The Fed Cut Rates — So Why Didn’t Mortgage Rates Drop? The Fed cut rates, but mortgage rates didn’t drop — the opposite of what many expected. Inflation has come down, but not enough yet for long-term rates to move lower with confidence.

Gratitude starts at home. If you’re thinking about buying or refinancing, I can help with personalized mortgage options. Michael D. Steller – Mortgage Broker 720-224-1679 #MortgageBroker #HomeFinancing #ColoradoMortgageBroker #Homeownership

Mortgage rates nudged slightly higher again this week and are holding in the low-6% range. With Thanksgiving week approaching (typically a lighter trading week), rates can bounce around a bit, so buyers planning to close in the next 30–45 days should consider locking.

🇺🇸 Honoring All Who Served 🇺🇸 Today, we pause to honor the men and women who have worn the uniform and stood in defense of our freedom. Your courage, sacrifice, and dedication remind us that the liberties we enjoy were earned through service and strength.

Mortgage Rates For Week Ending 10/03/2025 Conforming & Government Loans • 30-Yr Fixed: 5.750% (APR 5.902%) • 15-Yr Fixed: 4.990% (APR 5.241%) • FHA 30-Yr: 5.490% (APR 6.252%) • VA 30-Yr: 5.625% (APR 5.843%) • 30-Yr Fixed: 5.875% (APR 5.994%) • 5/6 ARM: 5.875% (APR 5.901%)

☕🌍 Happy International Coffee Day! 🌍☕ Coffee wakes you up for the day. A mortgage? That wakes up your future. Coffee fuels your mornings — but the right mortgage opens doors to stability, growth, and the life you’ve been working for.

With the Steller Lending Team, we make the process smarter, faster, and digital — so you can get to “APPROVED” with ease. ✅ Whether you’re buying your first home, upgrading, or refinancing, I’ll guide you through every step.

📊 Today’s Mortgage Rates – Sept 25, 2025 30Y Fixed: 5.88% (APR 5.978%) 15Y Fixed: 5.49% (APR 5.451%) FHA 30Y: 5.50% (APR 5.680%) VA 30Y: 5.625% (APR 5.843%) Jumbo 30Y: 6.125% (APR 6.259%) 5/6 ARM: 6.125% (APR 6.144 ***Rates vary by loan type, credit, LTV, and other factors.”

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Lower rates mean stronger buyer demand—and the chart proves it. 📉 But hey, don’t just watch the market… wait until you check out my rates. Call me today and let’s see what’s possible for you! #MortgageBroker #HomeLoans #MortgageRates #RealEstateTips #HomeBuying #RealtorLife

📉 Mortgage rates continue to drop! If you’ve been waiting for the right time to buy or refinance, this could be the opportunity you’ve been holding out for. Lower rates mean lower payments and more buying power.

💡 Pay the same, but make it YOURS. Every month, renters hand over their hard-earned money and get nothing in return but a receipt. 🧾 Meanwhile, homeowners are building equity with every payment—turning the same monthly cost into an investment in their future. 🏡

Change the story. Build equity, not excuses. Too many people are waiting for the “perfect time” to buy a home. The truth? The perfect time is when you decide to take action. Every rent check builds your landlord’s wealth—not yours.

🏡✨ This Labor Day, let’s celebrate more than hard work — let’s celebrate the keys to new beginnings! Whether you’re buying your first home, upgrading. Here’s to turning your hard work into the home you’ve dreamed of. Happy Labor Day! 🇺🇸🔑 #LaborDay #NewHome #MortgageBroker #

Success isn’t about shortcuts—it’s about consistency. Show up daily with discipline, no drama, and clear purpose. Work hard. Talk less. Stay humble. Chase goals. That’s how we show up for you.

🏠💍 If one of these dudes can marry Taylor Swift… YOU can become a homeowner!!! 😲 You don’t need to be famous — you just need the right mortgage broker. Let’s make your dream home a reality (no pop star romance required 😉). 📞 Call or text me today: 720-224-1679

The Financing Tool Every Realtor Should Know If your clients are building real estate portfolios, you need to know DSCR loans. Instead of W-2s or tax returns, these loans qualify based on rental income #RealEstateInvesting #RealtorTips

Everyone’s talking about the Fed in September… but here’s the thing 👇 Mortgage rates don’t just follow the Fed. The bond market moves on expectations — and a lot of that’s already priced in to the current rates.

Don’t overlook reverse mortgages—they belong in every retirement planning discussion with your Financial Advisor.

💰 Mortgage Rates Update – Week Ending July 18, 2025 🏠 #ColoradoMortgage #MortgageRates #ColoradoRealEstate #MortgageUpdate #HomeLoansColorado #RefinanceColorado #ColoradoHomes #DenverRealEstate #BoulderHomes #ColoradoSpringsLiving #InterestRates #LockYourRate #HomeBuyingTips