Mike Mills
@mikemillsMTG
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Mike Mills hosts The Texas Real Estate & Finance Podcast and Sales Leader for Service First Mortgage. NMLS#166487 Equal Housing Opportunity NMLS#756263
Mansfield, TX
Joined August 2009
Solo vs. Team — which model really wins in 2026? 🏠 Realtor Lauren Kerschen breaks down how agents can balance freedom, structure & tech to scale in a shifting market. Watch the clip 👇 #RealEstate #RealtorTips #TexasRealEstate
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Solo vs. Team — which model really wins in 2026? 🤔 Realtor Lauren Kerschen breaks down how agents can balance freedom, structure, and AI tools to stay ahead in a shifting market. Watch the below 👇 #realestatetips #RealtorTips #TexasRealEstate
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New Episode! "Solo vs Team Realtors: Finding Your Best Path in 2026" Are you better off building your brand as a solo agent—or thriving within the structure of a team? With the 2026 housing market w… Player links & show notes:
thetexasrealestateandfinancepodcast.com
Solo vs Team Realtors — which structure builds more momentum, solo freedom or team support? Find out how to grow in 2026.
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LIVE: Solo vs. Team — The Real Estate Dilemma Every Agent Faces
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Stop waiting for rates under 6%. When it drops: → Competition doubles → Good homes = gone → You're waving contingencies again The move: Act like it already happened. Get fully underwritten. Know your limits. 80% match? Write the offer. Move first, not fastest.
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This is from my weekly market update segment "Mike's Mind" where I connect dots between finance, housing, tech, and cosmic chaos. Full video: https://t.co/OPTdDkezhf What's your take—is gold predicting something banks won't say? #MikesMind #RealEstate #FederalReserve
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Oh, and NASA's considering nuking the moon in 2032 to prevent an asteroid impact. An interstellar object is blinking Fibonacci sequences at us. ust another Tuesday.
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On the tech side: - AWS outage took down half the internet (X stayed up, naturally) - ChatGPT now integrates with Zillow, Spotify, Canva, Shopify - CRISPR successfully edited human genes inside the body We're living in the future. A weird, expensive future.
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Here's what else happened this week: - Jobs data quietly revised from +54,000 to -3,000 (NEGATIVE) - Greystar settled $141M rent-fixing lawsuit - First-time homebuyers hit record lows - 33% of DFW homes now have price cuts
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The Fed created $300 billion last week to "stabilize" banks during the shutdown. Meanwhile, the deficit hit $1.8T and interest payments crossed $1T annually. But sure, everything's fine. 🙃
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Gold up $170. Fed prints $300B. Jobs revised to -3,000. BofA: "Recession fears lowest since 2022" Someone's lying. New Mike's Mind segment 🧵👇
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💰 The real reason mortgage rates won’t drop soon? $37 trillion in U.S. debt. Mike Mills breaks down how massive borrowing drives rates & why Realtors shouldn’t wait for a “rate cut miracle.” 🎧 Watch → https://t.co/FD65oyrCnN
#MortgageRates #TexasRealEstate
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New Episode! "The Truth About Mortgage Rates and Debt in Today’s Housing Market" Mortgage rates are haunted by a $37 trillion debt—and Realtors need to know why. In this week’s episode, Mike Mills b… Player links & show notes:
thetexasrealestateandfinancepodcast.com
Mortgage rates and debt explained: Mike Mills reveals how U.S. borrowing impacts housing, buyers, and Realtor strategy in 2025.
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BROKERS/TITLE COMPANIES: Want this for your office? 2-hour CE class. Your agents learn to: Build AI systems (not just use prompts) Save 5-10 hrs/week Never miss deadlines Draft in their own voice DM or text 817-689-6079 to book 📅
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Agent reviews: ⭐⭐⭐⭐⭐ "Game changer for client interactions" ⭐⭐⭐⭐⭐ "Fire hose of information" ⭐⭐⭐⭐⭐ "OMG this was so good!!!" 2 hours CE credit. Worth every minute.
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Big thanks to sponsors: SUBI - AI transaction coordinator (Hannah Fentriss) Fidelity National Title - Julie Walter Proco Roofing - Sara Lemly (brought lunch + we went to HS together!) Hosted at BOSS coworking in Grapevine 🙏
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Real example: Agent asks AI to draft buyer intro email. AI automatically: ✓ Writes in agent's voice (learned from examples) ✓ Includes agent's preferred lender info ✓ References agent's target market ✓ Matches their formality level 30 seconds vs 20 minutes.
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Each agent created a ChatGPT Project with 10 strategic docs: Their personal profile (voice, style, referrals) TX buyer timeline Email templates Contract guides Market data tools The AI now knows THEM - not just real estate in general.
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Just taught 20 realtors how to build AI buyer transaction assistants. Not basic ChatGPT tricks - actual intelligent systems that know their voice, track deadlines, and draft personalized client comms. The "aha moments" were 🔥 Thread on what we built 👇
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40% of Realtors say they’ve feared for their safety on the job. Cathy Hickman shows how SafeAgent uses real-time alerts & check-ins to protect agents in the field. Full convo → https://t.co/1ROGOEiLNL
#RealtorSafety #RealEstate #Texas 🏡
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