Murtuza J Merchant
@murtuza_merc
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Crypto and Blockchain professional @YellowMedia_HQ Ex- @CoinTelegraph @Decrypt @Benzinga
London, UK
Joined July 2013
This matters more than people realize. Fee-free stablecoin ramps across Europe means DeFi just got actual accessible infrastructure in a regulated market. Not "technically legal if you squint" - actually compliant. This is what institutional adoption actually looks like. Not
Aave just got MiCA approval and is launching fee-free stablecoin ramps across all of Europe! Regulation + DeFi isn’t a contradiction anymore, it’s the new standard. What do you think this means for stablecoins and user growth in the EU?
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The most underrated skill in hiring: recognizing when someone's just good at interviewing. They have perfect answers. They know exactly what you want to hear. Their portfolio looks impressive. References check out. Then they start and it becomes clear: they're phenomenal at
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Most tokenomics are designed to benefit early investors, not create sustainable value. Team gets 20% with 1-year cliff, 3-year vest. Investors get 15% at 30% discount with 6-month unlock. Advisors who did one intro call get 3%. That's 38% of supply going to people incentivized
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A16z will write a 50-page thesis on why they invested in a protocol, watch it collapse six months later, then quietly remove it from their portfolio page like it never existed. The blog post stays up though. Gotta maintain that "thought leadership" while the actual leadership
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The fastest way to spot a team that's about to implode: when leadership stops asking questions and only gives answers. Early stage, founders are curious. They ask the team what's working, what's not, where the bottlenecks are. They listen more than they talk. Then something
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Have you tried @YellowMedia_HQ for the latest takes on the markets? Reporter Kostiantyn Tsentsura sees "strong conviction among institutional investors" despite a broad sell-off. https://t.co/EUl6jogJrJ
yellow.com
Ethereum crashed 10% to $3,200 but whales accumulated $1.6B worth of ETH while long-term holders sold 45,000 daily, creating market divergence.
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Implement safety mechanisms in the asset contract also means trusting whoever controls those mechanisms won't abuse them. We're not eliminating trust. We're just moving where we place it. Decentralization theater vs actual resilience is still the same tradeoff it's always been.
The safety mechanisms to deal with hacks have to be implemented in the asset smart contract. Like token22. Otherwise DeFi at global scale just won’t work. The complexity of the human world has to go somewhere. If it’s not expressed ahead of time in software there is
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Founders will make the worst decision possible, watch it blow up in real-time, then post "sometimes you have to make tough calls that not everyone understands" like they're Steve Jobs instead of someone who just burned $2M on Instagram ads for a product with no PMF.
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There's a middle ground he's not addressing: Uniswap doesn't need constant parameter adjustments like Aave does. Lending protocols have active risk that requires ongoing governance. Uniswap's AMM mostly just... works. The real question isn't centralized vs decentralized
My concerns around the Uniswap Labs proposal: While I appreciate Hayden’s and Uniswap Labs’ commitment to refocusing attention on the Uniswap protocol, and while that may be the right direction for them, I find that the proposal does not lead to the best outcome when applied
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The worst advice that keeps getting repeated: "just keep shipping features and users will come." No they won't. You know what happens when you keep adding features nobody asked for? You build a bloated product that's confusing to use and impossible to maintain. I've seen teams
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Bitcoin hit $96k as $1.2B in positions got liquidated. Fear & Greed Index: 22 (extreme fear) ETF outflows: $870M (second largest day ever) 248k traders liquidated But here's what analysts are saying: Some see bottom within 7 days. Others say we test low $90ks before recovery.
yellow.com
Market analysts say the latest crypto selloff stems from a combination of macro-driven risk aversion and heavy leverage unwinding, with several pointing to specific price levels and liquidity...
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The number of crypto projects that treat their token launch as the finish line instead of the starting line is the reason most of them are dead within a year. Everything leads up to TGE. The hype. The community building. The partnerships announced. The influencer campaigns. The
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Bitcoin has printed 15 red candles in a row on the 15 minute chart.
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Most crypto projects fail because they're solving problems the team finds interesting, not problems users actually have. "We built a decentralized file storage system with quantum-resistant encryption and cross-chain verification." Cool. Who asked for this? What problem does
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A DAO will spend 6 months and $200k in governance votes deciding what color to make their new logo. Then the founder's multisig unilaterally sells $5M from the treasury and posts "had to move fast for strategic reasons." Decentralized decision-making only applies to things that
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🇨🇿 A new milestone for Bitcoin adoption! The Czech National Bank has officially become the first central bank in the world to purchase Bitcoin, a landmark moment that signals how digital assets are shifting from speculation to state-level strategic reserves.
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🚨 THREAD: Anthony Pompliano could make as much as $400 million from ProCap. And if the stock drops — even if it plunges 75% — he could still make tens of millions. At Unchained ( @Unchained_pod ), @Steven_Ehrlich ’s investigation reveals a compensation structure raising
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Grayscale Investments just filed for an IPO. $35 billion in assets. 40+ products. Going public on the NYSE. But here's what caught my eye in the S-1: Revenue down 8.5%. Net income down 42%. And this is after converting their flagship Bitcoin Trust into an ETF. They're still
yellow.com
Grayscale Investments Inc. on Thursday filed a Form S-1 registration statement with the SEC to pursue an initial public offering of its Class A common stock on the New York Stock Exchange under the...
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At this point... Kamino is just giving you a free money 1⃣ They scale CASH rewards from $600k to $800k in partnership with Phantom Then ONyc USDG/USDC multiplies brings around 20% yield with only 2x multiply 2⃣ PYUSD borrow curve has been flattened (it opens up over $200m
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Someone will have "10+ years in crypto" in their bio then you check their LinkedIn and it's 2 years at Coinbase as a customer support rep and 8 years of "advising projects" with zero outcomes listed. Crypto years are like dog years. Everyone rounds up and nobody checks the math.
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