 cards that can be maximised...
Having more or too less cards is not desirable in present day times..
My analysis spans 3 categories
📌All those who have suffered from TataNeu account blocking may DM me for higher up emails..
🎊They started to hear our call and unblocking the accounts slowly once u email them..
🌴Good luck.. Pls like and retweet for max reach
#ccgeek
#ccgeeks
#AvGeek
#AvGeeks
🎉Many new banks have been added to our dear HDFC
#Billpay
like IDFC, SBM, AU etc
👉Our requests are honoured in this long pending issue by HDFC
📌Now u know where to pay ur credit card bill.
🌴Soon I will come out with an updated bill pay avenues for max benefit.
💥Pls like,…
Gift cards purchase on Paytm (read on full tweet)
Paytm has wide collection of gift cards on its platform with instant discount ranging from 1%-11% ()
You can use sbi cashback card to get 5%, but provided the MCC is of online eCommerce merchant only.…
Biggest Airlines of Asia (number of passengers served for 2022 year)
1. Indigo - 76.7m
2. China Southern Airlines- 61.6 million
3. Emirates- 43.6 million
4. China Eastern Airlines- 2.5 million
5. Air China- 30.4 million
6. AirAsia Group- 34.2 million
#avgeek
✨HP pay vouchers are back on HP pay app - instant vouchers section..
⛽Now u know how to get the maximum out of ur fuel spends.. If u don't know yet, can DM me.. Having the knowledge open in public may jeopardise the availability in future..
#ccgeek
#ccgeeks
LTF scapia credit card from Federal bank being approved like hot cakes
Before applying pls note:
1. Existing federal bank customer availing credit card/loan are not eligible for the card
2. People with more than 5 cibil enquiries in last 6 months are not…
📌Insurance premium using credit card
💳I get many DMs on how to pay insurance premium especially LIC payments using credit cards as none of the platform r accepting using CC and those accepting r charging hefty platform fees.
✅I recently paid close to 40k using my Amex card…
💳Unsung knight of credit cards : AmpliFi by Fi - powered by Federal bank
🌹Amongst the plethora of (mis)information about
#creditcards
on various fora, some of the credit cards tend to be underlooked at times.
👉Most comprehensive and bookmarkable post on Fi-
#AmpliFi
issued…
Lifetime free | Zero Forex Markup | Great Returns:
✔️ Enjoy the card with no joining or annual fees at all.
✔️ Complete digital application with no paperwork at all.
✔️ Earn 10% Scapia coins for all qualifying online and offline transactions.
✔️ Swiftly use your rewards for…
Reliance buys out 'METRO cash and carry' India business for 2850cr..
The acquisition includes 31 stores + related real estate. It gives major headstart for Jiomart and it's expansion to tier 2 cities too.
Have u been to METRO anytime?
What makes it different from Dmart?…
💳HDFC Infinia addon card : Questions and Answers
🎉After coming to know about different card and priority pass numbers for addon members from our dear
@iSatishAgarwal
, i was little lazy to try earlier..
👉 But after reading troubles faced by
#ccgeek
#ccgeeks
over last few…
📌How to close
#Paytm
fastag
✨Steps:
1. Visit ur fastag section
2. Right side top corner, press help (pic 1)
3. Choose the last option ' queries relating to updating fastag profile' - pic 2
4. Choose ' I want to close my fastag'
#PaytmPaymentsBank
Axis Airtel credit card: most useful for airtel customers & utilities
Many followers r asking ways to get this card, if not offered on the app
I know a way that worked for one, whom I guided.. Not sure, if it works for all.
Happy to help everyone over DM.. Follow pls
#ccgeek
HDFC credit card offer : Super deal
Simply use HDFC Credit Card for 2 times for min. Rs.500 each and get vouchers worth Rs.1000 from Amazon, Flipkart, Bigbasket, Swiggy, Zomato and more
Offer Link
Apply for hdfc credit cards
RuPay * Amazon Friday offer
👉 20% Instant discount on recharges.. Had been extending continuously.. Use it while it lasts.
👉Open Au bank Zero balance account and get RuPay debit card 👇👇👇👇👇
👉Open Account with ₹5001 deposit. U can choose to keep…
CVV free transactions launched by RuPay :
NPCI announced option to do e-commerce online transactions without the need to input CVV for its tokenised RuPay Debit, Credit and Prepaid cards line up.
#ccgeek
#npci
#rupay
Kotak league credit card : be sales ready
🆓 Lifetime Free Card - 0️⃣ joining fee and 0️⃣ annual fee
🏆 Premiere Rewards Program - up to 8 points for each ₹150 spent
⛽️ Fuel surcharge waiver - get up to ₹3500 waiver in a year
🎟 Milestone benefits - get…
Moving on from Magnus era, what will be the next best go to card in ur portfolio?
My list is here
Utilities - axis airtel, axis ace
Online/offline - Infinia
Govt payments-idfc wealth
Fuel, Others-Amex cards
#ccgeek
#creditcard
#ccgeeks
#magnus
#axismagnus
@ek_virus
@IDFCFIRSTBank
That's why I don't use credit cards directly at fuel stations..
I use Amex cards indirectly for fuel expenses and can get 7-8% returns easily.. No headache of surcharge or refund of charges etc.. Lot better than fuel cards IMO
🎁Diwali Random giveaway : free shipping
📌Rules:
1. Should be following
2. Like and retweet the post
3. Comment ur desired color with
#nebulaworldgiveaway
🕹️Results will be announced on 12th Nov 2023
#ccgeek
#ccgeeks
#NWcrazydeals
💳R u looking to get a Citi credit card?
🌴But wondering how to get one, since it's merged into Axis last year..
📌No worries, ikea Citi credit card is still being issued and all the Citi offers r applicable to it.. It can be route to upgrade to other Citi cards
👉U can apply…
Sweet gesture from Amex : playing cards for both referee and referer
Yet to make decision on Amex.. U r wasting time I would say.. Plunge into Amex world immediately and DM me for all kinds of help..
Apply here
#ccgeek
#creditcard
#ccgeeks
India's 1st numberless credit card from Axis bank * Fibe
The cobranded Rupay card comes with no card number, expiry date, or CVV printed on the plastic card and can be linked to UPI too.
Complete control over information and card details are accessed through the Fibe app…
Dear all,
Based on my good friend's advice, iam taking down my tweets about the LTF tricks (although all were legal tricks).
This doesn't affect my credibility in any manner . Such tricks does more harm collectively for CC enthusiasts as a community.
I hope you all will…
📌Credit Card Bill payment methods: Compilation
🍀Since the last post, there have been many changes to reward rates and T&C
👉This post tries to list out some of the best available debit cards to get max out of bill payments
#ccgeek
#ccgeeks
RT🔁
Ultimate guide for the credit card bill payment
Pay via netbanking/NEFT/IMPS (no cashback)
Let's dive in to know all the available platforms
1) CRED - some chillar coins
2) Paytm - decent cashback in the starting of the month
International Driving License in India
international driving permit (IDP) serves as a translation of your domestic driver’s license and allows you to drive abroad.
It's broadly agreed that, this permit is required in non-English speaking countries as indian DL is in English
CC bill using Rupay UPI credit card is patched in all applications
It's a much needed move, as with the gaining popularity and usage, these kind of plugging is imminent..
#ccgeek
#ccgeeks
💳Easily approved
#creditcards
for December 2023
🌴As per feedback gathered from many sources, following cards have high propensity for easily approvals this month..
📌With another 2 working weeks left, it's adviced to apply quickly before the end of this quarter
👉 Apply only…
HDFC tataneu credit cards are being converted to LTF on request, if your usage and relationship is very good with bank.
Be a good customer to demand anything from Bank.
#ccgeek
@sagarbandodkar2
Nodal officer list compilation on CIBIL website
Did u know that cibil has collection of nodal officer details of various banks and financial institutions
Bookmark the tweet for future reference..
#ccgeek
#ccgeeks
#NWfinanceCredit
#NWdiduknow
💥Indusind savings account : Zero balance account
✅ Minimum deposit is 1000 and debit card fees is 500+ GST = 1590
✅ Once funded and successfully opened the account, transfer the amount to other bank, request closure of physical debit card and request for free digital debit…
Vouchers on discount : HP pay..
Gyftr is native app on HP pay with good discounts on few vouchers.. Can check on festive occasions for more discounts..
DM me for Amex fuel workaround...
#ccgeek
#ccgeeks
Sukanya Samriddi Yojana (SSY) vs. Mutual Funds (MF) investing through SIP
Let's compare the famous investment options available with us . In order to compare the two different investment options , some assumptions are taken into consideration
1. ROI on SSY = average 8%
2. ROI…
HDFC credit limit increase..
Many followers have reported LE via net banking..
Check for offer on netbanking or directly here
Apply for hdfc cards-
#ccgeek
#creditcard
#ccgeeks
Axis Magnus+ EazyDiner : Birthday benefit
Three benefits r offered during birthday month for magnus holders (see pic)
Apply for magnus
Install eazydiner -
Call on 7669004444 to avail these benefits if not recieved
#ccgeek
Ultimate guide for the credit card bill payment
Pay via netbanking/NEFT/IMPS (no cashback)
Let's dive in to know all the available platforms
1) CRED - some chillar coins
2) Paytm - decent cashback in the starting of the month
Infinia-Accor redemption experience :
Recently, i had been to Novotel Imagicaa khopoli all paid out from Infinia points uncluding the F&B.
Lets unroll the step by step process :
1. Go to the link
@TechnoFino
@MilesPointsCard
@drgrudge
Axis bank portals for various benefits
1) Cashback on Online Shopping
2) discount on dining at Restaurants
3) multiplier rewards on Gift-Cards purchase
Apply for magnus here -
💳HSBC Unveils new upgrades on its premier metal and cashback cards
💰Fees has been increased to :
Premier card : joining fee is Rs 12,000 and annual fee is Rs 20,000
Cashback card : is Rs 999+ GST
📌With premier card, u get unlimited domestic and international lounge access…
🚨(MUST READ) about this Super app to earn extra on everything: Topcashback
✈️Do u travel a lot via revenue or redemption on Hotels like Accor, Marriott Bonvoy , IHG etc Airlines like United , Qatar etc or Shop on various e-commerce websites ?
📌Then this post is for you .…
✨What's ur strategy and plan for the new financial year?
📌 I will go 1st:
1. Step up my MF contributions by 20-30%
2. Keep accumulating SGB through secondary market
3. SSY, PPF, NPS to continue
4. Withdraw and exit all of P2P investments - considering their inherent risk
5.…
How to delete a cheq account
Simply mail to support
@cheq
.one,
contact
@cheq
.one, in the below template and take in writing that ur account and data is deleted from their end...
Slow death by thousand Cuts: story of CheQ
Jockey and prestige vouchers r gone..
Read the trailing tweets to know the saga of CheQ and it's eventual demise
💯Axis amaze zero balance account : Pay for a more rewarding account
Opening link
Benefits:
✅ Zero Balance Account @ ₹200/p.m. or ₹2,200/p.a
✅Welcome benefits worth ₹5999 on Amazon Prime, Swiggy, BookMyShow & Uber
✅No Charges on all bank ATM…
✨No more free lunches at Domestic lounges : HDFC bank
🎉Earlier the Rs. 2 or Rs. 25 was deducted and refunded immediately as authentication respectively for visa and mastercard variants
👉But Effective next year, the Rs. 2 is not refundable anymore..
#ccgeek
#ccgeeks
Tata Neu has announced the Grand Sale | 10th-13th October 🛍
👉 up to 70%* off on fashion, grocery, travel, electronics etc
👉 Double dip ur spends with TataNeu Rupay credit card
✅DM me for the legal way to get LTF tataneu credit card not the TCS trick (risky and can be…
Found this cool app from
@MagnifyClub
(no promotion)
Small app, great functionality, no privacy concerns as u can register via email (no need of phone number)
Seems to be updated as per the industry changes.. Do check it out..
#ccgeek
#ccgeeks
Process to delete CRED account..
Stepwise process see pic 1.. U will get two options - deactivate (can reactivate with same number in future and Coins remains intact), delete (regular deletion, have to Signup afresh in future)
U wil get a call from CRED care.. They will ask..
🍴Aviserv Arrival Lounge: Mumbai international airport
📌Few people know that lounge can be accessed at arrivals and more so, very few airports have them in India.
💥Mumbai, Delhi are only ones that I have seen (comment for a divergent opinion) 🧵
#ccgeek
#ccgeeks
#AvGeek
Seatguru website review:
is by TripAdvisor and helps you with chart of seats of almost every airline in the world.
U can directly book on the website too and has some good deals at times.
Narrow body, wide body Airlines and the leg room between each…
DBS bank offering 7% interest rate on Savings account.
Bank is offering 7% annual interest rate on savings account balances exceeding Rs 3 lakh and up to Rs 5 lakh
Highest FD rate is also 7.5% pa.
♾️Rotation of credit card money via rental, tuition fees etc is under
#RBI
lens now
It's discouraged to do such transactions, more so when banks have tightened it with charges + no rewards
With rbi stepping in, no wonder if there r mass cancellations
Getting repeated spam/telemarketing calls and SMS?
Here is what must be done immediately.
1. Activate DND by calling/SMS 1909
2. Install TRAI DND here to report the calls/SMS
3. Many banks/financial institutions maintain whitelist/do not call register
💳Newly launched Spark range of credit cards from DBS bank : One stop post for all the info
📌Note: These credit cards are offered to its savings account holders only at present . You can easily open a account online via - and get upto 250 worth amazon…
Global Value Programme: the Covert value rich facility from HDFC Bank..
Let's get into the nitty gritties 🧵
GVP can be considered as most affordable, globally best value programme from HDFC bank on its credit cards. It's a subscription based programme, not often highlighted
HDFC diners club black metal credit card : Master stroke
With the kind of LTF cards distributed on Alumni offers by hdfc over last few months made way for this metal edition.
With same 10k fees, DCB metal finds a right spot between plastic and infinia.
…
Gild credit card is offer lifetime free now (limited time):
It is a secured FD based credit card issued by SBM bank and returns are in digital gold rewards (Apply here -)
Features and fees read below
#PBKSvsDC
#MissionImpossible
#NTR30
#XUV700
PAYBACK has taken a new avatar 'Zillion'.
👉It's a multi brand loyalty platform with added feature of Utility payments
like mobile & DTH recharge, Fastag, water & electricity etc
👉Points earned can be redeemed at select retailers within the loyalty program, like HPCL,…
🥇Random giveaway : 1 winner only..
Rules:
👉Following my handle
⚡Liked and retweeted this post
📌Random winner will be announced at 10pm tonight (17th Oct)
#ccgeek
#ccgeeks
#NWcrazydeals
💳Easily approved credit cards for November 2023
⚡As per feedback gathered from many of my followers and friends, following credit cards r being approved easily. Many got even without income docs or physical verifications.. If u had plans to apply for any of them, this is right…
Nodal officers list on CIBIL
Did u know, cibil website hosts the contact details of nodal officers of various banks and financial institutions
Check out
How many of u have taken
#cibil
subscription and r u getting value back on it?
#personalfinance
…
Ever wondered what's these 5 digits mean on the train compartments?
Let's decode :
The first two digits of 5 digits indicate the year of coach manufactured and last three digits indicate the category of this bogie.
001-025 : AC First class
026-050 : Composite 1AC + AC-2T…
Much needed feature from Paytm wallet on UPI..
Heads up my
@AbhiChtrj
for the info..
Now pay to any QR directly from ur wallet itself.. So many other apps already support this feature like Mobikwik etc
#ccgeek
#ccgeeks
⛽Free petrol offers from TimesPrime
📌Check ur time prime account for offers on park+ petrol offer.
🌴Did u know that u get free timesprime memwnrship with Visa signature card..
👉Apply for indusind legend card issued on Visa signature variant, now offered LTF.. Get…
Not earning anything on ur UPI payments.. U seem to be in oblivion about the tataneu HDFC credit cards..
Now u start earning even on as low ticket payments as Rs. 34 on tataneu Rupay credit cards via UPI.
Apply today for FYF or LTF offer
Use Code -…
Giveaway Alert: Lets celebrate the love showered on this handle, a strong 1500 community in 2 months.
Rules: Follow, like ,RT and comment below ur preferred choice of coupon
Announce date: 4th June 2023
Lets see the giveaways coupons:
PhonePe, Google Pay and Paytm command 97% of UPI transactions in April : NPCI
NPCI April data revealed that, the 3 apps together processed 862.54 Cr UPI transactions worth INR 13.39 Lakh Cr in April 2023.
PhonePe has 50.47% market share in terms of transaction value, while…
CRED in talks to acquire kuvera
After venturing into myriad segments, it appears that CRED is in talk to investment platform Kuvera to give direct competition to giants like groww, Zerodha..
Did u feel atleast now the cred Coins will be redeemable on kuvera?
#NWstartupnews
…
Since Axis Ace is devalued, what other alternatives r left in market?
Taking unlimited cashback on utility payment as paramater, I could list these two cards as alternatives.
Do comment, if any others exists
1. Axis Bank FreeCharge Plus Credit Card [Invite Based Only] - check…
JioCinema Unveils it's subscription plans :
Weeks after Jio disrupted the market with news of Reliance’s Viacom18s content deal with Warner Bros for HBO series etc, it now unveiled yearly subscription plan for Rs. 999
Do u feel, JioCinema will disrupt the OTT market just like…
📌Hong Kong diaries
#1
: travel
🕹️Let me begin to share my beautiful journey to this amazing island region of Hong Kong.. Its a bustling financial hub, fast moving people and connected lives
✈️There are mulitple airline options from India including recently started vistara 🧵
Magnus devaluation.. Immediate steps
1. April bonus credited.. So plan and start transferring
2. If u can complete the July milestone, do it, otherwise don't chase if u r far from 1 Lakh spends..
3. Consolidate the balance points by mid August, initiate immediate transfers
💆Spa access with IDFC wealth credit card..
📌These are the 3 therapies u can avail complimentary for 4 times a quarter with wealth card
🕹️Being LTF it's a great card to hold. Can apply c2c also
🍀What r u waiting for.. Apply here
#ccgeek
#ccgeeks