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Sahill Poddar Profile
Sahill Poddar

@llihas

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Co-founder & CEO @ParafinHQ

San Francisco, CA
Joined August 2014
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@llihas
Sahill Poddar
11 days
Very exciting times at @ParafinHQ as 1. we’ve surpassed a $100M revenue run rate 2. are live on 80+ platforms 3. have achieved this with a lean team of ~100 people We could not be more excited for what lies ahead of us as we scale multiple products. Come and join us in our
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parafin.com
Help shape the future of embedded finance. Parafin offers competitive pay, benefits, and a mission-driven culture.
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@llihas
Sahill Poddar
2 months
👀
@tbpn
TBPN
2 months
IN NEWS: @GustoHQ unveils new cash flow tools at its live Showcase in San Francisco to help small businesses make payroll on time. “When I speak with small businesses, the hardest moments are when they cannot make payroll. It is not that they do not make enough money. It is all
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@llihas
Sahill Poddar
4 months
It is @vladtenev vs Jamie Dimon and is crystal clear who is winning. One is relentlessly shipping product and other is shipping nonsensical fees.
@howardlindzon
Howard Lindzon
4 months
$HOOD has NEVER traded at a higher market cap than $COIN ...until the last week I've long said that is easier for Robinhood to become Coinbase than viceversa and this may be the flippening as Robinhood goes tokenization and Coinbase goes stocks @vladtenev vs @brian_armstrong
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@llihas
Sahill Poddar
4 months
There are two ways a small business can find itself -- via sales which payment processors solve for and via debt for which there is @ParafinHQ
@ThePeelPod
The Peel
4 months
I asked @llihas why most traditional banks don’t lend money to small businesses: “The biggest problem in small business credit in the US is it’s mostly consumer products masquerading as small business products. Banks and credit cards rely on personal credit scores and require
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@llihas
Sahill Poddar
4 months
Great work, Mayor Lurie! Simplifying permits is a much needed change for SF based small businesses. With downtown driving 40% of city tax revenue, this hopefully sparks a recovery
@DanielLurie
Daniel Lurie 丹尼爾·羅偉
4 months
Today, I signed an additional package of PermitSF into law. To allow our neighborhoods and downtown to thrive, the City needs to get out of the way of business owners by making the permitting process simple and transparent. Here is what this package does: ➡️ Eliminates the need
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@llihas
Sahill Poddar
8 months
San Francisco staple @FiorellaItalian continues to scale their business by opening their Noe Valley location funded by @DoorDash capital powered by @ParafinHQ ♥️ 🇮🇹🍕 https://t.co/rXdVhshpxz
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merchants.doordash.com
Learn how this San Francisco neighborhood staple used DoorDash Capital to expand their business, even in the city's unpredictable restaurant market.
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@llihas
Sahill Poddar
8 months
Fun conversation with @shivassangwan from Physics to Fintech.
@shivassangwan
Shiva Singh Sangwan
8 months
What if your fav barbershop or local restaurant was funded by your food delivery app? Not by it. But through it. Sahill Poddar built Parafin to give small businesses the credit banks wouldn't—using DoorDash, Amazon, etc. as the new underwriting system. @llihas
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@llihas
Sahill Poddar
8 months
Team @cern back to 🧑‍🍳 with an unexpected observable at the LHC!
@CERNCourier
CERN Courier
8 months
While searching for additional Higgs bosons, the @CMSExperiment may have instead uncovered evidence for the smallest composite particle yet observed in nature – a “quasi-bound” hadron commonly called toponium. https://t.co/7UqKxiWa17
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@llihas
Sahill Poddar
8 months
Klarna succeeded where several others failed, making the European consumer use credit for e-commerce purchases.
@llihas
Sahill Poddar
8 months
A lot of uninformed dunking in my feed from the $DASH and $KLAR deal due to a lack of understanding of how BNPL/Pay-in-4 benchmarks against credit cards. For the consumer segments that do not get credit card rewards, Pay-in-4 is a superior product since there is no compounding
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@llihas
Sahill Poddar
8 months
A lot of uninformed dunking in my feed from the $DASH and $KLAR deal due to a lack of understanding of how BNPL/Pay-in-4 benchmarks against credit cards. For the consumer segments that do not get credit card rewards, Pay-in-4 is a superior product since there is no compounding
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@llihas
Sahill Poddar
8 months
The wild adjustment isn’t as bad: 1.The interest payment has a limited shelf life. 2. Omission of non-cash SBC is standard in adjusted EBITDA reporting across the board, not unique to X.
@pitdesi
Sheel Mohnot
8 months
X raising $2B at $44B; includes 25% of xAI Launching X Money, digital wallet and p2p payments app later this year $1.2bn in adjusted EBITDA but it's wildly adjusted. Not surprising since when you buy a Tesla the price they show you subtracts "gas savings" 😂
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@llihas
Sahill Poddar
8 months
Apple delaying AI? Not a big deal. •Their core biz (iPhone) is untouched. •They’ll tax whichever app wins. •True AI integration needs iPhone/iOS control. •Likely waiting for broader Neural Engine adoption. Apple plays the endgame, not the speed game.
@benthompson
Ben Thompson
8 months
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